Different dealers are going to have different products! READ it closely and make sure it covers comsmetic damage because if it doesn't state it ON the contract it doesn't cover it, no matter what the finance guy tells you.
WE offer a 4 year for $469.00 and a 5 year for $499.00 this covers up to $600 per tire, $1,200 per wheel, $75.00 for mounting/balancing, $30.00 flat repair, and $60.00 for roadside assistance. Policy has a $7,000.00 cap. It does not cover cosmetics so if you hit something, BACK up and hit it again, HARD!