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I would make the audio place pay for your tire. Even though they say it isn't there fault you know damn well one of their jerk off installers did it. So gather some less than reputable friends and visit them with the repair bill and tell them to pay you right now. If all else fails the phrase that always seals the deal..." Apparently you have under estimated the type of person that I am." It works every time, as long as you are calm, say it like you mean it, and you and your friends look as though you might rip the walls down. But don't threaten, you can go to jail for that, found that out the hard way. If you get insurance involved they mark it against you, and won't accomplish much. JMHO cause it has always worked for me.
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