My Insurance Premium INCREASED because of you guys..... - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

AieaboyHI · 04-25-2012, 12:43 AM

Attached to my increase in insurance premiums was these quotes....

"The claim experience on your make and model has resulted in an increase to your vehicle rating group for comprehensive coverage"

"The claim experience on your make and model has resulted in an increase to your liability rating group for bodily injury and property damage coverages"

So my premiums went UP to $368 for 6 months of coverage. That OVER $2 USD a fricking DAY.

Can y'all keep it below 100 MPH?

Thanks in advance.

FRSTR90 · 04-25-2012, 01:00 AM

Comprehensive has nothing to do with car accidents... It has to do with damage done by weather (wind or hail) and vandalism.

I checked car insurance rates for an SS in 2010 and the rates had doubled by 2011 when I actually bought my car. My insurance agent stated that Camaros tend to get vandalized a lot.

So, if you ask me, it appears that we have a jealous society.

EDIT: BTW - $368/6 months is cheap. I pay almost $600 every 6 months

Blue17CamaroZL1 · 04-25-2012, 01:05 AM

my premiums went from $218 a month to $225 a month so yeah, I'm with the OP!!!

driyac · 04-25-2012, 01:05 AM

no what we have are greedy insurance underwriters thats all... They are smart charge a premium...

Btw insurance should be reclassified to "in case sh*t happens and when Sh*t doesnt happen i should get my money back." - I hope someone gets the reference here... if not oh well

SSGUNNER · 04-25-2012, 01:09 AM

Matic · 04-25-2012, 01:12 AM

Mine have gone done a few bucks since I first insured mine

AieaboyHI · 04-25-2012, 01:14 AM

Quote:

Originally Posted by FRSTR90

Comprehensive has nothing to do with car accidents... It has to do with damage done by weather (wind or hail) and vandalism.

Exactly my point here! If you drive less than 100 mph in a hail storm, there will be less hail damage than driving.....say.... 141 mph in a hail storm and the same holds true for paint peeling off your car at those speeds. The lower the MPH, the less paint that peels off, thus lowering you comprehensive premiums.

I'm just saying.

SSGUNNER · 04-25-2012, 01:15 AM

Quote:

Originally Posted by Matic

Mine have gone done a few bucks since I first insured mine

Love my insurance.

FRSTR90 · 04-25-2012, 01:17 AM

Quote:

Originally Posted by AieaboyHI

Exactly my point here! If you drive less than 100 mph in a hail storm, there will be less hail damage than driving.....say.... 141 mph in a hail storm and the same holds true for paint peeling off your car at those speeds. The lower the MPH, the less paint that peels off, thus lowering you comprehensive premiums.

I'm just saying.

That was a good one!!

Krobar · 04-25-2012, 01:20 AM

You know whats stupid my insurance dropped $2 a month from trading in my 2007 Tahoe to get my 2012 SS Camaro.

AieaboyHI · 04-25-2012, 01:25 AM

Quote:

Originally Posted by Krobar

You know whats stupid my insurance dropped $2 a month from trading in my 2007 Tahoe to get my 2012 SS Camaro.

and you prolly get double the mpg too.

fish907 · 04-25-2012, 01:29 AM

My wife's Cruze is more expensive to insure than my Camaro

iHasCamaro · 04-25-2012, 02:04 AM

$120/mo here. Count yourself lucky.

Im_Fly_Like_A_V6 · 04-25-2012, 02:18 AM

Quote:

Originally Posted by driyac

no what we have are greedy insurance underwriters thats all... They are smart charge a premium...

Btw insurance should be reclassified to "in case sh*t happens and when Sh*t doesnt happen i should get my money back." - I hope someone gets the reference here... if not oh well

Chris rock! Mofo

04-25-2012, 12:43 AM	#1
AieaboyHI Drives: 2011 IBM 1LT RS Join Date: May 2011 Location: Sacramento Posts: 132	My Insurance Premium INCREASED because of you guys..... Attached to my increase in insurance premiums was these quotes.... "The claim experience on your make and model has resulted in an increase to your vehicle rating group for comprehensive coverage" "The claim experience on your make and model has resulted in an increase to your liability rating group for bodily injury and property damage coverages" So my premiums went UP to $368 for 6 months of coverage. That OVER $2 USD a fricking DAY. Can y'all keep it below 100 MPH? Thanks in advance.

04-25-2012, 01:05 AM	#3
Blue17CamaroZL1 650HP soon to come Drives: 2017 Chevy Camaro ZL1 Join Date: Jul 2011 Location: Sayreville, New Jersey Posts: 2,882 View My Garage	my premiums went from $218 a month to $225 a month so yeah, I'm with the OP!!! __________________ 2017 Camaro ZL1 Hyper Blue Metallic A10, PDR, NAV, Premium floor mats

04-25-2012, 01:09 AM	#5
SSGUNNER Chu no guat a hasa is? Drives: 14 Jeep G Cherokee Overland HEMI Join Date: Jun 2011 Location: Some where in So Cal Posts: 4,273	__________________ 11 2SS/RSL99No Longer Stock (Sold) 6/19/14:AAC Plasma DRL's \| Plug n play harness \| Elite CC \| Tint: 35% & 5% \| LED Dome light \| Show-N-Go Plate Holder \| Flowmaster AT \| C.A.I. Intake \| VMAX CNC Spiral Ported TB \| Husky Splash Guards

04-25-2012, 01:00 AM	#2
FRSTR90 Drives: 2010 Camaro 1SS/RS, 1973 Corvette Join Date: Dec 2011 Location: Springfield, IL Posts: 261 View My Garage	Comprehensive has nothing to do with car accidents... It has to do with damage done by weather (wind or hail) and vandalism. I checked car insurance rates for an SS in 2010 and the rates had doubled by 2011 when I actually bought my car. My insurance agent stated that Camaros tend to get vandalized a lot. So, if you ask me, it appears that we have a jealous society. EDIT: BTW - $368/6 months is cheap. I pay almost $600 every 6 months

04-25-2012, 01:05 AM	#4
driyac Drives: 2012 45th Anniversary 2SS Join Date: Mar 2012 Location: West Chester Ohio Posts: 1,845	no what we have are greedy insurance underwriters thats all... They are smart charge a premium... Btw insurance should be reclassified to "in case sht happens and when Sht doesnt happen i should get my money back." - I hope someone gets the reference here... if not oh well

04-25-2012, 01:12 AM	#6
Matic Drives: 2011 Summit White LS Join Date: Apr 2011 Location: AZ Posts: 338	Mine have gone done a few bucks since I first insured mine

04-25-2012, 01:20 AM	#10
Krobar Drives: 2012 Camaro 45th Ann SS Join Date: Oct 2008 Location: Ohio Posts: 32	You know whats stupid my insurance dropped $2 a month from trading in my 2007 Tahoe to get my 2012 SS Camaro.

04-25-2012, 01:29 AM	#12
fish907 Drives: 2013 BRM 2SS/RS LS3 Join Date: Mar 2012 Location: Alaska Posts: 91	My wife's Cruze is more expensive to insure than my Camaro

04-25-2012, 02:04 AM	#13
iHasCamaro Drives: Silver 2012 1SS Join Date: Mar 2012 Location: Oregon Posts: 367	$120/mo here. Count yourself lucky.