Insurance companies are only interested in giving you market value. This is how it works in our system. We only get the depreciated value of the asset we lose. Its up to the dealer and/or GM to make this right. If they are pressured/embarrassed enough, they just might make things right.
Additionally, I would press charges on the guy who took it for a joy ride. Press full charges and stress that a paint job does not require a test drive.
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Molon Labe!
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