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Old 12-23-2009, 01:25 PM   #15
Sevn86


 
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Drives: 2010 Camaro 2LT/RS ABM
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Location: Sugar Land, TX
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I got 3.99% from my credit union...
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2LT, RS, AT6 ABM, Gray Leather
Quote:
Originally Posted by baclarsen View Post
Dude, you go through cars faster than I go through underware!!
1000 Initial Order 9/14/2009 - Classic Chevy Sugar Land
1100 Order accepted at dealer: 9/15/2009 - NPGV41.
2000 Order accepted by GM: 9/29/2009
3000 Accepted By Production Control: 9/30/2009 - TPW 10/26/09
3100 Sequenced:10/12/09
3300 Scheduled For Production:10/13/09
3400 Broadcast:10/22/09
3800 Produced:10/27/09
4000 Available To Ship:10/28/09
4200 Shipped:10/29/09
5000 Delivered To The Dealer:11/09/09
6000 Delivered To Customer:11/12/09
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Old 12-23-2009, 01:31 PM   #16
fixxxer525
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3.99% for 60 months NFCU.
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Old 12-23-2009, 02:17 PM   #17
Mindz
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Location: In the happy padded room wearing a jacket that makes me hug myself...
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3.9 from Operating Engineers CU
4.75 from Patelco CU
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Old 12-23-2009, 02:26 PM   #18
ShowTime
 
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Drives: 2010 IOM M6 2SS/RS
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Location: Crofton, MD
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It pretty much all depends on your individual situation what you will get. Some of the things banks look at when giving you a rate: (this is just my opinion, but I have talked with friends who have/do work for different banks.)

* Credit Score (and some banks give more weight one credit bureau vs another)
* Income
* Time at job
* # of accounts with bank
* length of time with bank
* type/history of accounts.
* whether you own or rent a house, etc.
* length of loan you are looking for.
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IOM 2SS/RS LS3 M6 w/ IO interior
Original Order: 1100 Preliminary Order Accepted (06/09/09) Canceled 10/27/09
New Order with new dealer:
1100 Preliminary Order Accepted (10/26)
2500 Preferenced (11/03), 3000 Accepted by Production Control(11/04/09) TPW (11/23)
3300 Scheduled for Production (11/11), 3400 Order broadcast (11/12/09), 3800 Order produced (11/25)
4150 Produced, Invoiced and Available to ship (11/25), 4200 Shipped (11/26), 4800 Rail Ramp Unload (12/4)
5000 Delivered to the dealer (12/7)
6000 Delivered to customer (12/10/09)
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Old 12-23-2009, 02:31 PM   #19
ShowTime
 
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You best bet is to shop around to credit unions that you are a member of or qualified to join, as well as look at regular banks.
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IOM 2SS/RS LS3 M6 w/ IO interior
Original Order: 1100 Preliminary Order Accepted (06/09/09) Canceled 10/27/09
New Order with new dealer:
1100 Preliminary Order Accepted (10/26)
2500 Preferenced (11/03), 3000 Accepted by Production Control(11/04/09) TPW (11/23)
3300 Scheduled for Production (11/11), 3400 Order broadcast (11/12/09), 3800 Order produced (11/25)
4150 Produced, Invoiced and Available to ship (11/25), 4200 Shipped (11/26), 4800 Rail Ramp Unload (12/4)
5000 Delivered to the dealer (12/7)
6000 Delivered to customer (12/10/09)
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Old 12-23-2009, 02:50 PM   #20
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Location: Texas
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0.0% @ "Bank of Paid Cash"
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Old 12-23-2009, 04:15 PM   #21
Duke
 
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Drives: 2010 Red SS/RS
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Location: Lake Jackson, TX
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I was offered 4.22% for 60 months from Bank of America. My credit rating is 782, I would put $10k, my mortgage is with them, and I authorize automatic draft for the payments. So, I ask why the hell I wasn't getting the 3.70% rate. Well, its because my dealer is not in their network. Well, anyway my dealer and credit union said he couldn't come close to 4.22% so I'm going with B of A.
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Old 12-25-2009, 11:37 AM   #22
Metalman412
 
Drives: 2010 CGM 2SS/RS
Join Date: Oct 2009
Location: Columbus, Georgia
Posts: 62
I got 3.7 from BoA. I am only putting about $5000 of my own money for the down.
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1100: 08/08/2009
3300: 11/25/2009 TPW 12/07/2009
3800: 12/11/2009 VIN# 176633
Available to ship from Osh: 12/11/2009
Rail Car Unloaded in GA: 12/22/2009
Dispatched and Delievered to Dealership: 12/30/2009
Picked up and have PERMAGRIN: 01/02/2010
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Old 12-27-2009, 02:08 PM   #23
shroomjohn

 
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Drives: Golden Eagle
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First secure your own financing through a credit union or some like bank of america. They got me 4.49 for 72.If you have a good size dealership they might be able to beat it to earn your business. Mine said they could beat it and I really didnt think they could but they did 3.89 for 72 I was very pleased!
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Old 01-01-2010, 06:23 PM   #24
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Drives: 2010 Camaro 1LT RS
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Location: South FL
Posts: 36
Just wanted to let you guys know that the best I could do was 3.99% for 60 months. I got that through my credit union. Bank of America was offering 3.7% for 60 months but you have to be a premium member and you have to finance at least $25,000, so I couldn't take advantage of that.
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