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I don't understand how you could get a 600 a month payment for 84 months...that's like 50k. Did you get rapped on the interest rate? a 1SS RS should be around 30-33 MSRP.
In any case take the 3k hit and get out of the car, and don't be ashamed. I think it's great you are mature enough to admit you are in over your head before it gets worse.
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