Quote:
Originally Posted by homerlex
VIN is assigned when the car is produced.
I was able to get pre-approved from a credit union before I had a VIN. It took less than a day for them to get back to me telling me I had been pre-approved and what the current rate was.
I ended up going with financing through GMAC (well, I will next week when the car is here) because they actually beat my credit union (4.09%). The dealer told me it only takes 10 minutes for GMAC to approve someone.
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Interesting. I look into GMAC too. However, I asked my salesman today and he said he could not beat my mother's credit union of 4.99%.
We shall see.