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NOOOOOOOOOOOOOOOOOOOOOoooooooooooooooooooooooooooo oooooooooooooooooo! Now is not the time. They really tuffened up the bankrupcty laws and you will still end up paying for most of your debt and will have the bankrutcy on your report for 7 to 10 years. Your insurance will go up and some employers decline you because it shows up on background checks.
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