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05-06-2012, 01:08 PM
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#15 |
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Account Suspended
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Just make sure that your union reports. I have a used car lot and I do alot of financing. I have had alot of people come in to get a car and they tell me they have a loan through the credit union but it doesn't show up on their credit. It is not a big deal if your credit is really good but if it is shaky it could make a big difference in your rate. I have some lenders that charge 21%. I would never pay that but some people have to because they have bad credit.
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05-06-2012, 01:15 PM
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#16 | |
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ZL1 #288
Drives: Daily Driver: Tahoe Join Date: Apr 2012
Location: Centreville, MD
Posts: 86
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05-06-2012, 02:43 PM
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#17 |
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H-Town Camaro Club Member
Drives: 17 Hyper Blue Metallic KLR-ZL1 Join Date: May 2009
Location: Pearland Tx.
Posts: 2,035
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2.75% at JSC credit Union.
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05-06-2012, 03:46 PM
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#18 |
           Drives: 2013 Triple Black ZL1 Vert M6 ECF Join Date: Mar 2011
Location: Trenton, Michigan
Posts: 7,047
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No financing at all. When it gets here, i'll pay cash.
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05-06-2012, 06:23 PM
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#19 |
 Drives: 2012 CRT ZL1, 1969 Buick 225 conv Join Date: Jan 2012
Location: W. Bloomfield Michigan
Posts: 104
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My dealer wanted 4% thru their bank, told them to keep it and paid cash.Don't have to make payments.
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05-06-2012, 06:34 PM
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#20 |
 
Drives: Camaro ZL1 orange Join Date: Nov 2011
Location: MI
Posts: 33
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it seems like Michigan has higher interest rate then other State.
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05-06-2012, 09:42 PM
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#21 |
 
Drives: ZL1, Genesis, Grand Cherokee Join Date: Feb 2012
Location: Cleveland
Posts: 232
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2.25 through dealer with PNC bank in Ohio. I was pre-approved by the same PNC at 2.5 ....I guess volume matters
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05-06-2012, 09:43 PM
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#22 |
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Drives: ZL1, Genesis, Grand Cherokee Join Date: Feb 2012
Location: Cleveland
Posts: 232
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60 months fixed...
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05-06-2012, 10:51 PM
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#23 |
Drives: '12 AGM ZL1 (SOLD); '07 Ducati 1098 Join Date: Oct 2011
Location: Tha OCizzle
Posts: 731
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1.99% for 60 months or 2.49% for 72 months...i took the latter option since not much different. The lowest rates my credit union offers on new auto loans is 1.99% (AutoClub Federal Credit Union).
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05-07-2012, 07:58 PM
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#24 |
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oh boy i wish we could have the same thing around here...there's nothing under 5.49%some banks are at 5.65% & 7.89% for 60months..there's no competition..
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05-08-2012, 09:02 AM
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#25 | |
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z28 mass
Drives: 4 gen of camaros, 2012 ZL1 vin#1499 Join Date: Jan 2009
Location: Easton Ma
Posts: 535
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05-08-2012, 10:55 AM
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#26 |
Drives: 2012 ZL1 Join Date: Jan 2009
Location: Bowie, MD
Posts: 211
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With good credit the highest rate you should get is 1.9%. I would go with your local credit union or navy fed. Navy offered me 1.9% for 72months and then my local credit union offered me the same rate for 84 months. I will pay it off before then but it took my monthly payment down.
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05-08-2012, 11:05 AM
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#27 | |
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Switchin' n Twitchin'
Drives: 2011 Camaro Join Date: Nov 2010
Location: Chula Vista, CA (Eastlake)
Posts: 3,145
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Quote:
If you need to pay 21% interest, then ZL1 is not for you.
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