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Old 02-19-2014, 10:35 AM   #1
Joseph92
 
Drives: 2011 Camaro 2SS
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GM Protectiom Plan?

I am thinking about purchasing the GM Protection Plan.

Any thoughts?
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Old 02-19-2014, 10:41 AM   #2
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What is that? Like an extended warranty?
How much is it?
What do they cover?
Interested myself because warranty will run out soon.
Thanks!
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Old 02-19-2014, 12:47 PM   #3
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Well there are different level types for the plan. But it is supposed to cover the things that are not covered by the power train warranty. For example like if the AC stops working and stuff. But does not cover things that are meant to wear out like your serpentine belt or air filters and things like that.

My warranty will expire in about 3 weeks and I am just worried about having electrical problems and any other things that could happen.

I have plans to mod my car to get 600+ HP. And I know that some of my warranty could be affected if the issue was caused by the mods. But my concerns are things that won't have deal with mods.
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Old 02-19-2014, 02:11 PM   #4
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Waste of money, bought it, haven't used it once and after reading what it actually covers and the comparing the cost to fix those items if they did happen to fail it's like throwing money down the drain especially if your going to mod the car.

I don't know how many miles you have, but being a 2011, I would think if something had a defect it would have shown up by now especially with the electrical or powertrain components.

My recommendation, just put the money you would spend on the coverage in an account and don't touch it for anything but repairs, this way you can cover repairs IF THEY ARISE and not have to worry if the coverage you purchased is going to cover it or not. These guys have studied the market and there not about to lose money so it should be pretty obvious that repairs hardly occur during the coverage period.

Sorry for the rant, but this was my first new personal vehicle and I got suckered into the additional coverage, looking back I had never purchased coverage on any of our fleet vehicles and never had the option on all the used vehicles I purchased, but I never had any major repairs (over $1,000) on any vehicles under 200,000 miles much less if they were under the 100,000 miles that I believe they cover.
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Old 02-19-2014, 04:01 PM   #5
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So I know that most mods/tunes will void a warranty according to GM.
But say you mod and tune it then go buy an extended warranty afterwards, is it good then?
And not just GM, I have got about 12 letters from different companies offering me some kind of extended warranty, wonder if it would cover a modified ride?
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Old 02-19-2014, 04:24 PM   #6
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So I know that most mods/tunes will void a warranty according to GM.
But say you mod and tune it then go buy an extended warranty afterwards, is it good then?
And not just GM, I have got about 12 letters from different companies offering me some kind of extended warranty, wonder if it would cover a modified ride?
I think they are all a waste of money and almost borderline scam from what I have researched.
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Old 02-19-2014, 04:27 PM   #7
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think GM would offer it if they lost money on it?
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Old 02-19-2014, 04:56 PM   #8
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Well the issues I have are various things acting up but either they can't be reproduced at the dealer or have not been able to find the problem or fix.

I am in college and almost every break I had the car has been in the shop.

I had these items replaced:
AC compressor
2 AC blower motors
Some boot in the steering column
The whole exhaust from the cats to the rear
Window regulator
Power streering pump
One of the horns

There are other things related to trim work but nothing big.
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Old 02-19-2014, 05:44 PM   #9
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Google GMPP. You will be surprised how many online GM dealers will sell you the warranty much cheaper.
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Old 02-19-2014, 07:41 PM   #10
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If you decide to get it (I did), definitely look online. I saved a bunch of money. I haven't needed it yet, but it was worth it to me, since I have a 2010 and was a little concerned about getting a first-year model.
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Old 02-19-2014, 09:58 PM   #11
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What did you end up paying if you do mind me asking.
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Old 02-19-2014, 10:19 PM   #12
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I have it on mine. The plan I purchased basically extends the bumper to bumper warranty to 7 years/100,000 miles (I believe those are the numbers). It covers everything except items that wear out (same as the standard warranty).

In any case, many people get it and don't need it. I had an extended warranty (not as comprehensive) on the 2005 Silverado I traded in, and it paid for itself over the life of the warranty and I didn't have any major problems to resolve.
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Old 02-19-2014, 10:23 PM   #13
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I got something similar, but will be canceling it for a refund...no way I will wait that long to mod beyond bolt-ons
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Old 02-19-2014, 10:32 PM   #14
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Quote:
Originally Posted by K1SSRSS View Post
Waste of money, bought it, haven't used it once and after reading what it actually covers and the comparing the cost to fix those items if they did happen to fail it's like throwing money down the drain especially if your going to mod the car.

I don't know how many miles you have, but being a 2011, I would think if something had a defect it would have shown up by now especially with the electrical or powertrain components.

My recommendation, just put the money you would spend on the coverage in an account and don't touch it for anything but repairs, this way you can cover repairs IF THEY ARISE and not have to worry if the coverage you purchased is going to cover it or not. These guys have studied the market and there not about to lose money so it should be pretty obvious that repairs hardly occur during the coverage period.

Sorry for the rant, but this was my first new personal vehicle and I got suckered into the additional coverage, looking back I had never purchased coverage on any of our fleet vehicles and never had the option on all the used vehicles I purchased, but I never had any major repairs (over $1,000) on any vehicles under 200,000 miles much less if they were under the 100,000 miles that I believe they cover.

depends on whether or not the car has issues..


typically you can purchase the plan up to the end of the 3/36, I have always waited until the end of at least 2 - 2.5 years and then decide if it is needed. If the car is going to be a problem child you will know by then.

I won't buy it when I buy the vehicle because they wrap it into the financing and you get charged interest on that additional $2,000 - $3,000 where if you wait and buy it later it is usually a 1 year interest free loan.
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Old 02-20-2014, 11:22 AM   #15
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We have used our GMPP on our Avalanche and it has paid for itself three times over with issues with the autoleveling suspension and a few other issues.
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Old 02-20-2014, 12:09 PM   #16
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That is good to know. I just want to make sure that I am protected. I plan on keeping the car for a long time and even with the mods I do I will still have protection on the parts that are not affect by the mods. Plus the dealer can't deny you warranty without proving that the mod was the cause of the problem.

There was one time when my check engine light came on with a lean code and I went to the dealer up where I go to school. They took the car confirmed the code and said it looks like it might be the cold air intake and that did not want to mess with it. They then tried to charge me $60 just for them to read the code (which I already knew was a lean code). I ended up not having to pay it. But they also did not want to do any other test to prove their theory.

Now if I did not know my warranty rights then I would have been stuck paying that.
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Old 02-20-2014, 12:26 PM   #17
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Just to add to my previous post.

My car is not heavily modded right now. But the dealer that I always go to is pretty cool with all that stuff. And of course the dealerships do not like to spread a lot of time on modded cars just to figure out the cause of a problem. Since my car only has a only couple bolt ons on it right now. If I run into a problem that the my dealer is trying to figure out they might ask me to put my stock air intake back on just to help them save time and money trying to eliminate the possible issue. Now if I did have more mods done then yes they would have to spend more time with the car.

The important thing is to find a dealer that is willing to work with you and help you out.

I dont mind doing the extra work to change out my air intake when the ask me too. Only because they do so much for me and because they are nice and I want to keep good relations with them.
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Old 02-20-2014, 12:27 PM   #18
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We bought the GMPP on our 2012 Corvette. We did not waste any money on the paint protection or the tire/wheel plans. If we plan to keep something past the factory warranty limit and the price is "right" then I like the warranty. There are a lot of choices with extended warranties and also other providers. I will say that working for a GM dealership for 23 years might make me a little bias =) Over the years I have sometimes declined the warranty and sometimes bought it. GMPP on our WS6 (back in the day) more then paid for it self.
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Old 02-20-2014, 04:01 PM   #19
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It's an insurance policy and like any insurance we feel it's a rip off till we need it. I get the GMPP on all my vehicles.
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Old 02-20-2014, 04:07 PM   #20
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Cost

I'll try to look it up, but I think I paid $1200 for 6 yrs/100,000 miles.

Quote:
Originally Posted by Joseph92 View Post
What did you end up paying if you do mind me asking.
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Old 02-20-2014, 09:18 PM   #21
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Fichtner Chevrolet in Billings MT pretty much sells them for cost. This is a quote I got a few months ago on my 2013 SS 1LE. The first number is the total months of warranty coverage including factory warranty, the second number is the total mileage, the third number is the deductible and the last number is the price. Its really flexible, if you don't drive the car alot but will keep it for a long time then pick an option that has a long time but lower mileage. I like the GMPP because there are no questions asked when you go to a dealer to get something fixed (other than mods). They look up your VIN and its in the system, just like the factory warranty.

Coverage Level Month/Miles Deductible Customer Selling Price
Major Guard 36/45000 $0 $690
Major Guard 36/45000 $100 $670
Major Guard 36/45000 $200 $650
Major Guard 36/54000 $0 $760
Major Guard 36/54000 $100 $720
Major Guard 36/54000 $200 $690
Major Guard 36/60000 $0 $800
Major Guard 36/60000 $100 $750
Major Guard 36/60000 $200 $715
Major Guard 36/75000 $0 $945
Major Guard 36/75000 $100 $865
Major Guard 36/75000 $200 $805
Major Guard 36/100000 $0 $1250


----------------------------------------------------------------------------
----
Coverage Level Month/Miles Deductible Customer Selling Price Initials
Major Guard 36/100000 $100 $1100
Major Guard 36/100000 $200 $990
Major Guard 48/48000 $0 $760
Major Guard 48/48000 $100 $720
Major Guard 48/48000 $200 $695
Major Guard 48/60000 $0 $915
Major Guard 48/60000 $100 $840
Major Guard 48/60000 $200 $790
Major Guard 48/72000 $0 $1085
Major Guard 48/72000 $100 $975
Major Guard 48/72000 $200 $890
Major Guard 48/80000 $0 $1155
Major Guard 48/80000 $100 $1030
Major Guard 48/80000 $200 $935
Major Guard 48/100000 $0 $1370
Major Guard 48/100000 $100 $1190
Major Guard 48/100000 $200 $1060
Major Guard 60/40000 $0 $800
Major Guard 60/40000 $100 $750
Major Guard 60/40000 $200 $715
Major Guard 60/50000 $0 $870
Major Guard 60/50000 $100 $810
Major Guard 60/50000 $200 $760
Major Guard 60/60000 $0 $995
Major Guard 60/60000 $100 $905
Major Guard 60/60000 $200 $835
Major Guard 60/75000 $0 $1170
Major Guard 60/75000 $100 $1040
Major Guard 60/75000 $200 $945
Major Guard 60/90000 $0 $1455
Major Guard 60/90000 $100 $1260


----------------------------------------------------------------------------
----
Coverage Level Month/Miles Deductible Customer Selling Price Initials
Major Guard 60/90000 $200 $1115
Major Guard 60/100000 $0 $1590
Major Guard 60/100000 $100 $1365
Major Guard 60/100000 $200 $1195
Major Guard 72/48000 $0 $1025
Major Guard 72/48000 $100 $930
Major Guard 72/48000 $200 $860
Major Guard 72/60000 $0 $1150
Major Guard 72/60000 $100 $1025
Major Guard 72/60000 $200 $930
Major Guard 72/72000 $0 $1380
Major Guard 72/72000 $100 $1205
Major Guard 72/72000 $200 $1070
Major Guard 72/90000 $0 $1755
Major Guard 72/90000 $100 $1490
Major Guard 72/90000 $200 $1300
Major Guard 72/100000 $0 $1940
Major Guard 72/100000 $100 $1635
Major Guard 72/100000 $200 $1410
Major Guard 84/56000 $0 $1380
Major Guard 84/56000 $100 $1200
Major Guard 84/56000 $200 $1070
Major Guard 84/70000 $0 $1645
Major Guard 84/70000 $100 $1410
Major Guard 84/70000 $200 $1235
Major Guard 84/84000 $0 $1880
Major Guard 84/84000 $100 $1590
Major Guard 84/84000 $200 $1375
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Old 02-24-2014, 04:37 PM   #22
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Thank you. That helps a lot.
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Old 02-25-2014, 10:58 AM   #23
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Most engineering companies/farm designs and manufactures parts based on probability and statistics. Usually each companies have their own standard deviation, failure probabilities and so forth.

Unfortunately, we never know what will fail and when it will fail. Anything and everything can go wrong with any vehicle you own. It really comes down to what you want.

Having a GMPP gives you an "insurance." However, GM (just like any other company) will do their best to make sure that they don't have to fix it and they can reject "warranty" based on what you have done to the vehicle.

I will never get an extended warranty. I will either fix it myself or cough up money if the time comes. Some people who gets the extended warranty never end up using it.

... Also I am too lazy to read through the stupid "fine print."
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Old 02-25-2014, 03:29 PM   #24
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I am looking at one here for mine and for 10 years 160,000km bumper to bumper except regular wear items it is over $3200. If the warranty is never used they would give me $1000 back at the end or $2000 towards the warranty on a new vehicle. this would also include road side assistance and a rental car if the car has to stay in the shop over night. The warranty is fully transferable if I sell the car before the end of the warranty period as well
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Old 03-01-2014, 07:34 AM   #25
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I have done GMPP warranties on quite a few of my vehicles. It gives me peace of mind that if there is an issue, I can take it in to a dealer and they will fix it. But then again, my cars werent modified, I left them stock. Not sure if you modding your car will work well with any ones extended warranty. If your into wrenching on your car, you most likely dont need the warranty. You can only get a GMPP if you are still in your 3yr/ 36000 bumper to bumper period.
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