01-25-2022, 04:44 PM
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#191
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Drives: 20 1LE 2SS M6 Rally Green
Join Date: Mar 2014
Location: Franklin WI
Posts: 6,632
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Quote:
Originally Posted by zxspeedspec
https://www.carsdirect.com/deals-art...ith-bad-credit
Seems pretty straightforward. While both Dodge and GM will finance subprime loans, GM limits their subprime loans to entry level vehicles. Dodge will subprime finance a ****ing Hellcat.
If we wanted we could probably extrapolate something based off the marketing and key demographics each manufacturer targets. Ignoring the looks of the Chargers/Challengers/Camaro/Mustang and going purely off of the objectively measurable aspects, it's easy to see that Chargers/Challengers cater to an ignorant market base. With the exception of straight line speed (the easiest and cheapest to modify for aftermarket), Chargers/Challengers don't win in any other performance metric. It's essentially a 2005 chassis with a modern engine shoved into it. Can't even qualify it as a modern transmission because it doesn't offer anything modern. It's pretty easy to see if your entire marketing strategy is to capitalize on ignorant customers by manipulating their emotions over how the vehicle looks on the outside, you're going to end up with an objectively worse group of buyers.
Hell, I'm willing to bet there's more people who own Challengers/Chargers who couldn't care less about anything performance related about their car but it "looks good". How many Camaro owners can you say have that same mindset? I've dated a stripper who was definitely that way, but other than that most Camaro owners I've ran into know exactly what they have, what performance reasons drove them to buy it, and why they chose it out of the 3 options available to them.
The Charger/Challenger is essentially a poverty man's Corvette. Ghetto status symbol vs suburban status symbol.
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This sums it up. Interesting read
Quote:
Becoming Chrysler's preferred lender made sense for Santander. It was aggressively expanding in the U.S. subprime loan market, and Chrysler, the perennial third wheel among the "Big Three," relied more on buyers with lower credit scores than General Motors Co. or Ford Motor Co.
https://www.autonews.com/article/201...dy-in-subprime
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