03-07-2011, 07:23 PM | #1 |
Quit being a pu$$y
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What are GMAC's interest rates lately?
I know GMAC is now Ally, we have the wife's Caddy through them right now. I tried googling to see what their new car rates are but i came up empty handed.
We got approved for 3.24% through our credit union today and my vert should be here hopefully this week or next. Anybody get a loan through GMAC/Ally lately and care to share what their rates are?
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03-07-2011, 07:26 PM | #2 | |
TRI COUNTY TAMPA
Drives: 2011 1SS/RS VR/BLK A6 Join Date: Jan 2011
Location: Trinity, Florida
Posts: 6,277
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Quote:
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03-07-2011, 07:39 PM | #3 |
{Insert witty title here}
Drives: 2011 2SS RS RY Join Date: Jan 2011
Location: Virginia Beach, VA.
Posts: 118
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Got mine from Navy Federal Credit Union for less than 2% back in December. It all depends on your credit rating AND the lender.
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2011 2SS RS - RY, Black Stripes, Black Hockey Sticks, Hurst Shorty, Tinted windows, RY engine cover, sunroof, SSE, muffler delete
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03-07-2011, 07:44 PM | #4 |
Older than I look....
Drives: 2010 VR Camaro 2SS/RS LS3 Join Date: Feb 2011
Location: Washington
Posts: 6,481
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And the length of the loan - don't forget that! Most are 5 yrs, but with good credit you can extend it out to 7 if you want - rates will be different for each.
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High Heels and Fast Wheels!!
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03-07-2011, 07:47 PM | #5 |
Drives: 2011 Camaro 1SS/M6 Cyber Gray Met. Join Date: Jan 2011
Location: Navarre, FL/Emerald Coast
Posts: 624
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I went through Ally recently with a 3.9%
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2011 1SS/LS3 M6--Vararam CAI-Corsa catback-Dynatech LTs-RX Catch Can-Vmax ported TB-Eibach Springs-Night Fury Camshaft- 486RWHP/458 TQ
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03-07-2011, 07:47 PM | #6 |
Drives: 2011 1SS/RS Synergy Green Camaro Join Date: Nov 2010
Location: Wisconsin
Posts: 192
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If you want to get the most best rate don't go through GMAC, we many other banks like Harris, and other credit unions putting out rates as low as 1.99
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03-07-2011, 07:57 PM | #7 |
{Insert witty title here}
Drives: 2011 2SS RS RY Join Date: Jan 2011
Location: Virginia Beach, VA.
Posts: 118
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Exactly.
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2011 2SS RS - RY, Black Stripes, Black Hockey Sticks, Hurst Shorty, Tinted windows, RY engine cover, sunroof, SSE, muffler delete
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03-07-2011, 08:04 PM | #8 |
Drives: 2017 Camaro ZL1 Join Date: Jan 2011
Location: Missouri
Posts: 621
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Mine is 3.9/72month through ally (gmac). I always went with pentagon federal, this last time they acted like they didnt want my business so I went else where.
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2017 ZL1
2014 Corvette 2002 Camaro |
03-07-2011, 08:32 PM | #9 |
{Insert witty title here}
Drives: 2011 2SS RS RY Join Date: Jan 2011
Location: Virginia Beach, VA.
Posts: 118
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That's a real shame. NFCU showed me, as they have for the past 20 years, that they are the best. Perhaps you might want to check them out.
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2011 2SS RS - RY, Black Stripes, Black Hockey Sticks, Hurst Shorty, Tinted windows, RY engine cover, sunroof, SSE, muffler delete
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03-07-2011, 09:12 PM | #10 |
Drives: 68 Camaro, 48 Chevy truck, 36 Chevy Join Date: Nov 2010
Location: Tyler, Texas
Posts: 218
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Yep, financed my vert for 1.99% through my credit union. Not sure what Ally is running.
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2011 2SS/RS IOM convertible
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03-07-2011, 09:23 PM | #11 |
Supercharged
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Be sure to put that new convertible in the garage tomorrow, it's supposed to rain here!
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2SS/RS IBM A6, White Rallies
Ordered: 4/30/09 Delivered: 8/18/09 Appearance Mods: Heritage Grille, ZL1 Replica Wheels Performance Mods: Flowmaster ARH Cat-Back Exhaust, ADM CAI, ADM L99-LS3 Conversion, ADM LSA Supercharger Kit, Lingenfelter GT9 Cam, Stainless Power Headers, Detroit Speed Sway Bars, ZL1 Fuel Pump 581 rwhp/535 lb/ft tq |
03-08-2011, 03:12 AM | #12 |
Drives: 2011 RS/SS Vert IOM/IOM Join Date: Jul 2009
Location: Lake Anna, Virginia
Posts: 158
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Unfortunately I don't qualify for any of these credit unions. Ex navy and work for Fed Govt now, not able to join Pent eihter. uggh
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03-08-2011, 04:41 AM | #13 |
Drives: 2010 2SS/RS L99 RJT/Black Join Date: Feb 2011
Location: Mechanicsville, VA
Posts: 375
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I'm close to signing a contract on a heavily discounted 2010 2SS/RS. I had already been pre-approved for 3.24% through my credit union last week. Yesterday I offered the dealer the opportunity to beat it and he got it below 3%. Of course I haven't seen the contract yet so...
Negotiate your rate as you would with the car purchase. A quarter point is a quarter point. |
03-08-2011, 09:09 AM | #14 | |
Quit being a pu$$y
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Quote:
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