Quote:
Originally Posted by edog
I have state farm, and have been quoted 48 dollars a month increase to my current coverage with a 500 deductible. I have two other vehicles with them and a home. I have been with them for 11 years, and I live in a pretty decent area of the state. Lower crime than others.
I did see the small print from PenFed. I went right by it because it did not pertain to me.
I am getting a new car rate at 3.99% for 60, or 4.75% for 72, or the payment saver rate at 4.25% at 72 months. I am still undecided. I have a few weeks to go to make up my mind.
Used rates are also at 3.99%, can't you refinance for a lower percentage to get a better payment? The payments could be lower the other route, but you will pay more for the vehicle.
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What is the payment saver rate? That's the first I've heard of it... it's lower than the regular 72-month rate, so what's the catch? Thanks