[christianchevell]

When you get older the insurance is cheaper...2ss/rs for like 60$ full coverage new vehicle replacement.......they figure how safe the car is how powerful and how prone to accidents, or to damage other vehicles, you age is a big one, your driving record, your state you live in and its propensity to have accidents due to weather ,and how far you drive every year and to work and back...(if you have good insurance this matters). I use 21st century....formerly AIG.. nobody has ever beat them while checking rates I have over and over and wasted time doing it. And they even have a internet sign up discount and paperless discount. Good luck