12-22-2009, 08:48 PM | #1 |
Drives: 2010 Camaro 1LT RS Join Date: Oct 2009
Location: South FL
Posts: 36
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Best Interest Rate With Excellent Credit?
Hey guys, I should be taking delivery of my Camaro next week. Right now I'm looking for financing and I'm hoping you guys can help me out. What are the best interest rates out there right now for someone with excellent credit? Does anyone know of any special interest rates available from any credit unions? Thanks in advance for any help you guys can give me.
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12-22-2009, 09:27 PM | #2 |
The Mark of Excellence
Drives: 2010 ABM 1SS RS LS3 Join Date: Jan 2009
Location: Smallest State in the Union
Posts: 8,690
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Search the internet for your local credit unions, they should have rates posted. I have seen a low of 3.99%. Let us know if you find lower.
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12-22-2009, 09:29 PM | #3 |
Drives: Black SS/RS Join Date: Nov 2009
Location: Houston
Posts: 351
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Bank of America has a low of 3.70% APR
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12-22-2009, 09:33 PM | #4 | |
Drives: 2010 Camaro 1LT RS Join Date: Oct 2009
Location: South FL
Posts: 36
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Quote:
Thanks for the heads up on the 3.7 at Bank of America. I'll be sure to contact them tomorrow. |
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12-22-2009, 09:49 PM | #5 |
Silver Ice
Drives: 2010 SIM 2LT Automatic Join Date: Jul 2009
Location: South Central Kansas
Posts: 191
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To get 3.7% at BofA you need 20% equity or more. Check your local credit unions.
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12-22-2009, 09:51 PM | #6 |
Drives: Black SS/RS Join Date: Nov 2009
Location: Houston
Posts: 351
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No problem, I too will be contacting them tomorrow to see what I can get approved for. Unfortunately I don't think I can get it 3.7% since Im only 25 and I dont have a lot of credit experience. But hopefully it will be in the 4% range.
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12-22-2009, 11:09 PM | #7 |
Drives: 2010 ABM 1LT/RS Camaro "Blu Bruzr" Join Date: Oct 2009
Location: SouthWest Florida
Posts: 596
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i too will be taking delivery soon, just wondering what GMAC is or would offer nowadays for a credit score around 720ish and a down payment of around 8 or 9k.
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VIN: 2G1FB1EV6A9178865 |
12-23-2009, 09:38 AM | #8 |
Drives: 2SS/RS RY Join Date: Nov 2009
Location: Bristow, VA
Posts: 67
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Pentagon Federal has 3.99%...
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12-23-2009, 09:47 AM | #9 |
DW's 2SS
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I received 4.8% for 72 months from Bank of America
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12-23-2009, 11:12 AM | #10 |
Drives: 2007 Ford Fusion SE Join Date: Sep 2009
Location: Metro Detroit
Posts: 1,440
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I don't know about GMAC but elsewhere you should be looking at the high 4-5% range, if your credit is good. 720 is a little low from what I've heard from banks and credit unions. I built mine up to about 750.
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12-23-2009, 11:14 AM | #11 |
Drives: 2010 Red 2ss Join Date: Oct 2009
Location: Alabama
Posts: 54
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4.25 gmac
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12-23-2009, 11:18 AM | #12 |
Drives: 2010 IBM 1SS (Former) Join Date: Feb 2009
Location: NoVA
Posts: 2,032
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I got 3.91% from BoA if I wanted to finance about 90% of the car's value
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12-23-2009, 11:24 AM | #13 |
DW's 2SS
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FYI... My 4.8% for 72 months from Bank of America was financing everything. Signed and walked out
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12-23-2009, 01:18 PM | #14 |
Drives: Black SS/RS Join Date: Nov 2009
Location: Houston
Posts: 351
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Damn B of A would ONLY finance up to 23k for me which I thought was odd, but I need 28k. I hav a score somewhere around 750. Did offer me 4.3% though. Now off to another bank.
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