Ideas to make 1,500 dollars ASAP? - Page 3 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

hot ss · 10-28-2009, 12:57 PM

whore yourself out to fat chix?

2ndgenz28 · 10-28-2009, 01:05 PM

Quote:

Originally Posted by coolman

Carfax is a joke. We wrecked a brand new grandprix one time It did $20,000 damage to a $27000 car and the insurance fixed it. Funny thing is their is no car fax report on it.

The carfax business model is
"A fool and his money will soon be separated."

As they sell a false peace of mind.

jrboyd_1980 · 10-28-2009, 01:07 PM

Quote:

Originally Posted by coolman

Carfax is a joke. We wrecked a brand new grandprix one time It did $20,000 damage to a $27000 car and the insurance fixed it. Funny thing is their is no car fax report on it.

$20K dmg to 27K car and insurance didn't total it? And it takes a while for things to come up on Car Fax.. Usually a year or two.

coolman · 10-28-2009, 01:12 PM

Quote:

Originally Posted by jrboyd_1980

$20K dmg to 27K car and insurance didn't total it? And it takes a while for things to come up on Car Fax.. Usually a year or two.

What happen was the dealer started to repair the car before the adjuster looked at it so they said they were fixing. It' been 8 years since it happen and it never got a carfax report on it.

2Tightwads · 10-28-2009, 01:13 PM

Quote:

Originally Posted by cstproductions

The police said that since it was such minor damage, it was a "toss up".

Let the insurance company make that decision based on the facts of the loss (your statement, other parties statement, police report info.) Someone will be at fault. % you and % other party involved. Sounds like your worried it was you fault in my opinion.

Quote:

Originally Posted by cstproductions

But it will bring up the rate which is already high enough for me

Well if its your fault as I'm inclined to believe from this thread I would say...Rate increase? Possibly, depending on the amount of the damage. Every company has a surchargable threshold. But realize not even your agent can tell you price is going up with a straight face prior to a claim. Though he may know this threshold. Only the underwriters who make the real decisions can do so which occurs at your policy renewal. They will decide up/down/no change. Realize this choice doesn't even occur until after a claim is turned into them as at fault by the claims team.

Here is something you may not have considered. The other party involved contacts their insurance to file a claim which WILL contact yours directly to subrogate the claim...guess what? You're getting a red flag (why haven't we heard from our insured?) at your insurance company for that claim despite who's fault it was in the end. I say contact your company first to get your statement in before the other person ends up stating you hit them. sure would look better with you calling in to be proactive instead of reactive to accusations of a random person who hit you...dude get insurance involved.

2ndgenz28 · 10-28-2009, 01:45 PM

Quote:

Originally Posted by 2Tightwads

Here is something you may not have considered. The other party involved contacts their insurance to file a claim which WILL contact yours directly to subrogate the claim...guess what? You're getting a red flag (why haven't we heard from our insured?)

Bingo, that puts a 2nd flag on your in house file as a dishonest person.
That might not make your rate go up but if anything else ever happens, they arent gonna trust your word as much.

TJTKSDMJ8 · 10-28-2009, 01:50 PM

These guys will do it for ya...

coolman · 10-28-2009, 01:56 PM

This story makes no sense at all. Now he's saying the other party went to the police and filed a report and they called it a wash. In my state you have to call the cops at the site where it happen if you damage property or involved with someone else. Why wouldn't the cops give them a hit and run for leaving the site of the wreck. Their are so many holes in this story that don't add up that I don't know what to believe. If the other party did file a report and goes to your insurance co. you'll have a whole new mess to deal with.

Chrisrp454 · 10-28-2009, 02:06 PM

Nope in Texas police do not always come, they have you come by and fill out a "report", its called a blue something, I don't remember the name its been over 10 years for me.
A coworker had a hit and run on his mustang last week, he called it in they said the same thing, come fill out a report.

coolman · 10-28-2009, 02:20 PM

Quote:

Originally Posted by Chrisrp454

Nope in Texas police do not always come, they have you come by and fill out a "report", its called a blue something, I don't remember the name its been over 10 years for me.
A coworker had a hit and run on his mustang last week, he called it in they said the same thing, come fill out a report.

I here rates are high in TX. Maybe that's one of the reasons.

TJTKSDMJ8 · 10-28-2009, 02:23 PM

Quote:

Originally Posted by coolman

I here rates are high in TX. Maybe that's one of the reasons.

That and the proximity to the Border.

coolman · 10-28-2009, 02:25 PM

Quote:

Originally Posted by TJTKSDMJ8

That and the proximity to the Border.

Yea, good point.

SSmoothie · 10-28-2009, 08:45 PM

Quote:

Originally Posted by cstproductions

Cover up? seriously.... This is MY car, im paying it off. This is my first car, right after I get it, it gets messed up. Why wouldnt I want to have it repaired as good as new fast? We went to the police and everything, they said the other car reported it. The police said that since it was such minor damage, it was a "toss up". Insurance WILL cover it. But it will bring up the rate which is already high enough for me

So your letting the Police decide that it was a "toss up", let your insurance decide.

10-28-2009, 01:50 PM	#35
TJTKSDMJ8 I COMMAND YOU TO HOOK 'EM Drives: 2010 Black Camaro SS2/RS R6P Join Date: Feb 2009 Location: Re-building Death Star (Need Contractors) Posts: 2,670 View My Garage	These guys will do it for ya... __________________ Proud Owner of a R6P Black SS/2, RS, CGM Stripe Package Delivered July 3!!!

10-28-2009, 02:06 PM	#37
Chrisrp454 Drives: 2010 ABM 2SS/RS M6, 98Z28 M6 Join Date: Jan 2008 Location: Granbury, Tx Posts: 1,532 View My Garage	Nope in Texas police do not always come, they have you come by and fill out a "report", its called a blue something, I don't remember the name its been over 10 years for me. A coworker had a hit and run on his mustang last week, he called it in they said the same thing, come fill out a report. __________________ Always Remember! Rest in Peace Brothers 9/11/2001. And thanks to all those who defend and serve! Ordered 5/23/2009 3400 with TPW of 08/03/09 3800 8/11/2009 Arrived 8/21/2009 2SS/RS/Aqua Blue/Grey Interior

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10-28-2009, 12:57 PM	#29
hot ss Drives: aqua 2ss l99 Join Date: Jun 2009 Location: Edmonton Posts: 1,215	whore yourself out to fat chix?

10-28-2009, 01:56 PM	#36
coolman Guest Join Date: Jun 2009 Location: PA Posts: 4,812	This story makes no sense at all. Now he's saying the other party went to the police and filed a report and they called it a wash. In my state you have to call the cops at the site where it happen if you damage property or involved with someone else. Why wouldn't the cops give them a hit and run for leaving the site of the wreck. Their are so many holes in this story that don't add up that I don't know what to believe. If the other party did file a report and goes to your insurance co. you'll have a whole new mess to deal with.