Hagerty insurance is a joke - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

htron50 · 08-03-2012, 08:38 AM

USAA has a "storage" option on active policies if you are not going to drive a car at least the next 28 days. It reduces your premium by about 80% for the affected storage times. Good option for winter months!

I will be using this!

Storage
Insure your stored vehicle with USAA and get a discount on your premium of up to 80%.

Storage discount is not available in CA, HI, MA, NC, NY, PA and VA. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions apply.

MistyBlu10 · 08-03-2012, 08:52 AM

very good information thanks guys
your rates also depend on where you live
Tina and i pay outragous rates on our cars because we live around D.C.

Mr.R · 08-03-2012, 09:26 AM

"storage insurance" is basically eliminating the liability portion of the coverage as you won't be driving it. you only keep comprehensive(fire, etc)like I said before. There's usually a minimum term of 30 days to qualify - like if you go to Afganistan - thanks for that!. All companies have this option.

masterchiefbt · 08-03-2012, 09:52 AM

I echo the USAA recommendation. I am retired US Navy and use USAA to insure my ZL1....

C5RocksC5 · 08-03-2012, 10:23 AM

somebody has been watching too much BJ, Mecum, and RM auctions

01pewterz28 · 08-03-2012, 10:47 AM

Quote:

Originally Posted by pdari

somebody has been watching too much BJ, Mecum, and RM auctions

It’s not that it’s called protecting your investment. If something happens to your car do you want to get market value for it or Agreed value? Do you want to pay more from a regular insurance company or do you want to pay less for collector car insurance w/ better benefits?

I am all for saving money and getting better coverage and have an agree value for my car not market value.

Mr.R · 08-03-2012, 10:54 AM

thanks to this topic, I called my agent and upgraded to declared value of $65k versus market value and gap insurance (to cover the loan) for only $40/year more. Thinking about it now, I should have done it from the beginning...I'm with Encompass.

TCAT · 08-03-2012, 10:56 AM

Quote:

Originally Posted by 01pewterz28

Call Grundy no limitation on miles per year you just need to have a newer primary vehicle.

The best thing is your car is insured for an agreed value not market value. So if you insure the ZL1 for $65k and it's totaled you get $65k.

I have been with Grundy for 9 years

1969 Z28
2001 Z28
2010 Camaro

2006 Haulmark Enclosed car hauler

Sean

How many vehicles do you need to get insured from them to be eligible for a policy??

I called Grundy a few months back and they said that my two vehicles weren't enough for me to get a policy with them. I wonder if the guy on the phone was just blowing smoke. All I thought you needed to have was a newer primary vehicle, then your "Classic" or "collector" (aka modified Camaro) vehicle.

01pewterz28 · 08-03-2012, 01:45 PM

Quote:

Originally Posted by TCAT

How many vehicles do you need to get insured from them to be eligible for a policy??

I called Grundy a few months back and they said that my two vehicles weren't enough for me to get a policy with them. I wonder if the guy on the phone was just blowing smoke. All I thought you needed to have was a newer primary vehicle, then your "Classic" or "collector" (aka modified Camaro) vehicle.

I have 3 cars 69 Z, 01 Z, and 2010 RS plus my enclosed car hauler. I have been with them since 2004 back then it was 1 car I am not sure if it's more now.

Sean

alex33x · 08-03-2012, 11:19 PM

I got $1,308 a year with progressive, about $109 a month. I thought it was pretty good considering, I have a few tickets.

Hercules · 08-03-2012, 11:46 PM

I got an estimate of $493 every 6 months for my ZL1. What model is your $390 for. State Farm will also give discounts for mileage through on-star. My agent said like about 30% for 1500-2000 miles a year.

Quote:

Originally Posted by cosmoZL1

State Farm. $390. Every six months. Includes: replacement value, 250 ded, glass, rental, towing,300k/300k under insured, and property damage. Basically costs 65 dollars a month. No restrictions.

TCAT · 08-03-2012, 11:49 PM

Quote:

Originally Posted by 01pewterz28

I have 3 cars 69 Z, 01 Z, and 2010 RS plus my enclosed car hauler. I have been with them since 2004 back then it was 1 car I am not sure if it's more now.

Sean

Okay, thanks Sean. It sounds like its time to call another representative and confirm. Hopefully they can work something out.

Drake Heminger · 08-04-2012, 06:26 AM

USAA

08-03-2012, 08:38 AM	#26
htron50 Drives: 2012 ZL1 Join Date: Feb 2009 Location: SC Posts: 2,459	USAA has "storage" feature/option that saves 80% USAA has a "storage" option on active policies if you are not going to drive a car at least the next 28 days. It reduces your premium by about 80% for the affected storage times. Good option for winter months! I will be using this! Storage Insure your stored vehicle with USAA and get a discount on your premium of up to 80%. Storage discount is not available in CA, HI, MA, NC, NY, PA and VA. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions apply. __________________ *2012* *CAMARO-ZL1 Sincere Thanks to City Chevrolet, Charlotte, NC* http://www.citychevrolet.com/blog/ca...et-camaro-zl1/

08-03-2012, 08:52 AM	#27
MistyBlu10 CARBON FLASH Drives: 2012 45TH LT2 LFX M6 born 9/24/11 Join Date: Oct 2010 Location: Chesapeake Beach MD Posts: 631 View My Garage	very good information thanks guys your rates also depend on where you live Tina and i pay outragous rates on our cars because we live around D.C. __________________ 2012 Camaro LFX 45th born 9/24/11 2007 Z71 Avalanche 1987 K5 Blazer BOWTIES AS BLOOD CELLS GM RULES

08-03-2012, 09:52 AM	#29
masterchiefbt Muscle Maniac Drives: 2012 Camaro ZL1 CRT Join Date: Nov 2009 Location: Tyler, Texas Posts: 61	I echo the USAA recommendation. I am retired US Navy and use USAA to insure my ZL1.... __________________ MasterChief BT USN (Retired) 2012 Camaro ZL-1 CRT VIN 2G1FJ1EPXC9800357/Arrived 4-21-2012 Reliable Chevrolet Richardson, Texas Life is GOOD !

08-03-2012, 11:19 PM	#35
alex33x Drives: 2013 Camaro ZL1 Join Date: Apr 2009 Location: El Paso, Tx Posts: 679	I got $1,308 a year with progressive, about $109 a month. I thought it was pretty good considering, I have a few tickets. __________________ Devliered July 20, 2012

08-04-2012, 06:26 AM	#38
Drake Heminger Drives: 2012 Camaro ZL1 Join Date: Oct 2011 Location: Fredericksburg, VA Posts: 2,864	USAA __________________ "What a coincidence, Drake returns and brings brand new ZL1's with him...." - CAM....ZL1

08-03-2012, 09:26 AM	#28
Mr.R Drives: ZL1, Genesis, Grand Cherokee Join Date: Feb 2012 Location: Cleveland Posts: 233	"storage insurance" is basically eliminating the liability portion of the coverage as you won't be driving it. you only keep comprehensive(fire, etc)like I said before. There's usually a minimum term of 30 days to qualify - like if you go to Afganistan - thanks for that!. All companies have this option.

08-03-2012, 10:23 AM	#30
C5RocksC5 Banned Drives: 2010 Camaro 2SS/RS Join Date: Jul 2009 Location: Sin City Posts: 697	somebody has been watching too much BJ, Mecum, and RM auctions

08-03-2012, 10:54 AM	#32
Mr.R Drives: ZL1, Genesis, Grand Cherokee Join Date: Feb 2012 Location: Cleveland Posts: 233	thanks to this topic, I called my agent and upgraded to declared value of $65k versus market value and gap insurance (to cover the loan) for only $40/year more. Thinking about it now, I should have done it from the beginning...I'm with Encompass.