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>5. We owe 15-16k and clean trade in is $17,850 so we wont be >upside down
just because she is not upside down on the car at the moment doesn't mean she wouldn't be losing a bunch with this trade in and new car transaction. She probably just had a big down payment when she bought it.
As for you paying the new camaro payment if you can afford that why not help pay now on the Z with your monthly salary ? What are you spending your monthly salary on now ? I wouldn't look a gift horse in the mouth, sounds like your parents are fairly well off and have provided quite a bit for you. This all probably sounds kind of harsh but when you are young things just seem different and you don't often realize what you have.
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