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If you own your own home, you could get a HELOC; rates are very low, especially through a FCU. An added benefit is that a HELOC is like a home loan (2nd Mortgage) and the interest is an expense that you can claim on your tax return.
Borrowing off a CC is good from the standpoint that it is an unsecured loan; you
get the pink slip right off and don't have to worry about a lien or repossession. Be careful and pay when you get the statement - don't wait until a few days before it's due; you don't want to give the CC Co an excuse to raise your rate due to a late payment. AND you can always watch for Balance Transfer Offers and possibly reduce your rate. A good credit rating is valuable, do your best to protect and enhance it by paying early.
Rotsa Ruck, G.l.!
RixRad
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