Insurance Rates Revisited! - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Banshee · 02-05-2009, 11:26 PM

Last discussed 12/31/08. Just wanted to get ideas on who was quoted a premium from an insurance agence and what agency.

I got a premium of $69.98 month or a $419.88 6 month from State Farm.

2010 SS

38 years old
Unmarried
No points
Michigan
No Accidents
100/300/100 Liability $145.60 Premium
PIP Inc
1,000,000 Property protection Inc
Limited property damage $500 $1.97
Comprehensive $1000 deductible $47.07
Collision $1k deductible $150.39
Emergency road service $4.10
Uninsured motorist 100/300 coverage $10.82
Catastrophic claims premium $59.36
Statutory assessment $0.57

$419.98

Territory 330
Insurance Rating group 22
Liability rating group 6

Multi car discount
Multi line discount (Harley, T/A and house insured with State Farm)
Vehicle Saftey
No dependants premium
Saftey belt siscount
Good Driving Discount

Just wanted to pass along my rates and information. I saved $490 a year from switching from Progressive to State Farm, same coverage amounts plus gained road service. Was paying $590 for the Harley, paying $377 now. Was paying $69 for T/A a month, paying $41 a month now.Again, same coverages.

Adam · 02-06-2009, 12:42 AM

does state farm have an online quote system?

*TAG UR IT* · 02-06-2009, 01:17 AM

USAA.

Nuff said.

My rates might go up a tad...but nothing that would put even a ding in what I'm paying now. LOVE USAA.

And for my 2002 Camaro SS, can ya guess what a 6 month policy goes for??

$330.89

Banshee · 02-06-2009, 01:23 AM

Paying $240 for a 99 Trans Am..In line with your $331 for a 2002

detroitboy · 02-06-2009, 03:05 AM

Thats good to hear Banshee, neither my Allstate nor AAA reps have rates yet. I have to stay with Allstate on my main items because nobody else will cover my boat (speed issues), but I put my extra car with AAA on its own policy because it was cheaper than Allstate. But the rate you got on the SS is less than my CTS with AAA, so its surprising news but good news!

Vash · 02-06-2009, 03:20 AM

I have Progressive they have been good to me.

Angrybird 12 · 02-06-2009, 05:36 AM

I have State Farm and my insurance is going to be about 20 dollars higher than our 05 Jeep Liberty every 6 months...

fireresq157 · 02-06-2009, 07:09 AM

every region in a state is different so shop around, around here state farm is one of the most expensive.

PonyMan · 02-06-2009, 07:22 AM

Quote:

Originally Posted by TAG UR IT

USAA.

Nuff said.

My rates might go up a tad...but nothing that would put even a ding in what I'm paying now. LOVE USAA.

And for my 2002 Camaro SS, can ya guess what a 6 month policy goes for??

Same here love my USAA. Looks like it will cost me about $48 more every 6 months. Three cars, full coverage, 500 deductible = $707 every 6 months. My house is insured with USAA, my only credit card is with USAA. The true discounts on insurance of any kind are through companies that have a variety of services to offer along with car insurance.

AJC · 02-06-2009, 08:42 AM

How is it possible that you are getting quotes when there are no VIN numbers??

ArcAngel · 02-06-2009, 08:48 AM

You guys are so lucky living outside of NJ we pay those numbers a month !!!!! My 2007 Cobalt SS I pay 279 a month!!!! The Camaro I was told would be like 350

MerlinZero · 02-06-2009, 08:56 AM

Right now I still have 2 quote

225/month from Progressive (this is with my Geo as the daily driver)
- 1990 Geo Metro on liability
- 2010 Chevy Camaro SS on full collision coverage

OR

255/month from Geico (same as above)

I really dont get the Geico quote, I've been with them for 4 years, never a late payment, and as of my birthday this last year I have a clean record. And now am also 25...

I think the mix up is STILL that the car isnt in many systems... And because of its specs (weight, HP, displacement) you only get a comparison... So they used the Challenger or something to get the quote. And its inflated.

TheMadHatter99 · 02-06-2009, 09:02 AM

Quote:

Originally Posted by PonyMan

Same here love my USAA. Looks like it will cost me about $48 more every 6 months. Three cars, full coverage, 500 deductible = $707 every 6 months. My house is insured with USAA, my only credit card is with USAA. The true discounts on insurance of any kind are through companies that have a variety of services to offer along with car insurance.

I'm with USAA as well. How have you already got a quote on the Camaro? I tried online, but they didn't have it in their system yet.

I did price a base-level Corvette though and it only went up like $10 a month for the same policy I have on my 'stang.

So I can afford the insurance (probably)...now if only I could afford the car.

PonyMan · 02-06-2009, 09:13 AM

Quote:

Originally Posted by TheMadHatter99

I'm with USAA as well. How have you already got a quote on the Camaro? I tried online, but they didn't have it in their system yet.

I did price a base-level Corvette though and it only went up like $10 a month for the same policy I have on my 'stang.

So I can afford the insurance (probably)...now if only I could afford the car.

The USAA Rep said to use the worst case (Corvette Conv.). So, that is my unofficial online quote, and I find it hard to believe a Camaro Coupe will cost more than a Corvette Conv.

02-05-2009, 11:26 PM	#1
Banshee Institutionally Insane Drives: 2013 IOM 2SS/RS 1LE Join Date: Feb 2009 Location: Detroit MI Posts: 2,115 View My Garage	Insurance Rates Revisited! Last discussed 12/31/08. Just wanted to get ideas on who was quoted a premium from an insurance agence and what agency. I got a premium of $69.98 month or a $419.88 6 month from State Farm. 2010 SS 38 years old Unmarried No points Michigan No Accidents 100/300/100 Liability $145.60 Premium PIP Inc 1,000,000 Property protection Inc Limited property damage $500 $1.97 Comprehensive $1000 deductible $47.07 Collision $1k deductible $150.39 Emergency road service $4.10 Uninsured motorist 100/300 coverage $10.82 Catastrophic claims premium $59.36 Statutory assessment $0.57 $419.98 Territory 330 Insurance Rating group 22 Liability rating group 6 Multi car discount Multi line discount (Harley, T/A and house insured with State Farm) Vehicle Saftey No dependants premium Saftey belt siscount Good Driving Discount Just wanted to pass along my rates and information. I saved $490 a year from switching from Progressive to State Farm, same coverage amounts plus gained road service. Was paying $590 for the Harley, paying $377 now. Was paying $69 for T/A a month, paying $41 a month now.Again, same coverages.

02-06-2009, 03:05 AM	#5
detroitboy Pinholic Drives: 11 Silverado, 08 Shelby GT500 Conv. Join Date: Nov 2008 Location: Macomb, Mi Posts: 698	Thats good to hear Banshee, neither my Allstate nor AAA reps have rates yet. I have to stay with Allstate on my main items because nobody else will cover my boat (speed issues), but I put my extra car with AAA on its own policy because it was cheaper than Allstate. But the rate you got on the SS is less than my CTS with AAA, so its surprising news but good news! __________________ Almost had a 2SS/RS, IOM, orange accent interior, 6 speed manual, sunroof & polished wheels ordered 01/19/07 3000 - 2/27/09 3400 - 3/27/09 3800 - 4/17/09 (built and lost in the vortex) ship date ??????? (I gave up and got a GT500) 5/11/09 - order cancelled 5/27/09 - vehicle arrived at dealership for whoever bought it after me

02-06-2009, 05:36 AM	#7
Angrybird 12 7 year Cancer Survivor! Drives: 17 Cruze RS, 07 G6 GT, 99 Astro Join Date: Dec 2007 Location: East Tennessee Posts: 21,547	I have State Farm and my insurance is going to be about 20 dollars higher than our 05 Jeep Liberty every 6 months... __________________ Cancer's a bitch! Enjoy life while you can! LIVE, LOVE, DRIVE... The Bird is the word!

02-06-2009, 08:48 AM	#11
ArcAngel Drives: 07 Black Cobalt SS/SC Join Date: Aug 2006 Location: Manalapan-NJ Posts: 2,872	You guys are so lucky living outside of NJ we pay those numbers a month !!!!! My 2007 Cobalt SS I pay 279 a month!!!! The Camaro I was told would be like 350 __________________ Through HIM you believe in GOD, who raised HIM from the dead and Glorified him..

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02-06-2009, 12:42 AM	#2
Adam You Said Member Drives: 2010 SIM 2LT Auto RS Join Date: Feb 2009 Location: Why is this required? Posts: 326	does state farm have an online quote system?

02-06-2009, 01:17 AM	#3
TAG UR IT www.Camaro5store.com Drives: 2014 ZL1 #705 Join Date: Jul 2006 Location: SA, Texas Posts: 26,558 View My Garage	USAA. Nuff said. My rates might go up a tad...but nothing that would put even a ding in what I'm paying now. LOVE USAA. And for my 2002 Camaro SS, can ya guess what a 6 month policy goes for?? $330.89

02-06-2009, 01:23 AM	#4
Banshee Institutionally Insane Drives: 2013 IOM 2SS/RS 1LE Join Date: Feb 2009 Location: Detroit MI Posts: 2,115 View My Garage	Paying $240 for a 99 Trans Am..In line with your $331 for a 2002

02-06-2009, 03:20 AM	#6
Vash Drives: 00 Blazer Join Date: Aug 2008 Location: Texas Posts: 5,104	I have Progressive they have been good to me.

02-06-2009, 07:09 AM	#8
fireresq157 Drives: 1997 SS & 2010 2SS/RS Join Date: Aug 2006 Location: South Florida Posts: 1,027	every region in a state is different so shop around, around here state farm is one of the most expensive.

02-06-2009, 08:42 AM	#10
AJC Drives: coupe Join Date: Jan 2009 Location: .. Posts: 53	How is it possible that you are getting quotes when there are no VIN numbers??

02-06-2009, 08:56 AM	#12
MerlinZero Big Orange Drives: 2010 Chevrolet Camaro 2SS/RS Join Date: May 2008 Location: Kent, WA Posts: 1,170 View My Garage	Right now I still have 2 quote 225/month from Progressive (this is with my Geo as the daily driver) - 1990 Geo Metro on liability - 2010 Chevy Camaro SS on full collision coverage OR 255/month from Geico (same as above) I really dont get the Geico quote, I've been with them for 4 years, never a late payment, and as of my birthday this last year I have a clean record. And now am also 25... I think the mix up is STILL that the car isnt in many systems... And because of its specs (weight, HP, displacement) you only get a comparison... So they used the Challenger or something to get the quote. And its inflated.