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Yeah for the most part it's not gonna matter. They will never know what was done unless u don't pay on it. And if u sell it before its paid off then as long as u can get the pay off amount out of it or come up with the difference they don't care. Now if it were a case where they repo it and u have done something to highly devalue the car they would then make u use ur insurance to repair it. That's one of the reasons financed cars have to have full coverage.
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