Let me tell you my thought process. When I bought my SS new, didn't even know of a ZL1 otherwise I probably would have waited, but I didn't...
I was at the point where I thought exactly what you thought. Trade or mod the SS.
When I would have traded mine, I probably would have gotten 30k for my SS and a ZL1 would be at least 55k at the time, a 25k difference.
For that amount you can change a lot on your SS and you can have a lot fun doing it, at least I did. You can see what I have done to mine and I am at less than 15k. Mine now has more Hp than a stock ZL1, but for sure mine doesn't handle like a ZL1, but if I want that, there is money left to do it. But mine is a fun daily driver not a race car, therefore I don't need that.
If you want everything done and immediately the full package, trade in. If you want some fun along the way, mod the SS. It really comes down to what you want to get and what you want to spend...
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