Insurance question for all Camaro 2SS 6M owners. - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

MR. FBDY · 08-29-2009, 11:28 AM

Now that you have your camaro and it is on your insurance policy, I have a couple questions:

what is the symbol code your company used? (ex. 21 is Corvette)
what is your deductible?
who is your company?
what is your age?
what is annual cost?

I am trying to figure out if I should be shopping around for something better. I am 40, have a clean record and a policy with multiple cars(5) and home owners with the same company and I feel I am paying too much for my camaro.

I appreciate any feedback before I call and talk with them.

CDBiker220 · 08-29-2009, 11:41 AM

Im 22, with travelers and am paying 155/month. Soon switching to progressive that quoted me 142/month however that is with a $1200 deductible. You should be much lower than me at age 40

MEDISIN · 08-29-2009, 11:47 AM

I have no idea what symbol code is. I'm 29, with USAA, 3 vehicles insured, $500 deductable and the camaro costs ~$65/month. I think a lot of it has to do with my zipcode 27513. Pretty safe around here I believe.

superdave99 · 08-29-2009, 11:48 AM

I was quoted a $105 per month increase (Farmers coded the Camaro as a Corvette since they didn't have a listing for the new models yet, so I'm hoping that will decrease) and my deductible is $500.

I'm 32 with home, life, and two other cars on the policy with a clean record, so hopefully it will be around $90 once the Camaro is coded.

Banshee · 08-29-2009, 11:54 AM

There are a few variables that were not mentioned..credit/insurance score, zip code, past claims on policy, use of vehicle..

I have mine at $500 comp/collision, state minimums all other. No tow, no rental. I have her rated as "Pleasure"

I also have my Harley, house, and a winter car on policy..State Farm $69 a month. I did pay $110 but did not have a second car then.

38, no tickets.

What are you paying/quoted?

jnewberr2ssrs · 08-29-2009, 12:18 PM

I'm 21 and my policy is with progressive. My monthly rate is $220 and that's with a $1000 deductible. Yeah I know, my rate is ridiculous...it's because I'm a 21 year old unmarried male-basically the worst case possible in terms of insurance rates... I'm hoping it'll go down when I graduate in may and go off to the air force but who knows...

*TAG UR IT* · 08-29-2009, 12:25 PM

2SS M6
USAA
32
$250 deductible
$59.66 a month.

And I've had the recent tire claim of $504 and a $300 claim 6 years ago...that's it for claims in 16 years. So, I have a decent rate.

Banshee · 08-29-2009, 12:47 PM

Quote:

Originally Posted by TAG UR IT

2SS M6
USAA
32
$250 deductible
$59.66 a month.

And I've had the recent tire claim of $504 and a $300 claim 6 years ago...that's it for claims in 16 years. So, I have a decent rate.

Lucky Dog...I got PenFed for my loans but couldn't get USAA (ex military)

Camaro accountant · 08-29-2009, 01:50 PM

Quote:

Originally Posted by jnewberr2ssrs

I'm 21 and my policy is with progressive. My monthly rate is $220 and that's with a $1000 deductible. Yeah I know, my rate is ridiculous...it's because I'm a 21 year old unmarried male-basically the worst case possible in terms of insurance rates... I'm hoping it'll go down when I graduate in may and go off to the air force but who knows...

My best recommendation would be to not go through Progressive. Although they may be good for the over 30 crowd. They do not play nice with the under 30. I was paying 160 a month for a motorcycle on the lowest policy they had. I would recommend something else.

Outlaw · 08-29-2009, 02:11 PM

I have State Farm with a $500 deductible and $73 per month. I'm 29. Not sure about the code you are talking about though.

katman · 08-29-2009, 02:45 PM

your "code" means very little. Your credit score, zipcode, and driving record mean much more. The insurance companies typically accumulate data for the first 3 model years of a car model and then lock in a symbol or code. So lets all be careful out there and not have claims with our new Camaro's.

Nullity · 08-29-2009, 05:08 PM

Quote:

Originally Posted by jnewberr2ssrs

I'm 21 and my policy is with progressive. My monthly rate is $220 and that's with a $1000 deductible. Yeah I know, my rate is ridiculous...it's because I'm a 21 year old unmarried male-basically the worst case possible in terms of insurance rates... I'm hoping it'll go down when I graduate in may and go off to the air force but who knows...

Get away from Progressive if you can, they are a lot more expensive than other companies. I did some shopping around in anticipation of my Camaro being built and found that Geico had the best rates, at least for me. I am 28 with a clean record and they quoted me $97/month for $50k/$100k liability and $250 comp/collision deductibles. It only went up to $117/month with $100k/$300k libility and $100 comp/collision deductibles.

That rate can still come down quite a bit with lower liability and deductibles, but I wanted decent coverage.

Ammo7 · 08-29-2009, 05:14 PM

$169 amonth 500 ded. 47 divorced with geico.

Dan3 · 08-29-2009, 05:50 PM

Quote:

what is the symbol code your company used?

If they ask you for this, find another insurance company. Some companies that don't have the Camaro in their database will try to use a Corvette code, and that will make your insurance higher.

Quote:

what is your deductible?

$1000, but $0 on wheels, tires, and glass.

Quote:

who is your company?

USAA

Quote:

what is your age?

21

Quote:

what is annual cost?

Just over $1000 annually, but I still have a 21 over ticket on my record

08-29-2009, 11:28 AM	#1
MR. FBDY FBDY or no Body Drives: 2010 CGM ZL1 clone/13 Silverado HD Join Date: Mar 2009 Location: NY Posts: 333	Insurance question for all Camaro 2SS 6M owners. Now that you have your camaro and it is on your insurance policy, I have a couple questions: what is the symbol code your company used? (ex. 21 is Corvette) what is your deductible? who is your company? what is your age? what is annual cost? I am trying to figure out if I should be shopping around for something better. I am 40, have a clean record and a policy with multiple cars(5) and home owners with the same company and I feel I am paying too much for my camaro. I appreciate any feedback before I call and talk with them. __________________ "Camaro Mike" of NY CGM/M6/ZL1clone/GFX/Hurst/SLP/K&N/BMR/Niche Happily cruizin 7/31/09

08-29-2009, 11:47 AM	#3
MEDISIN Drives: 2011 CTS-V Sedan Join Date: May 2009 Location: Chapel Hill, NC Posts: 1,505 View My Garage	I have no idea what symbol code is. I'm 29, with USAA, 3 vehicles insured, $500 deductable and the camaro costs ~$65/month. I think a lot of it has to do with my zipcode 27513. Pretty safe around here I believe. __________________ 2012 - Present: 2011 CTS-V Sedan, A6, Airaid, Zmax TB and Tune by R.P.M. = 535 hp/503 lb-ft. 2009 - 2012: 2010 2SS RS IBM M6, MGW Shifter, BMR Trailing Arms/Tunnel Brace, Roto-Fab CAI, VMAX Ported TB, Kooks 6511-Complete (Headers, X-Pipe, Mufflers), dyno tuned by R.P.M. = 415 hp/412 lb-ft. "Not giving a f^k is truly the greatest luxury, and no luxury car gives fewer f^k's than a CTS-V." - Matt Hardigree

08-29-2009, 11:48 AM	#4
superdave99 Drives: 2010 1SS CGM L99 Join Date: Jul 2009 Location: Austin, TX Posts: 145 View My Garage	I was quoted a $105 per month increase (Farmers coded the Camaro as a Corvette since they didn't have a listing for the new models yet, so I'm hoping that will decrease) and my deductible is $500. I'm 32 with home, life, and two other cars on the policy with a clean record, so hopefully it will be around $90 once the Camaro is coded. __________________ 2G1FJ1EJ8A9173456 1SS CGM w/ Black Stripes L99 3/14/10

08-29-2009, 11:54 AM	#5
Banshee Institutionally Insane Drives: 2013 IOM 2SS/RS 1LE Join Date: Feb 2009 Location: Detroit MI Posts: 2,115 View My Garage	There are a few variables that were not mentioned..credit/insurance score, zip code, past claims on policy, use of vehicle.. I have mine at $500 comp/collision, state minimums all other. No tow, no rental. I have her rated as "Pleasure" I also have my Harley, house, and a winter car on policy..State Farm $69 a month. I did pay $110 but did not have a second car then. 38, no tickets. What are you paying/quoted? __________________ It's got a cop motor, a 440 cubic inch plant, it's got cop tires, cop suspension, cop shocks. It's a model made before catalytic converters so it'll run good on regular gas. What do you say, is it the new Bluesmobile or what?

08-29-2009, 12:18 PM	#6
jnewberr2ssrs Drives: 2010 Chevrolet Camaro 2SS RS Join Date: Jul 2009 Location: Albuquerque, NM Posts: 397	I'm 21 and my policy is with progressive. My monthly rate is $220 and that's with a $1000 deductible. Yeah I know, my rate is ridiculous...it's because I'm a 21 year old unmarried male-basically the worst case possible in terms of insurance rates... I'm hoping it'll go down when I graduate in may and go off to the air force but who knows... __________________ 2010 Chevrolet Camaro 2SS RS 6M with sunroof. Black exterior with black leather. Current status = 6000 (produced, delivered to customer VIN 33982 )

08-29-2009, 11:41 AM	#2
CDBiker220 Drives: 98 camaro z28 Join Date: Oct 2008 Location: pittsburgh, pa Posts: 189	Im 22, with travelers and am paying 155/month. Soon switching to progressive that quoted me 142/month however that is with a $1200 deductible. You should be much lower than me at age 40

08-29-2009, 12:25 PM	#7
TAG UR IT www.Camaro5store.com Drives: 2014 ZL1 #705 Join Date: Jul 2006 Location: SA, Texas Posts: 26,558 View My Garage	2SS M6 USAA 32 $250 deductible $59.66 a month. And I've had the recent tire claim of $504 and a $300 claim 6 years ago...that's it for claims in 16 years. So, I have a decent rate.

08-29-2009, 02:11 PM	#10
Outlaw Drives: 2SS M6, IBM w/ Silver Rally Join Date: Jun 2009 Location: Fort Worth, Texas Posts: 210 View My Garage	I have State Farm with a $500 deductible and $73 per month. I'm 29. Not sure about the code you are talking about though. __________________ IT HAS ARRIVED 8/05/09!!!!:

08-29-2009, 02:45 PM	#11
katman Drives: 2LT Auto RS sunroof Join Date: Jul 2009 Location: chicago Posts: 163 View My Garage	your "code" means very little. Your credit score, zipcode, and driving record mean much more. The insurance companies typically accumulate data for the first 3 model years of a car model and then lock in a symbol or code. So lets all be careful out there and not have claims with our new Camaro's.

08-29-2009, 05:14 PM	#13
Ammo7 I GOT HER Drives: 2010 Camaro 2ss/rs RJT Join Date: Jul 2009 Location: Duluth Ga 30097 Posts: 399	$169 amonth 500 ded. 47 divorced with geico. __________________ 2SS RJT sun roof RS package Auto. Order Detail # NMMXX3. Order date- 07/21/2009 2000, Order accepted by GM0-8/11/09 3000, Order accepted by production control 8/12/2009 TPW 09/07/2009 3300, Order scheduled for production 08/25/09 3800, Order produced 09/12/09 2G1FK1EJ6A9145958 4200, shipped 09/14/09 5000 vehicle at dealer 09/28/09 6000 vehicle delivered to customer 09/28/09

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