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If you bought your first car under your name and all payment were paid on time then you should get a good interests rate. if thats the case then go for it because the ZL1 isn't just faster but it also has magnetic ride control which (i test drove when I got my manual ss) and its a bad ass car, everything is made right. the suspension is in itself the reason to go with the Zl1, plus you can always get ore power, magnetic ride control isn't something you can just add like that.
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New car- 2013 ls3, dusk special edition, muffler delete, CAI intake, ported vmax throttle body, next will be headers and tune...
First car-2011 L99, Vmax ported throttle body 90mm, Vararam intake, flowmaster outlaw exhaust, TSP 1 7/8 headers w/ Cats, PCM tune
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