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08-09-2015, 11:42 AM
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#1 |
 Drives: 2013 Camero SS 6.2L Manual Trans Join Date: Mar 2015
Location: Bowling Green, Ky
Posts: 11
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Hit by under insured motorist
Was inside eating at a restaurant and a lady hit four vehicles in the parking lot (including mine). Turns out she only has state minimum insurance. (10k).
I'm forced to file this under my own and pay my $1000 deductible. I am at 0% fault. In Bowling Green, Ky on Camarofest weekend to top it off. (I live here).
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2013 Camaro SS
K&N CAI Xpipe, straight pipes, Throttle controller Last edited by BiGBaD; 08-09-2015 at 12:01 PM. Reason: Fixing |
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08-09-2015, 11:45 AM
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#2 |
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ultracrepidarianism
Drives: '14 1SS/RS/1LE/NPP '18 Accord Sport Join Date: Mar 2014
Location: where folks drive like shit
Posts: 1,297
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a trailer hitch? wow.
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08-09-2015, 11:47 AM
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#3 |
          
Drives: 2014 Red Hot LS3 Join Date: Oct 2014
Location: SF Bay Area, CA
Posts: 4,266
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Ouch. Good luck.
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08-09-2015, 11:52 AM
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#4 |
 
Drives: 2012 ZL1 - #670 Join Date: Jun 2009
Location: Seminole, Fl.
Posts: 8,009
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Been there, but mine was a red light runner with no insurance. Makes you just dislike people in general some days ...
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08-09-2015, 11:52 AM
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#5 | |
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Quote:
Most policies doesn't enforce the deductible when non / under insured are at fault Mit makes no sense , if one are not at fault , why will those $ globbers nail you for that !? Freaking bastards never stop screwing one over , that why most of us really need no reason at all to hate the insurances companies ! |
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08-09-2015, 11:55 AM
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#6 |
Drives: '04 Z06, '14BMW M235i, '15 SS/1LE Join Date: Feb 2014
Location: San Diego/Los Angeles
Posts: 845
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That's terrible man. What's wrong with people nowadays? I had the same situation when someone hit my car when it was parked. I had a $500 deductible and I was pissed too. But I forced him to pay it because I threatened to take him to small claims court. I let him do a 2 payment plan. I would contact her and tell her to take care of this deductible or you'll take her to court, get as much money as you can and get your baby fixed. If she doesn't pay take her to court. Don't pay and let it go.
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08-09-2015, 12:21 PM
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#7 |
Drives: 2011 Camaro 2SS/RS Convertible and: Join Date: May 2014
Location: Central Texas
Posts: 1,863
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I've never heard of a deductible for uninsured motorist.
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Currently in my Garage: 2011 Camaro 2SS/RS Convertible | 1980 Corvette Stingray | 1981 Firebird | 1968 El Camino | 2007 Crown Vic Police Interceptor | 2001 Silverado | 2001 Blazer | 1965 Chevy C-10 | 2007 Harley Softail Custom | 2013 MX-5 in Copper Red Mica | 2000 Corvette Convertible | 2010 Corvette Grand Sport | 2006 Audi A3 Turbo | 2008 BMW 328i  |
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08-09-2015, 12:22 PM
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#8 | |
Drives: 2013 1SS LS3 Join Date: Feb 2014
Location: Massachusetts
Posts: 807
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Quote:
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08-09-2015, 12:55 PM
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#9 |
 
Drives: 2015 zl1 Join Date: May 2015
Location: Cincinnati
Posts: 308
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Your car and 3 others in a parking lot and that much damage ? Was she road racing in the lot or driving a dump truck with a snow plow on it? Holy shit
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08-09-2015, 01:10 PM
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#10 |
Drives: 2015 2LT/RS Vert Join Date: Mar 2015
Location: Dallas Area
Posts: 300
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If I had to pay the deductible for an underinsured motorist claim, I would be seriously be looking for a new insurance company.
I've never heard of this.
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Mel
2015 2LT/RS 'Vert, RRM/Blk Designated Airworthiness Inspector; specializing in Amateur-Built and Light-Sport Aircraft. USAF Vet. <n168tx(at)flytx.net> Last edited by Mels RS; 08-09-2015 at 02:07 PM. |
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08-09-2015, 01:23 PM
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#11 | |
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Ret AF, cancer survivor
Drives: 2013 Camaro 2SS/RS & 2006 Corvette Join Date: Jul 2015
Location: Mesquite, NV
Posts: 2,741
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Quote:
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08-09-2015, 01:56 PM
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#12 |
Drives: 2010 Camaro 2SS/RS LS3 Join Date: Oct 2013
Location: Kernersville, NC
Posts: 931
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That sucks you could take her to samll claims got and you may not even need a lawyer. Most likely she does not have the money to pay you even if you win.
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Hurst Short Throw Shifter, K&N CAI, SRP Racing Pedals, GM Performance Exhaust, GM GFX Package
Lakewood Strut Tower Brace, JBA Shorty Headers, JBA 8 MM Wires, Airaid TB Spacer, Phastek CAI Scoop, Washer Bottle Relocation Kit, Stainlees Steel Brake Lines, Brake Performance Slotted and Drilled Rotors, BMR Tunnel Brace, BMR Trailing Arms, BMR Subframe Connectors, Borla ATAK Muffelers, Z28 Wickerbill Spoiler, VTC, Bow Tie Delete, BMR Adjustable Front Swaybar, BMR End Link Kit, BMR Extreme Rear Anti-Roll Kit, Diablo I1000 "InTune" |
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08-09-2015, 01:56 PM
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#13 |
Drives: 2014 2SS/RS - SIM Join Date: Apr 2014
Location: Arizona
Posts: 2,188
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The dam uninsured motorist need to stay off the road.............there should be a law!
Oh ya and a trailer hitch? |
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08-09-2015, 02:03 PM
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#14 | |
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7 year Cancer Survivor!
Drives: 17 Cruze RS, 07 G6 GT, 99 Astro Join Date: Dec 2007
Location: East Tennessee
Posts: 21,547
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Quote:
You need both uninsured and under insured coverages on your policy, if you don't you have to file a claim on your regular insurance and deductible will still apply.
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Cancer's a bitch! Enjoy life while you can! LIVE, LOVE, DRIVE...
The Bird is the word! |
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