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-   -   Heres My Plan. Let me know what you guys think (http://www.camaro5.com/forums/showthread.php?t=27390)

2010Camaro2LTRS 06-14-2009 09:53 AM

Heres My Plan. Let me know what you guys think
 
Ok, i just graduated highschool and have been saving for this car since the day they announced a new camaro and then transformers came out which really modivated me to save more money. I am new to this website, actually i never had an account but i have always been looking around and getting as much info as i can. Now that i am serious about buying a new Camaro i decided to start asking more questions and getting as much info as i can before i order it. I plan on ordering my Camaro this Christmas 2009. Its going to be my gift to myself, and probably for the next few christmas' as well. But i plan on getting a Rally Yellow 1SS with a sunroof and a painted engine cover. I will also be getting black bumble bee stripes from the guys at Ridergraphix and upgrading the exhaust for sure. Let me know what you guys think. Its really exciting to be part of this website and im really enjoying your guys cars as well.

TAG UR IT 06-14-2009 11:31 AM

I think you can get it done. There's going to be a lot of cost going into this at your age. I'm not saying it's impossible nor am I saying "don't do it." Hey, more power to you!

Look into insurance for the 1SS. See what it's going to run you. Also, who is going to sign the paperwork. Will you have a co-signer. You will probably have to have mom or dad buy the car, put it in their name, and have you make payments. That is, unless you have the cash to put down. How much do you have to put down? Further, look into financing. The best rate out there right now is 3.8 from Randolph Brooks Federal Credit Union. You need to look them up on the web, see if you qualify, and get yourself and account and loan.

You can do it. It's going to take cash, is all.

What will make this work is how much you have to put down, what you will be financing, what the monthly payments will be, and if you will have a good paying job that will allow you to make those payments for the next 5 years or so.

Again, you can do it! And, I REALLY hope that you are able!!!

Welcome to the site and glad to see you joined!!

2010Camaro2LTRS 06-14-2009 04:14 PM

Thanks for the encouragement! I really am looking forward to purchasing my car and taking pics to share with all you guys. Thanks again so much for all ur info

Hawks 06-14-2009 04:27 PM

Congrats man I think you are going about it the right way, and I agree with Tag you'll have to have your parents co-sign and prolly would be best to piggyback on their insurance or yours will be super high. :thumbup:

2010Camaro2LTRS 06-14-2009 05:11 PM

Ya im definatly gonna have my parents co sign on it, and i am also staying on their insurance cause like you said, mine will be super high. Thanks for the info!

2010Camaro2LTRS 06-16-2009 12:31 AM

I have a quick question for you guys. I went into my dealership and they told me in order to order my car it would be $1000 down. I have been looking around and some say its $500. Any Help?

my2010camaross 06-16-2009 12:41 AM

pretty much every dealership is going to be different. if you want it by christmas i d order it in the fall.
o yeah i graduated in 08 and I as well ordered the 1ss back in october. still waiting on my car.

2010Camaro2LTRS 06-16-2009 12:55 AM

Alright thanks man. Sorry about your wait. Thanks for the info.

Dr Jkel 06-16-2009 06:33 AM

I think it's awesome that you are saving for this car, like I pressume most have been. Being young I would like to give you a challenge just to ensure that this goal of yours can be accomplished.

First figure out how much the car will cost with tax license etc... then deduct your down payment. Next go talk with some banks in your area and find out what a elative payment would be , for the sake of this let's say 475.00 a month,( which will require a large down payment) add in insurance say 100.00 a month plus one tank a gas a week say 60.00. Then for the next 6 months put 635.00 into a savings account. If for any reason you have to pull any of the money out then you can not afford this car and may have to wait to either put more money down, get a better job or simply wait till you can afford it.

While this may not be the popular thing, it is the best things to do and a valuable lesson for any purchase you are thinking of making. Of course you will have to also consider cellphone payments, date money etc... IMO I would rather see you wait a little and get what you want and be able to afford it and able to enjoy it, rather than having to work just to make a car payment, not smart. You seem to have a good head on your shoulders and I think you will make a good decision. Thanks

2010Camaro2LTRS 06-16-2009 10:27 AM

Thanks man! I really appreciate all the encouragement and advice you have to give. Also, thanks to everyone for making me feel really welcome to the site. I really appreciate it!

2010Camaro2LTRS 06-17-2009 12:22 AM

Just picked up another job, so now hopefully the money will start rollin in and my dream will become a reality.

68 Z/28 06-17-2009 12:34 AM

Quote:

Originally Posted by 2010Camaro2LTRS (Post 591766)
Just picked up another job, so now hopefully the money will start rollin in and my dream will become a reality.

:w00t: more power to you , btw why is your name 2010Camaro2LTRS when you are going to order a 1SS ? (just curious) :)

2010Camaro2LTRS 06-17-2009 12:36 AM

Its because i wasnt sure if i could afford a SS but now that im pretty sure i can, i changed what i want and definatly like the SS look better than the LT models

68 Z/28 06-17-2009 12:37 AM

Quote:

Originally Posted by 2010Camaro2LTRS (Post 591788)
Its because i wasnt sure if i could afford a SS but now that im pretty sure i can, i changed what i want and definatly like the SS look better than the LT models

:w00t: now go change your name LOL :sm0:

TAG UR IT 06-17-2009 12:48 AM

If you get the SS, we'd be HAPPY to get your name changed!

2010Camaro2LTRS 06-17-2009 12:49 AM

Sweet Tag, Thanks

68 Z/28 06-17-2009 12:54 AM

Quote:

Originally Posted by TAG UR IT (Post 591809)
If you get the SS, we'd be HAPPY to get your name changed!

:w00t: Your the best Tag

2010Camaro2LTRS 06-22-2009 08:32 AM

One more quick question for you guys. Say in order to order my camaro i have to put $1000 down just to order it, does that 1000 get deducted from the cost of the car when i pick it up?

Jamie Mac 06-22-2009 09:02 PM

Yes

TAG UR IT 06-23-2009 12:16 AM

Just have them put it in writing that the 1k is fully refundable should you have to back out of the order for some unknown reason. Oh, and also make sure that the paperwork says "MSRP including any incentives."

FNKNSTN 06-23-2009 12:26 AM

Don't think it'll happen.

2010Camaro2LTRS 06-23-2009 12:31 AM

What dont you think will happen? And thanks guys for the info

2010Camaro2LTRS 06-24-2009 10:55 PM

I need to get a 3rd job, now that i look at the Z28, i need to do whatever it takes to get that car if it comes out. Mayb not a 3rd job, that could be streaching it, but seriously, its so sexy! If the Z28 does not come out, im still going with my 1SS plan. After seeing transformers, im gonna get the front fascia painted like BB.

JewelZ 06-24-2009 11:10 PM

You seem like a very determined and very responsible young adult. This Chritsmas will be your most blessed one... Good Luck, keep updates coming...

2010Camaro2LTRS 06-24-2009 11:21 PM

Thanks Jewelz, it means alot to me that you guys keep the support coming and not like alienate me or get mad at me cause im some dumb kid trying to get a camaro. Thanks alot you guys, your comments and kind words and help get my threw the toughest work days, but in reality, its gonna pay off soon. Thanks again everyone!


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