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Old 05-03-2013, 11:55 AM   #26
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They were offering 1.9% for 60 months, not sure who is going to offer much better than that?
Sometimes its better to take the rebate money and find a 3% or less loan on your own. Been there, done that.

They'll play that 1.9 for 60 mos like their giving you something.

Same thing at 0-72 months when its offered. You gotta analyze the whole transaction and not buy into the hype.
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Old 05-03-2013, 07:30 PM   #27
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When I bought mine, there were three offers below 1.9. I went with my credit union for 1.55% which was the lowest. This was at the end of March.

Not too mention that you can either take the 1.9 OR the cash incentive. You often cannot use both.
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Old 05-04-2013, 09:58 PM   #28
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Does anyone happen to know if there were cash incentives when the 2010-2013 first came out? Like when each model year was brand new did Chevy offer any customer cash?
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Old 05-04-2013, 10:33 PM   #29
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Originally Posted by LStick View Post
Sometimes its better to take the rebate money and find a 3% or less loan on your own. Been there, done that.

They'll play that 1.9 for 60 mos like their giving you something.

Same thing at 0-72 months when its offered. You gotta analyze the whole transaction and not buy into the hype.
You also have to know who's offering what.
What I mean by that is GM and their affiliation with Ally bank may offer the 0% which would cancel out the cash incentive but if one of your dealers banks is offering that 0% you should still be able to get the cash rebate.
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Old 05-05-2013, 02:46 PM   #30
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edmunds and other sites offer a great financial calculator to compare what the best deal would be. 0% is awesome if you were planning on putting a lot of cash down or could pay it off (invest it vs using it to pay the car off)
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Old 05-05-2013, 07:59 PM   #31
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edmunds and other sites offer a great financial calculator to compare what the best deal would be. 0% is awesome if you were planning on putting a lot of cash down or could pay it off (invest it vs using it to pay the car off)
If you have a low interest rate, there is no real reason to pay it off quickly or early (unless you have no other bills). You want to pay off high interest loans before low interest loans.
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Old 05-06-2013, 09:18 AM   #32
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If you take the cash incentive, can you still use the GM employee discount?
...
My dad work directly for GM and I need every penny I can save
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Old 05-07-2013, 06:51 PM   #33
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Does anyone happen to know if there were cash incentives when the 2010-2013 first came out? Like when each model year was brand new did Chevy offer any customer cash?
Anyone still remember that far back?
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Old 05-07-2013, 06:57 PM   #34
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If you take the cash incentive, can you still use the GM employee discount?
...
My dad work directly for GM and I need every penny I can save
Yes, I am using an executive pin (same price as employee discount) which is $1000 less than supplier. I am am also using the $1000 customer cash and $1000 private offer if I can snag another one this month. ( got one last month).

Matt
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Old 05-07-2013, 07:25 PM   #35
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Yes, I am using an executive pin (same price as employee discount) which is $1000 less than supplier. I am am also using the $1000 customer cash and $1000 private offer if I can snag another one this month. ( got one last month).

Matt
seen any pop yet? My car is only days away and I'd prefer to not have to stall the dealer with the car at the lot for any more time then needbe! lol
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Old 05-07-2013, 07:41 PM   #36
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seen any pop yet? My car is only days away and I'd prefer to not have to stall the dealer with the car at the lot for any more time then needbe! lol
No, but I haven't even tried yet....earliest I can see in the 13th....14th seems like a good day and 15th seems to be the magic number for when they start....I will start trying next week.

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Old 05-07-2013, 07:59 PM   #37
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Best deals happen with the "old" model year they want to clear out so they can sell the "new" model year for more money. I.E. right now you should be able to get 0% financing with good credit and some dealer cash on a "leftover" 2012.

Bought mine this time last year (2011 model) wih 0% financing, 2500 dealer cash , and 1000 competitive lease cash. If i would of waited two more days i could of used the 1000 special offer cash i received online! Not to mention they are willing to drop thousands off sticker on a "left over".
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Old 05-07-2013, 11:54 PM   #38
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Originally Posted by Dropspeed View Post
Yes, I am using an executive pin (same price as employee discount) which is $1000 less than supplier. I am am also using the $1000 customer cash and $1000 private offer if I can snag another one this month. ( got one last month).

Matt
Just $1000 for employee discount? Better than nothing I guess
And what's a "private offer"? I'm assuming I can't get it.
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Old 05-08-2013, 12:01 AM   #39
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Originally Posted by Chevy69er View Post
Best deals happen with the "old" model year they want to clear out so they can sell the "new" model year for more money. I.E. right now you should be able to get 0% financing with good credit and some dealer cash on a "leftover" 2012.

Bought mine this time last year (2011 model) wih 0% financing, 2500 dealer cash , and 1000 competitive lease cash. If i would of waited two more days i could of used the 1000 special offer cash i received online! Not to mention they are willing to drop thousands off sticker on a "left over".
Now that's exactly what I need. But, I wonder when the 2013 prices and/or financing options will drop to 0% (since your model was 2years old instead of 1year) The day I find that out, the day my dream comes true.
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Old 05-08-2013, 12:32 AM   #40
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it's interesting how the quote popup isn't even happening right now.
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Old 05-09-2013, 07:01 PM   #41
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It typically doesn't "pop" this early. It typically starts mid month (ie: 15th) and varies by region. In other words, it doesn't apply everywhere.
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Old 05-09-2013, 08:20 PM   #42
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Just $1000 for employee discount? Better than nothing I guess
And what's a "private offer"? I'm assuming I can't get it.
NOOOOoo.. it is $1000 under supplier which is already discounted from MSRP...
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Old 05-09-2013, 09:51 PM   #43
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NOOOOoo.. it is $1000 under supplier which is already discounted from MSRP...
Gotcha thx, I actually searched the thread and found a decent topic on private offers. Guess I shoulda done that before hand
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Old 05-09-2013, 11:43 PM   #44
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Gotcha thx, I actually searched the thread and found a decent topic on private offers. Guess I shoulda done that before hand
private offer has to be presented at the time of pickup/completion of paperwork, not when you order.
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