05-29-2013, 07:55 AM | #1 |
Drives: 2013 Blue Ray 1LS M6 Join Date: Apr 2013
Location: Pittsburgh, PA
Posts: 1,227
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Decisions Decisions...
Realized I can save almost $200 by ordering the MRT V2 and CAI intake/scoop/washer bottle relocation all at once, but the total still comes to almost a grand. That's a grand I could otherwise drop on my loan principle. Although, these are mods I was planning on doing anyway, so I should just order them all at once and save some coin right? What would you do?
-- I've been bitten by the mod bug. -- |
05-29-2013, 08:00 AM | #2 |
I love the LS3
Drives: 2010 IOM 2SS Manual Join Date: Dec 2012
Location: Washington NC
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Buy mods you wont regret it.
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05-29-2013, 08:03 AM | #3 |
Drives: 11 F150 EB/13 Sonic RS/15 Z06 Join Date: Sep 2010
Location: Little Rock, AR
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How much interest will you save over the term of the load if you pay down $1K in principal now?
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05-29-2013, 08:43 AM | #4 |
Drives: 2013 Blue Ray 1LS M6 Join Date: Apr 2013
Location: Pittsburgh, PA
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I thought of this just after posting. If the interest saved would be less than the mod bundle discount then math dictates I should buy the mods. But if I would save more by paying on the principle then emotion dictates that I should buy the mods anyway! I'll have to run the numbers tonight.
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05-29-2013, 08:51 AM | #5 | |
Drives: 11 F150 EB/13 Sonic RS/15 Z06 Join Date: Sep 2010
Location: Little Rock, AR
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Quote:
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New Ride -- 2015 Z06 2LZ (stock) -- Journal
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05-29-2013, 08:53 AM | #6 |
Drives: Black ZL1 Join Date: Apr 2013
Location: City of Champions, Alabama
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Flip a quarter. Guaranteed to give you the right answer. But if the quarter says pay down the loan then you better go best two out of three, five out of seven if necessary
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05-29-2013, 08:57 AM | #7 |
Drives: 2013 Blue Ray 1LS M6 Join Date: Apr 2013
Location: Pittsburgh, PA
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05-29-2013, 09:12 AM | #8 |
Drives: 2013 Blue Ray 1LS M6 Join Date: Apr 2013
Location: Pittsburgh, PA
Posts: 1,227
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Based on some online calculators, dropping the $1K on the principle would save me ~$300 over the term of the loan. Buying the mods all at once would save me ~$200. Is the perma-grin worth $100? I think so.
I'm thinking next paycheck = mod time! |
06-03-2013, 12:11 AM | #9 |
Drives: 2013 Blue Ray 1LS M6 Join Date: Apr 2013
Location: Pittsburgh, PA
Posts: 1,227
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Well, I just purchased the MRTv2's, CAI intake & scoop & washer bottle relocation kit, and of course the Apex Amanda poster! It's gonna be Christmas in June! C'monnnnn delivery man!
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06-03-2013, 12:28 AM | #10 |
Drives: Black ZL1 Join Date: Apr 2013
Location: City of Champions, Alabama
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The trusty quarter method comes through again
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06-03-2013, 12:37 AM | #11 |
Drives: 2013 Blue Ray 1LS M6 Join Date: Apr 2013
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06-03-2013, 05:23 AM | #12 |
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06-03-2013, 05:33 AM | #13 |
Coming from someone experienced in making foolish financial decisions, my advice would have been pay down the loan and wait for another time to buy mods. However, the advice is too late I see. Enjoy the mods and try not to think about your mounting debts.
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06-03-2013, 06:03 AM | #14 |
Master of All Things
Drives: '20 Corvette Stingray Join Date: Jul 2009
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you made the right choice, you won't regret it, thats for sure.
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