Originally Posted by Txturbo
Some good info.....but if you want the best deal....don't use the dealer financing,
Not necessarily. You need to check with your bank to see what rate they offer, then check with the dealer at the time of purchase and go with whomever has the better rate.
had a bank beat a dealer rate and I've bought several new and used cars. Dealers can offer lower rates due to kick backs and promotions from the manufacturer. I've gotten 2.9 - 3.9% rates historically when the best my bank could do was 5.5%.