I hadn't noticed that the "value protection" (details?) only applies for the first two years. How many people trade a car within two years?
It is good that they're offering payment protection for two years. Hyundai only does one. But Hyundai also lets you return the car. That doesn't appear to be an option here.
Correction: the plan description in the OP is incorrect. The "value protection" applies after at least half the payments have been made, and kicks in the difference between payoff and "clean NADA retail." And the odds of the dealer giving you clean NADA retail on your trade are?
Last edited by mkaresh; 03-31-2009 at 10:37 AM.