Okay let's talk payments - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

outlawz · 08-26-2009, 12:33 PM

For those that don't mind disclosing the numbers what are you guys payments working out to be on the 2SS/RS (figuring roughly around 40,000 out the door with TTL).....

wondering if most are doing 72 month financing or 84 or 60 for that matter and what are people getting for interest rates nowadays... I just want a few examples from multiple people out there on what to expect.

My wife's car is scheduled to deliver on 7 September (WOOOOHOOOO) to the dealership and i'm getting stuff in place to deal with the payments... We both have very good credit (above 700 FICO scores for both) so we should qualify for some of the better interest rates....

Sir Nuke · 08-26-2009, 12:35 PM

I personally can get 5.2% no matter how many number of months I go with. but if you want the amount of the payments, I would need more info to tell you. IF by chance you have Microsoft OFFICE, or just Excel. there is a amorization schedule in there and you just put in the amounts of how much you want the loan for, the interest rate, and how long the loan is for in months adn it calculates it all.

outlawz · 08-26-2009, 12:39 PM

That's a damn good rate especially if it's 72 or 84.... who's that from????

baby02 · 08-26-2009, 12:42 PM

4.9 for 60 months

*mlee* · 08-26-2009, 12:43 PM

I got 5.3. But there are so many variables...

Just plug your numbers in here... http://www.bankrate.com/calculators/...alculator.aspx

Sir Nuke · 08-26-2009, 12:43 PM

Quote:

Originally Posted by outlawz

That's a damn good rate especially if it's 72 or 84.... who's that from????

my cradit union

Phoenix328 · 08-26-2009, 12:43 PM

i have same credit score as the op. my best rate for 72mo is 5.99 makes payment 597/mo btw that is with 3300 down

67 Convertible · 08-26-2009, 12:45 PM

4.9 for 60 months. (2LT)

outlawz · 08-26-2009, 12:51 PM

Quote:

i have same credit score as the op. my best rate for 72mo is 5.99 makes payment 597/mo btw that is with 3300 down

what was the financed price???? cause of options that could sway the purchase price higher or lower....

The car is going to be 36895 MSRP as it's optioned out. I've already put in a 500 dollar deposit on it and will most likely bring another 500 with me. So that takes it to about 35895 before TTL. I figure TTL will be all of 4000 bucks... So i'll end up financing 40K..

I'm expecting with my and the wifes credit scores we're looking at about a 600-625/mo payment for 72 months and if we go 84 probably like 570-580....

Bryan2230 · 08-26-2009, 12:52 PM

I belong to 2 credit unions, one is at 4.99% for 60 months, the other is at 4.75% for 60 months. I had configured two cars before actually ordering. The 2SS i had configured was about $37,000, and the monthly payment was about $450 ($15,000 down payment). But anyway, i ended up ordering a 2LT/RS.

SRVFAN · 08-26-2009, 12:59 PM

I'm getting 5% interest on my loan thru First Class American Credit Union. It's the postal credit union & anyone can join as long as they live or work within 10 miles of the credit union office.

Check http//www.fcacu.org for locations in your area.

Good luck.

SRVFAN · 08-26-2009, 01:02 PM

Quote:

Originally Posted by outlawz

The car is going to be 36895 MSRP as it's optioned out. I've already put in a 500 dollar deposit on it and will most likely bring another 500 with me. So that takes it to about 35895 before TTL. I figure TTL will be all of 4000 bucks... So i'll end up financing 40K..

In Texas figure 6% of the sale price minus any trade in amount for TTL. My TTL will be about $2500.

ajp · 08-26-2009, 01:04 PM

3.99% for 72 months = ~$390

Price is $40k, putting $16k down and financing $25k

Using First Tech CU.

PenFed also has 3.99% for 60 months.

Bank of America had 4.24% for 60 months.

2SSRS/SS396 · 08-26-2009, 03:12 PM

Don't the rate depend on your credit rating as well? I know a buddy of mine has a car lot and they have to know what their credit rating is before they can give them a rate.

08-26-2009, 12:33 PM	#1
outlawz Drives: 1995 Camaro Z28 Drag car Join Date: Feb 2009 Location: California Posts: 116	Okay let's talk payments For those that don't mind disclosing the numbers what are you guys payments working out to be on the 2SS/RS (figuring roughly around 40,000 out the door with TTL)..... wondering if most are doing 72 month financing or 84 or 60 for that matter and what are people getting for interest rates nowadays... I just want a few examples from multiple people out there on what to expect. My wife's car is scheduled to deliver on 7 September (WOOOOHOOOO) to the dealership and i'm getting stuff in place to deal with the payments... We both have very good credit (above 700 FICO scores for both) so we should qualify for some of the better interest rates.... __________________

08-26-2009, 12:35 PM	#2
Sir Nuke Master of All Things Drives: '20 Corvette Stingray Join Date: Jul 2009 Location: Southeast of Houston, Texas Posts: 22,331 View My Garage	I personally can get 5.2% no matter how many number of months I go with. but if you want the amount of the payments, I would need more info to tell you. IF by chance you have Microsoft OFFICE, or just Excel. there is a amorization schedule in there and you just put in the amounts of how much you want the loan for, the interest rate, and how long the loan is for in months adn it calculates it all. __________________

08-26-2009, 12:39 PM	#3
outlawz Drives: 1995 Camaro Z28 Drag car Join Date: Feb 2009 Location: California Posts: 116	That's a damn good rate especially if it's 72 or 84.... who's that from???? __________________

08-26-2009, 12:43 PM	#5
mlee CamaroFans.com Drives: ZLE & ZR2 Join Date: Oct 2008 Location: Conroe, TX Posts: 37,505 View My Garage	I got 5.3. But there are so many variables... Just plug your numbers in here... http://www.bankrate.com/calculators/...alculator.aspx __________________

08-26-2009, 12:43 PM	#7
Phoenix328 Drives: 2010 Camaro SS/RS IBM Join Date: Jul 2009 Location: USA Posts: 347	i have same credit score as the op. my best rate for 72mo is 5.99 makes payment 597/mo btw that is with 3300 down __________________ 2010 Camaro SS/RS IBM 6M 1100: 07-01-09 4000: 08-25-09 4200: 08-25-09 5000: 09-02-09 6000: 09-02-09 2000: 07-24-09 2500: 07-29-09 3000: 07-30-09 3100: 08-02-09 3300: 08-05-09 TPW 08-17-09 3400: 08-13-09 3800: 08-24-09

08-26-2009, 12:42 PM	#4
baby02 EYE CANDY Drives: 1SS RS ABM Join Date: Aug 2009 Location: Port St Lucie, fl Posts: 673 View My Garage	4.9 for 60 months

08-26-2009, 12:45 PM	#8
67 Convertible Drives: 67 Camaro Convertible Join Date: Jun 2009 Location: MA Posts: 1,721	4.9 for 60 months. (2LT) __________________ _____________________________________________ 2LT/RS RJT, Blk Rally Stripes, Beige Interior, Sunroof Placed order at dealer 4/24/09 1100 - 4/28/09 2000 - 5/01/09 2500 - 5/05/09 3000 - 5/05/09 3300 - 5/30/09 3400 - 6/05/09 3800 - 6/18/09 4000 - 6/18/09 4B00 - 6/18/09 4200 - 6/22/09 5000 - 7/01/09 6000 - 7/01/09 It's Home!! 0000 - 7/14/11 Traded in with 24,000 miles. Currently 5th Gen less

08-26-2009, 12:52 PM	#10
Bryan2230 Drives: 2014 Red Hot Camaro 2SS/RS Join Date: May 2009 Location: Saxonburg, PA Posts: 515	I belong to 2 credit unions, one is at 4.99% for 60 months, the other is at 4.75% for 60 months. I had configured two cars before actually ordering. The 2SS i had configured was about $37,000, and the monthly payment was about $450 ($15,000 down payment). But anyway, i ended up ordering a 2LT/RS. __________________ Thank You, Bryan Former owner of a 2010 Victory Red 2LT/RS Delivered: September 11, 2009 Current owner of a 2014 Red Hot 2SS/RS Delivered: October 24, 2013

08-26-2009, 12:59 PM	#11
SRVFAN Too Much FUN!! Drives: RUBY!! 2010 2SS/RS RJT Camaro Join Date: May 2009 Location: Parker Cnty, TX Posts: 621	5% interest on any length loan up to 76 months I'm getting 5% interest on my loan thru First Class American Credit Union. It's the postal credit union & anyone can join as long as they live or work within 10 miles of the credit union office. Check http//www.fcacu.org for locations in your area. Good luck. __________________ RJT / Gray Leather / 2SS / RS / Sunroof / Auto / 20" Polished 1100 (original order date): Order# NKCJ8P 05.09.09 2000 (dealer received allocation): 7/28/09 2500 (order preferenced): 3000 (accepted to production): 7/30/09 - TPW 8/17/09 3300 (scheduled for prod) 8/5/09 THANKS Viz!! 3400 (broadcast): 8/15/09 3800 (produced):8/22/09 - #39,334 4000/4B00 (available to ship/bayed): 4200 (shipped): 8/24/09 4300 (intermediate, may be multiple): 5000 (at dealer):09/03/09 6000 (delivered to customer): 9/3/09

08-26-2009, 01:04 PM	#13
ajp 50th Anniversary Vert Drives: Camaro 2017 50th Anniversary Join Date: Jul 2009 Location: AZ Posts: 2,315 View My Garage	3.99% for 72 months = ~$390 Price is $40k, putting $16k down and financing $25k Using First Tech CU. PenFed also has 3.99% for 60 months. Bank of America had 4.24% for 60 months. __________________

08-26-2009, 03:12 PM	#14
2SSRS/SS396 Drives: 69 SS 396 Camaro 2010 VR 2SSRS Join Date: Jul 2009 Location: Grand Island, NE Posts: 164 View My Garage	Don't the rate depend on your credit rating as well? I know a buddy of mine has a car lot and they have to know what their credit rating is before they can give them a rate. __________________ 2SS/RS Victory Red 6speed manual Built 9/3 SHIPPED 9/8 Arrived @ dealer 9/17 Picked up 9/18! VIN #43607! Other toys: 69 X22 Camaro SS 396 4 speed, 74 'Cuda 512 stroker 6pack 4 speed, 09 Harley Fatbob

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