Originally Posted by DkknightX
Good luck with that. I have an 800 credit rating and I'm staring down the barrel of 8.1%. Have fun getting robbed my friend.
You are paying way to much. I have a 770 credit rating and I have been approved by a credit union for 4.75% on 72 months.
You should check around to see what is out there. Many of places are taking memberships for new accounts. Even credit unions will take memberships with unconventional credentials.