View Single Post
Old 10-19-2010, 11:06 AM   #2
Mr_Draco


 
Mr_Draco's Avatar
 
Drives: 2SS/RS
Join Date: Sep 2008
Location: Western North Carolina
Posts: 7,182
Only if you have a zero deductible and depends on the cost of repair.

When minor accidents happen in parking lots, such as this, your insurance covers your car, not his insurance. As such your deductible comes into play.

Also most insurance companies won't cover someone elses car without a police report and police won't fill out a incident report unless it was on a public road way, which a parking lot is not.
Mr_Draco is offline   Reply With Quote