I have heard many stories about tops shredding when they are finally put up after being left down for years.
Also, I am not in any kind of rural area. But discovered that a squirrel got in my garage, and could not get it out. Never had this before in 20 years of living there. I had to go buy a trap to get rid of it. I would not have wanted to see what kind of damage it might have done to the interior if I had always left the top down.