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Old 12-03-2009, 12:39 AM   #1
HeavyD

 
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Insurance discounts with OnStar

Anyone getting any insurance discounts because they have OnStar with the car?
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Old 12-17-2009, 08:06 AM   #2
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I answered my own question. No, OnStar does not affect rates. My insurance guy said there are very minor rate differences of only a few dollars. It also does not matter whether you have OnStar enable or let it expire, same thing. They look at OnStar the same as a pro alarm/security system. They only work if they are working. Systems can be left unarmed and the car still stolen. The system can malfunction and the car still stolen. Insurance has no faith in these I guess?
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Old 12-17-2009, 08:14 AM   #3
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...in Cali you get a discount if you have Lo-Jack installed on ur vehicle! So that's a plus for me since my rate is so high!
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Old 12-17-2009, 09:40 AM   #4
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I get about $350 off on my Camaro.
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Old 12-17-2009, 09:41 AM   #5
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Quote:
Originally Posted by HeavyD View Post
Anyone getting any insurance discounts because they have OnStar with the car?
yes mine does i got 15% off. it is with smart coverage and the cheapest insurance i found
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Old 12-17-2009, 11:36 AM   #6
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For those of you that are getting the discounts, what insurance companies are you with?
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Ordered:
IOM 2LT/RS M,IOM int.
1000, Dealer Order (11/02/2009)
1100, Preliminary order accepted (11/??/2009)
2000, Order accepted by GM (11/??/2009)
3000, Order accepted by production control (11/??/2009) TPW 12/21/2009
3100, Order available to sequence (12/??/2009)
3300, Order scheduled for production (12/21/2009)
3400, Order broadcast (12/21/2009)
3800, Order produced (12/22/2009) VIN: 2G1FG1EV5A9180303
4000, Available to ship (12/23/2009)
4200, Shipped (01/15/2010)
5000, Delivered to dealer (01/15/2010)
6000, Delivered to customer (01/16/2010)
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Old 12-17-2009, 11:39 AM   #7
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Mercury Insurance offers you a discount.
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Old 12-17-2009, 02:15 PM   #8
zzibradleyizz
 
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Canadian Insurance companies since we're in the Canada Section! :p
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Ordered:
IOM 2LT/RS M,IOM int.
1000, Dealer Order (11/02/2009)
1100, Preliminary order accepted (11/??/2009)
2000, Order accepted by GM (11/??/2009)
3000, Order accepted by production control (11/??/2009) TPW 12/21/2009
3100, Order available to sequence (12/??/2009)
3300, Order scheduled for production (12/21/2009)
3400, Order broadcast (12/21/2009)
3800, Order produced (12/22/2009) VIN: 2G1FG1EV5A9180303
4000, Available to ship (12/23/2009)
4200, Shipped (01/15/2010)
5000, Delivered to dealer (01/15/2010)
6000, Delivered to customer (01/16/2010)
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Old 12-17-2009, 03:23 PM   #9
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My insurance is with Intact.
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Old 12-17-2009, 07:43 PM   #10
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I believe I got a small one.

Nothing to major, but I mean, with insurance companies, every little bit helps.
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Old 12-18-2009, 12:37 AM   #11
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Belair Direct and SmartCoverage by GM offer it in Canada.

I have Belair.
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Old 12-18-2009, 08:22 AM   #12
zzibradleyizz
 
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Okay awesome, I currently am with Belair, I will make sure they give me the discount then! How much roughly is it saving you on your premium?
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Ordered:
IOM 2LT/RS M,IOM int.
1000, Dealer Order (11/02/2009)
1100, Preliminary order accepted (11/??/2009)
2000, Order accepted by GM (11/??/2009)
3000, Order accepted by production control (11/??/2009) TPW 12/21/2009
3100, Order available to sequence (12/??/2009)
3300, Order scheduled for production (12/21/2009)
3400, Order broadcast (12/21/2009)
3800, Order produced (12/22/2009) VIN: 2G1FG1EV5A9180303
4000, Available to ship (12/23/2009)
4200, Shipped (01/15/2010)
5000, Delivered to dealer (01/15/2010)
6000, Delivered to customer (01/16/2010)
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Old 12-18-2009, 10:26 AM   #13
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Quote:
Originally Posted by zzibradleyizz View Post
Okay awesome, I currently am with Belair, I will make sure they give me the discount then! How much roughly is it saving you on your premium?
$350 on it. Keep in mind it is different for everyone, but you should at least get the cost for it covered.
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Old 12-18-2009, 10:35 AM   #14
zzibradleyizz
 
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That is quite a nice deal. Thanks for the info, I will check in with them to see what the discoutn for myself will be!
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Ordered:
IOM 2LT/RS M,IOM int.
1000, Dealer Order (11/02/2009)
1100, Preliminary order accepted (11/??/2009)
2000, Order accepted by GM (11/??/2009)
3000, Order accepted by production control (11/??/2009) TPW 12/21/2009
3100, Order available to sequence (12/??/2009)
3300, Order scheduled for production (12/21/2009)
3400, Order broadcast (12/21/2009)
3800, Order produced (12/22/2009) VIN: 2G1FG1EV5A9180303
4000, Available to ship (12/23/2009)
4200, Shipped (01/15/2010)
5000, Delivered to dealer (01/15/2010)
6000, Delivered to customer (01/16/2010)
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Old 12-18-2009, 03:12 PM   #15
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I should check too, but my premium is only $1000 for me and the wife. I was pretty happy with that!
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Old 12-18-2009, 06:09 PM   #16
zzibradleyizz
 
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Weird, I just called Belair, and they say there is no such discount for OnStar...

there explanation was because it is a factory installed system.
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Ordered:
IOM 2LT/RS M,IOM int.
1000, Dealer Order (11/02/2009)
1100, Preliminary order accepted (11/??/2009)
2000, Order accepted by GM (11/??/2009)
3000, Order accepted by production control (11/??/2009) TPW 12/21/2009
3100, Order available to sequence (12/??/2009)
3300, Order scheduled for production (12/21/2009)
3400, Order broadcast (12/21/2009)
3800, Order produced (12/22/2009) VIN: 2G1FG1EV5A9180303
4000, Available to ship (12/23/2009)
4200, Shipped (01/15/2010)
5000, Delivered to dealer (01/15/2010)
6000, Delivered to customer (01/16/2010)
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Old 12-18-2009, 06:10 PM   #17
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Esurance gives a Theft Recovery System discount as well.
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