I'd keep what I have also. Wait until after you graduate, get the career on track, decide on long term financial goals (house and for sure 401K contributions as much as you can stomach. Max your 401 each & every year. Trust me, the earlier you start & put in as much as you can, the better it will be BY A LOT later).
Impressive a college student could put a $16K down though, kudos.
Last edited by BrianL; 09-07-2017 at 09:05 AM.
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