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Old 04-16-2014, 03:07 PM   #57
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THIS

I am seriously considering these options now.
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Old 04-16-2014, 03:18 PM   #58
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The depreciated the paint because the car is four years old.
Set up a lemonade stand and put the kid to work
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Old 04-16-2014, 04:11 PM   #59
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I understand the deductible, I do not understand the 30%, where in your policy does it explain depreciation?, if that is what they are saying. If we get into an accident does the insurance company depreciate the cost of those repairs due to age. Either way if you make a claim or not I would be finding a new insurance company.
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Old 04-16-2014, 04:48 PM   #60
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Wrap gets my vote. Protection and colors.
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Old 04-16-2014, 04:58 PM   #61
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I do not understand the 30% nor have I ever heard of such a thing.

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Old 04-16-2014, 08:03 PM   #62
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30% doesn't make sense, I'd press that issue. Read what your policy says, all the fine print, if it's in there, then so be it, but if it's not, then you definitely have some ground to stand on.
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Old 04-17-2014, 01:09 AM   #63
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What insurance company is this?
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Old 04-18-2014, 03:05 AM   #64
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he did a good job I don't see any snow on your car
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Old 04-18-2014, 07:48 AM   #65
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I had a similar incident recently. Luckily it was on my wife's van. My 4 yet old took one of those small sanding sponges to the gas tank and rear qtr panel area. He thought he was cleaning her van :( Got most of it out with M105




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Old 04-18-2014, 08:08 AM   #66
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get new insurance company
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Old 04-18-2014, 09:01 AM   #67
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I don't think we should be going crazy on the insurance company. Look at it from there stand point someone in his household damaged the car on purpose (I know he is 7 and didn't mean to scratch it but did mean to push snow off with that tool). If he were 9,11,13,15 what age can they say no he should know better in there eyes or at any age are you allowed to make a cosmetic mistake with your car and they should cover it. Also just that it is only scratches in the paint not dents or gauges that could rust out. So there is no real damage to the car other than it is slightly scratched. It functions completely normal I am not sure they are responsible for your car staying in mint condition. It just food for thought, there is no right answer only what there fine print says in there policy that matters.
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Old 04-18-2014, 10:18 AM   #68
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I don't think we should be going crazy on the insurance company. Look at it from there stand point someone in his household damaged the car on purpose (I know he is 7 and didn't mean to scratch it but did mean to push snow off with that tool). If he were 9,11,13,15 what age can they say no he should know better in there eyes or at any age are you allowed to make a cosmetic mistake with your car and they should cover it. Also just that it is only scratches in the paint not dents or gauges that could rust out. So there is no real damage to the car other than it is slightly scratched. It functions completely normal I am not sure they are responsible for your car staying in mint condition. It just food for thought, there is no right answer only what there fine print says in there policy that matters.
That's not the insurance company's concern. That's like saying I don't get to pay a copay and pay in full for a doctors visit because I ran myself down and got sick. Insurance is there to cover accidents, this is an accident. If it were vandalism, the insurance company would still be covering it (if he has the right coverage) as long as a police report was on hand.
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Old 04-18-2014, 10:26 AM   #69
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OP-

Thank you for your service and honestly, thank you for being a great father. I have a 9 year old, and know the struggles of sculpting a productive member of society, you sir are doing it right. Once you get your Camaro squared away, give me a call at Autopia Car Care (877.855.3125 ext 3202). It would be my pleasure to hook you up with a $100 dollar gift certificate so you can get some high quality detailing supplies to keep your baby looking great. In fact, PM me your email address and I'll get it squared away now.
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Old 04-18-2014, 10:32 AM   #70
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OP-



Thank you for your service and honestly, thank you for being a great father. I have a 9 year old, and know the struggles of sculpting a productive member of society, you sir are doing it right. Once you get your Camaro squared away, give me a call at Autopia Car Care (877.855.3125 ext 3202). It would be my pleasure to hook you up with a $100 dollar gift certificate so you can get some high quality detailing supplies to keep your baby looking great. In fact, PM me your email address and I'll get it squared away now.

That's awesome! Stand up company for sure


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