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Answers to all your questions can be found via the "search" function. If, after you read up a little on those results, you have some specific questions, we will try help you then.
Not meaning to sound like a putz here but, that's what forums are for.... You will find many different answers to your questions based on our members experiences so, there really isn't "one" answer to your questions. So, spend a little time with the search function and see what you come up with....
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