Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums - Camaro5.com
 
TireRack
Go Back   Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums - Camaro5.com > General Camaro Forums > 5th Gen Camaro SS LS LT General Discussions


Reply
 
Thread Tools
Old 12-19-2012, 07:14 PM   #1
jmontalvo

 
jmontalvo's Avatar
 
Drives: 2011 Rally Yellow 2LS
Join Date: Feb 2012
Location: Pharr, TX
Posts: 1,035
So my mom got into an accident

My mom was driving her Trailblazer home when she got hit at a four way stop. She just barely left the stop sign when a young girl ran the stop and hit her right in front of her front driver side tire. The area is pretty messed up. Both drivers have insurance. My mom is supposed to drive my Camaro and I the Trailblazer. What should I tell the insurance people tomorrow since she'll be at work and I'll be talking to them? Any advice would be appreciated.

Pics in a bit.
__________________
|Trifecta Tune|Custom Magnaflow Exhaust|Cold Air Inductions C.A.I.|BBK LTs w/ HFC|Anvil Rear Notch Glossy CF Spoiler|Body Color Heritage Grille|10 spoke polished ZL1 replica wheels|VMAX ported TB|RS Headlights|Night Owl RGB Halos
jmontalvo is offline   Reply With Quote
Old 12-19-2012, 07:16 PM   #2
Cody2399
 
Cody2399's Avatar
 
Drives: 2012 camaro lt
Join Date: Dec 2012
Location: Oregon
Posts: 543
Glad she's ok!
Cody2399 is offline   Reply With Quote
Old 12-19-2012, 07:17 PM   #3
Cody2399
 
Cody2399's Avatar
 
Drives: 2012 camaro lt
Join Date: Dec 2012
Location: Oregon
Posts: 543
Just tell them the camaro was being modded so she drove the trailblazer
Cody2399 is offline   Reply With Quote
Old 12-19-2012, 07:17 PM   #4
2012REDSS
 
Drives: 2012 Camaro SS
Join Date: Oct 2011
Location: NC
Posts: 657
Glad she's ok too and the truth is always the only way to go
2012REDSS is offline   Reply With Quote
Old 12-19-2012, 07:18 PM   #5
Cody2399
 
Cody2399's Avatar
 
Drives: 2012 camaro lt
Join Date: Dec 2012
Location: Oregon
Posts: 543
Quote:
Originally Posted by 2012REDSS View Post
Glad she's ok too and the truth is always the only way to go
Agreed! My advice is terrible
Cody2399 is offline   Reply With Quote
Old 12-19-2012, 07:21 PM   #6
06_warrior

 
06_warrior's Avatar
 
Drives: 2012 1SS LS3 M6 black on black :)
Join Date: May 2012
Location: SD
Posts: 1,327
Just tell the insurance the truth and let the chips fall where they may. Insurance company's can usually sniff out BS if there is any. Not worth lying about a claim to only have it denied. Now that would really suck.
06_warrior is offline   Reply With Quote
Old 12-19-2012, 07:26 PM   #7
Cheveey57

 
Cheveey57's Avatar
 
Drives: 2010 Camaro 2LT RS
Join Date: Sep 2012
Location: Long Island
Posts: 1,425
Tell them your Mom borrowed your truck because she was going shopping and needed the extra room.
Glad she's ok.
__________________
If you're not living on the edge, you're taking up too much space.
Cheveey57 is offline   Reply With Quote
Old 12-19-2012, 07:27 PM   #8
motorhead


 
motorhead's Avatar
 
Drives: Stormtrooper
Join Date: Sep 2009
Location: Bartertown
Posts: 10,118
Just because your mom is listed as the primary driver on your camaro it doesn't mean she can't ever drive the trailblazer. I don't foresee you having any problems especially if it wasn't her fault.
motorhead is offline   Reply With Quote
Old 12-19-2012, 07:29 PM   #9
dkp2LT


 
dkp2LT's Avatar
 
Drives: '10 2LT/RS, '13 GT/CS, '10 Flex
Join Date: Feb 2012
Location: Kansas City, MO & Del Mar, CA
Posts: 2,480
I'd be willing to bet that they don't ask so don't bring it up. Facts are that family members drive each others car sometimes.
dkp2LT is offline   Reply With Quote
Old 12-19-2012, 07:31 PM   #10
jmontalvo

 
jmontalvo's Avatar
 
Drives: 2011 Rally Yellow 2LS
Join Date: Feb 2012
Location: Pharr, TX
Posts: 1,035
Well there's road construction being done around her school (elementary teacher) so it makes sense that she would be taking the Trailblazer.

The other girl admitted to the cop that she (girl) was at fault. Would there be a rise in our insurance?
__________________
|Trifecta Tune|Custom Magnaflow Exhaust|Cold Air Inductions C.A.I.|BBK LTs w/ HFC|Anvil Rear Notch Glossy CF Spoiler|Body Color Heritage Grille|10 spoke polished ZL1 replica wheels|VMAX ported TB|RS Headlights|Night Owl RGB Halos
jmontalvo is offline   Reply With Quote
Old 12-19-2012, 07:32 PM   #11
two_wheel_mayhem
Would rather be riding
 
two_wheel_mayhem's Avatar
 
Drives: No car no more
Join Date: Jul 2009
Location: Indiana
Posts: 2,751
Who's insurance company are you meeting with?

If it's the other driver's insurance company screw them, that stuff is none of their business. They have to take responsibility, its your vehicle so they have to settle with you on the damages.
__________________
No dog in this fight anymore.
5th Gen owner 2009-2016.
two_wheel_mayhem is offline   Reply With Quote
Old 12-19-2012, 07:33 PM   #12
jmontalvo

 
jmontalvo's Avatar
 
Drives: 2011 Rally Yellow 2LS
Join Date: Feb 2012
Location: Pharr, TX
Posts: 1,035
Quote:
Originally Posted by two_wheel_mayhem View Post
Who's insurance company are you meeting with?

If it's the other driver's insurance company screw them, that stuff is none of their business. They have to take responsibility, its your vehicle so they have to settle with you on the damages.
We have State Farm and the other girl has All State.
__________________
|Trifecta Tune|Custom Magnaflow Exhaust|Cold Air Inductions C.A.I.|BBK LTs w/ HFC|Anvil Rear Notch Glossy CF Spoiler|Body Color Heritage Grille|10 spoke polished ZL1 replica wheels|VMAX ported TB|RS Headlights|Night Owl RGB Halos
jmontalvo is offline   Reply With Quote
Old 12-19-2012, 07:37 PM   #13
dkp2LT


 
dkp2LT's Avatar
 
Drives: '10 2LT/RS, '13 GT/CS, '10 Flex
Join Date: Feb 2012
Location: Kansas City, MO & Del Mar, CA
Posts: 2,480
If the girls insurance accepts blame, which it should, then you will see no increase in rates. Even if you have to make a claim on your insurance and they agree it wasn't your fault then you should not see any insurance rate increase (an example would be if she didn't have insurance).
dkp2LT is offline   Reply With Quote
Old 12-19-2012, 07:40 PM   #14
two_wheel_mayhem
Would rather be riding
 
two_wheel_mayhem's Avatar
 
Drives: No car no more
Join Date: Jul 2009
Location: Indiana
Posts: 2,751
No I meant who is gonna be asking questions?

All-state has no business asking you any personal questions, their girl hit you and that makes you owning them, not the other way around. I usually don't even deal with my own insurance company with wrecks that aren't my fault.

This happened to me once when I was young, except I was the one that wrecked "dad's" truck and it was my fault. Our insurance company kept calling me and asking if it was really my truck and we said I just borrowed it to move furniture. After that we knew the gig was up.
__________________
No dog in this fight anymore.
5th Gen owner 2009-2016.
two_wheel_mayhem is offline   Reply With Quote
 
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 12:15 AM.


Powered by vBulletin® Version 3.8.9 Beta 4
Copyright ©2000 - 2016, vBulletin Solutions, Inc.