In 1996 when I got my license in Florida, I believe my family was on Allstate, and I definitely asked if Driver's Education offered by the school would lower my rates...and they definitely said yes.

Showing them a 3.8 GPA or better report card would also lower it, however I didn't even come close to that, ironically enough because I had all the freedom of my license and wasn't about to waste time with school...god I was such a dumbass, and now I'm a teacher. Karma bites me in the ass constantly as I get to teach versions of me all the time and :mad0259:

FACTORY:
LT/RS
Black with my custom Bumper to bumper Z-28 Stripes, in Hot Wheels Spectraflame Rich Yellow Gold (courtasy of Pink :thumbsup:) painted, of course.
Jet black leather int.
Boston Acostics

AFTERMARKET:
Gold Halos.
Gold ambient lighting
K&N full cold air intake kit.
Borla Exhaust system
Set of electronic exhaust cutouts.
light Tint on all windows
And later on: Supercharger.

Be prepared for a shocker. Im 26 now. At 18 years old I drove a 1994 V6 Camaro. The insurance..... 300.00 per month. For a 3.4L V6!! Twice what my car payment was.

You are in for a world of hurt on insurace man. I'll be 27 with a clean record and even I'm slightly concerned what my rates will be...

I think you mean rich yellow gold ;)

I am contemplating now getting my camaro re-painted with the Valspar Sunrise. A big thanks to Pinkcamaro as well for letting me know that the price would not be so high after all..

I agree, unless you have money being handed down by your parents, you shouldn't be able to afford a V8/SS Camaro's payments and insurance combined a month, even if living at home and have a part-time job while going to college (pre-college degree of course). Assuming you are paying for college as well.. If your parents are paying for college and living expenses and you have a good part-time job, you can afford to pay but you wouldn't be saving almost anything.. My advice would be to get a V6 Camaro which is no slouch, save the extra money on gas, insurance, and car payments because you will need it once you graduate and leave your parents house...

The gold is for my stripes. Just fixed the post.

Heh, the op isn't even in College yet, 16 is a bit young for that.


....wait.... is he a genius? :confused0068:

There is nothing in any of his posts to date to indicate that.

i think arguing about whether or not a 16 should drive a 422 hp car is a waste of time...


if his dad was SMART enough to have made enough money to spoil him like that.


than he ought to be SMART enough to know not to.

Edit: d'oh. I got it...

If your a young Male rates will be HIGH, SORRY. My son is 20 and pays $4000 a year for a Chevy AVEO. NO tickets.

Dude, I'm 21 and saving for a Camaro V8. I'm going to be paying college by myself, yet I live at home and pay no bills and MY job is full time- that's about the only advantage I have. I'll be paying the insurance and the monthly payments.

My suggestion to you is, since I know I can't talk you out of going for the V8 (really, that's like trying to offer love advice - they'll never listen to you anyway), is to at least save for a massive down payment. You can't modify how much your insurance payment will be, but you can modify how much your monthly payments can be by putting a lot more down.

Assuming a V8 SS with nice options is around ~35K (I really hope I get conveniently surprised), my payment will be around $250.00 a month since I plan to put 25K down. The insurance doesn't seem so intimidating anymore, does it? But it will be. It strangles the hell out of you at your age.

Man, who do you guys have insurance with????? I have had two tickets when I was younger; both which are off my record now and I just got quoted $95 a month for full coverage on a 2006 Chevy Corvette. I am 22 and I am covered by Nationwide.

:confused0068:, I would definatley shop around for different insurance. $333 bucks a month for a Chevy Aveo is more than the actual car payment itself probably, and your son has no tickets???