Any 17 year olds 5th gen Camaro owners? - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Maa107 · 02-26-2010, 03:26 PM

Just wondering if your parents make you pay your own insurance or if they pay it...well either way how much is it? And who is your provider? For your LS,LT,2LT,or SS (1&2). Just wondering what to expect when I get around to picking out mine. Thanks for your input!

jrodgt · 02-26-2010, 03:37 PM

dude im 21 and im getting the camaro next week and i requested some quotes... all i can say is im gonna ask my father to add it to his insurance.

justincase_2008 · 02-26-2010, 03:40 PM

Im 21 on my own insurance and i pay 198 a month and its a SS

rmnc3r · 02-26-2010, 03:41 PM

You'll appreciate it more if you pay for it yourself.
It doesn't matter if your parents have the disposable income,
YOU need to learn that something given to you is much less
appreciated than something YOU earn and pay for.

but it is better, $$$ wise, if you are added to their policy.

...just my .02

Cheers!
RixRad

squatin0n18s · 02-26-2010, 03:44 PM

my friend has one that's 17(he may be 18) and he doesnt pay ANYTHING on his car, got a cas card, and unlimited car washes at the local detailing shop...the insurance is in his father's name so i imagine its alot cheaper. i'm 18 and trying to buy one and my parents are only agreeing to paying half the insurance, the car payment and other half (and whatever mods i do) are solely on me. not trying to complain, i personally like it, it'll make me feel like its MY car, not me just driving my parents car.

kdbolt70 · 02-26-2010, 03:46 PM

Quote:

Originally Posted by squatin0n18s

my friend has one that's 17(he may be 18) and he doesnt pay ANYTHING on his car, got a cas card, and unlimited car washes at the local detailing shop...the insurance is in his father's name so i imagine its alot cheaper. i'm 18 and trying to buy one and my parents are only agreeing to paying half the insurance, the car payment and other half (and whatever mods i do) are solely on me. not trying to complain, i personally like it, it'll make me feel like its MY car, not me just driving my parents car.

This really is the case. Good for you making payments on your own car!

justincase_2008 · 02-26-2010, 03:51 PM

man i wish i was offered help for my car. But hey i can say im 21 and paying everything for a NICE a$$ car and cant be called spoiled. win for me.

Brettscamaro · 02-26-2010, 04:05 PM

I'm 17..bought the car myself. Pay for the insurance myself. Learned from my father who passed away two years ago. Paid for everything on the car blacked out bowties, side markers, tints and exhaust. I hate spoiled kids who don't pay for their shit. I'm sorry if you don't pay for it it aint yours

TJ91 · 02-26-2010, 04:08 PM

18 2LT/RS- 615 a month StateFarm Insurance, i paid the down payment (8k) and i pay insurance and gas, which comes out to about 800-900 a month. My insurance cost is more then the car payments. The good thing about paying your own insurance is that it makes you more responsible when it comes to driving, you wont be speeding when your insurance is 615 a month, can you imagine if i ever got a speeding ticket? I dont want to imagine.

TJ91 · 02-26-2010, 04:11 PM

The funny thing is, youll see alot of members here bashing kids who get cars as gifts, they act as if they would turn down the offer when they were once that age....
For the record, ever since me and my brother were 3, we were told that if we did well in school and go on to University, we get the car we like. It was motivation and it worked great, brother got a Mustang and is going to medschool this year, and im on my way to becoming a Police Officer so all is well.
Ill be doing the same for my kids when im older as long as they hold their end of the deal

justincase_2008 · 02-26-2010, 04:11 PM

OMG!!! i left state farm for that very reason i use allstate now. u pay more a month then i do in payments ins and gas. plus im sure putting 18k down helped that. 4 years of working and saving pays off. Take that people saying i was a loser for saving my money and sitting at home!!

justincase_2008 · 02-26-2010, 04:13 PM

Quote:

Originally Posted by TJ91

The funny thing is, youll see alot of members here bashing kids who get cars as gifts, they act as if they would turn down the offer when they were once that age....
For the record, ever since me and my brother were 3, we were told that if we did well in school and go on to University, we get the car we like. It was motivation and it worked great, brother got a Mustang and is going to medschool this year, and im on my way to becoming a Police Officer so all is well.
Ill be doing the same for my kids when im older as long as they hold their end of the deal

hell yeah dude im get shit for being 21 with a ss but damnit i worked hard for it!

TJ91 · 02-26-2010, 04:13 PM

Quote:

Originally Posted by rmnc3r

You'll appreciate it more if you pay for it yourself.
It doesn't matter if your parents have the disposable income,
YOU need to learn that something given to you is much less
appreciated than something YOU earn and pay for.

but it is better, $$$ wise, if you are added to their policy.

...just my .02

Cheers!
RixRad

Why do people always say this? This doesnt apply to everyone.
Did you not appreciate the bike your parents bought for you when you were a kid? Or, wait did everyone do child labor at the age of 4 and by their own bikes?

mackvenom1 · 02-26-2010, 04:32 PM

I know I'm older than the OP's asking for but at 24, I pay less money on my own than with my parents-- who have perfect driving records.

That's because I have a bachelor's degree and my parents only made it through high school. Switching to Geico from AIG (which became 21st Century) saved us about $1,300 to $1,400 a year. A ton!

02-26-2010, 03:26 PM	#1
Maa107 Someone give me a Camaro! Drives: '09HHR Join Date: Jan 2010 Location: Chicago, IL Posts: 516	Any 17 year olds 5th gen Camaro owners? Just wondering if your parents make you pay your own insurance or if they pay it...well either way how much is it? And who is your provider? For your LS,LT,2LT,or SS (1&2). Just wondering what to expect when I get around to picking out mine. Thanks for your input! __________________ Fifty years from now, when you’re looking back at your life, don’t you want to be able to say you had the guts to get in the car?

02-26-2010, 03:37 PM	#2
jrodgt Drives: cyber gray 2lt Rs Join Date: Jul 2008 Location: Los angeles Posts: 36	dude im 21 and im getting the camaro next week and i requested some quotes... all i can say is im gonna ask my father to add it to his insurance. __________________ -jd

02-26-2010, 04:08 PM	#9
TJ91 :chevy: Drives: 2LT/RS Join Date: Jun 2008 Location: Toronto Posts: 13,033	18 2LT/RS- 615 a month StateFarm Insurance, i paid the down payment (8k) and i pay insurance and gas, which comes out to about 800-900 a month. My insurance cost is more then the car payments. The good thing about paying your own insurance is that it makes you more responsible when it comes to driving, you wont be speeding when your insurance is 615 a month, can you imagine if i ever got a speeding ticket? I dont want to imagine. __________________ CAMARO Consult your doctor before taking Camaro Side effects include Sudden increase in Heart Rate, Insomnia and occasional hallucinations If you experience Permagrin exceeding 4 hours after taking Camaro, seek immediate Camaro5 Help CAMARO Bringing excitment back into the Garage

02-26-2010, 04:11 PM	#10
TJ91 :chevy: Drives: 2LT/RS Join Date: Jun 2008 Location: Toronto Posts: 13,033	The funny thing is, youll see alot of members here bashing kids who get cars as gifts, they act as if they would turn down the offer when they were once that age.... For the record, ever since me and my brother were 3, we were told that if we did well in school and go on to University, we get the car we like. It was motivation and it worked great, brother got a Mustang and is going to medschool this year, and im on my way to becoming a Police Officer so all is well. Ill be doing the same for my kids when im older as long as they hold their end of the deal __________________ CAMARO Consult your doctor before taking Camaro Side effects include Sudden increase in Heart Rate, Insomnia and occasional hallucinations If you experience Permagrin exceeding 4 hours after taking Camaro, seek immediate Camaro5 Help CAMARO Bringing excitment back into the Garage

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02-26-2010, 03:40 PM	#3
justincase_2008 The Freak Kid Drives: ABM 2010 SS/RS White strips Join Date: Feb 2010 Location: Tampa Posts: 1,212 View My Garage	Im 21 on my own insurance and i pay 198 a month and its a SS

02-26-2010, 03:41 PM	#4
rmnc3r Drives: me up the wall. Join Date: Dec 2009 Location: Lakewood, CA Posts: 471	You'll appreciate it more if you pay for it yourself. It doesn't matter if your parents have the disposable income, YOU need to learn that something given to you is much less appreciated than something YOU earn and pay for. but it is better, $$$ wise, if you are added to their policy. ...just my .02 Cheers! RixRad

02-26-2010, 03:44 PM	#5
squatin0n18s Drives: 2011 RJT 2LT/RS A6 Camaro Join Date: Feb 2010 Location: savannah Posts: 248	my friend has one that's 17(he may be 18) and he doesnt pay ANYTHING on his car, got a cas card, and unlimited car washes at the local detailing shop...the insurance is in his father's name so i imagine its alot cheaper. i'm 18 and trying to buy one and my parents are only agreeing to paying half the insurance, the car payment and other half (and whatever mods i do) are solely on me. not trying to complain, i personally like it, it'll make me feel like its MY car, not me just driving my parents car.

02-26-2010, 03:51 PM	#7
justincase_2008 The Freak Kid Drives: ABM 2010 SS/RS White strips Join Date: Feb 2010 Location: Tampa Posts: 1,212 View My Garage	man i wish i was offered help for my car. But hey i can say im 21 and paying everything for a NICE a$$ car and cant be called spoiled. win for me.

02-26-2010, 04:05 PM	#8
Brettscamaro BrettsCamaro Drives: Black 2ss Rs Join Date: Nov 2009 Location: NJ and NY Posts: 243 View My Garage	I'm 17..bought the car myself. Pay for the insurance myself. Learned from my father who passed away two years ago. Paid for everything on the car blacked out bowties, side markers, tints and exhaust. I hate spoiled kids who don't pay for their shit. I'm sorry if you don't pay for it it aint yours

02-26-2010, 04:32 PM	#14
mackvenom1 Drives: 2010 Mercedes-Benz C300 Sport 4M Join Date: Jan 2010 Location: Yonkers, NY Posts: 136	I know I'm older than the OP's asking for but at 24, I pay less money on my own than with my parents-- who have perfect driving records. That's because I have a bachelor's degree and my parents only made it through high school. Switching to Geico from AIG (which became 21st Century) saved us about $1,300 to $1,400 a year. A ton!