Better discount?: Credit union or USAA car buying service? - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Blade · 01-06-2010, 09:57 AM

Quote:

Originally Posted by CamaroScotty

about 900-1100 under MSRP

Just received an email from my guy. He does honor the "GM PREFERRED PRICING" and will also combine the USAA discount

So far so good.

Now I just hope the damn order makes some progress.

Blade · 01-07-2010, 10:09 AM

Opened a credit union account and got the authorization now

This is almost too easy.

jrboyd_1980 · 01-07-2010, 12:52 PM

Quote:

Originally Posted by Blade

Here's the deals:

USAA Car Buying Service: The dealer adds $500 to invoice and then the USAA discount is applied $750. So in the end you pay $250 below invoice.

Credit union discount: I have no idea what the details are.

There is no $500.00 added to the invoice. Have sold a couple units with the USAA discount and didn't add anything.

Frank in MD · 01-07-2010, 12:58 PM

Quote:

Originally Posted by jrboyd_1980

There is no $500.00 added to the invoice. Have sold a couple units with the USAA discount and didn't add anything.

Different issue, he's talking about using the USAA car buying service. USAA is a bank, buying service, insurance company, etc. They have pre-set discounted pricing from dealers on different cars. For example, dealers agree to sell Malibu's @ 100 under inv, Cobalts 500 under, and Camaro @ 500 over.

Then the USAA member can apply the $750 USAA discount, and whatever other GM incentives that may apply.

To the OP: Clearly, in this case your best best is going the route of credit union member, minus USAA discount. The only way to get a better deal than that is if you have a GM card, as I believe that you can use your points as well....

cmoney2007 · 01-07-2010, 09:55 PM

Would you be able to use the USAA discount(not car buying service), GM Military discount and the credit union. As of the moment those are the only options that are available to me.

Frank in MD · 01-07-2010, 10:25 PM

Quote:

Originally Posted by cmoney2007

Would you be able to use the USAA discount(not car buying service), GM Military discount and the credit union. As of the moment those are the only options that are available to me.

Military and Credit union are the same program. As is the College Graduate Program.... So unfortunately, no you can only use one of those three in conjunction w/ the USAA discount.

cmoney2007 · 01-08-2010, 10:22 AM

Quote:

Originally Posted by Rockmont

Military and Credit union are the same program. As is the College Graduate Program.... So unfortunately, no you can only use one of those three in conjunction w/ the USAA discount.

Thanks Rockmont I figured that would be the case.

cwm8718 · 01-13-2010, 02:51 PM

To get the USAA discount, aside from joining is there an authorization I need to obtain? If so, what's the website?

Darth_Emma · 01-13-2010, 03:01 PM

You just need your member number so the dealer can enter it. At least that's all I needed when the put mine in the system and it worked.

cwm8718 · 01-13-2010, 03:05 PM

Quote:

Originally Posted by Darth_Emma

You just need your member number so the dealer can enter it. At least that's all I needed when the put mine in the system and it worked.

Nice! Thank you! If he accepts everything, I'll be getting it for almost $5,000 under MSRP (Pref. pricing, USAA, and GM Card)

mackvenom1 · 01-13-2010, 03:23 PM

Sorry I'm a total n00b, but what is the GM Card? How do you obtain it and when/how does it give you a discount? I have the same questions about the College Graduate Program (since I am myself, a college graduate).

Blade · 01-13-2010, 03:30 PM

I wish I had gotten a GM card 2 years ago.

cwm8718 · 01-13-2010, 03:39 PM

Quote:

Originally Posted by mackvenom1

Sorry I'm a total n00b, but what is the GM Card? How do you obtain it and when/how does it give you a discount? I have the same questions about the College Graduate Program (since I am myself, a college graduate).

The GM Card is a credit card. The rewards program with the card is $ off the purchase of a GM vehicle.

usairman8806 · 02-17-2010, 01:46 PM

I suggest if anyone is active military go to the gmmilitarydiscount.com build your vehicle there for military pricing then discount the $750 Usaa rebate. Should work out for you and save you a few hundred more as opposed to just using the USAA car buyers program. The vehicle I want is down to about $550 below factory invoice.

01-07-2010, 10:09 AM	#16
Blade Drives: 2016 Camaro 2SS BVM Join Date: Dec 2009 Location: Charlotte Posts: 4,689 View My Garage	Opened a credit union account and got the authorization now This is almost too easy. __________________ Formerly owner of: 2012 2SS/RS Build Thread - Totaled by red light runner 2010 LT/RS Build Thread - Traded in for 2012 2SS 2007 Acura TSX 1992 Oldsmobile Achieva V6 1992 Mercury Sable

01-13-2010, 03:30 PM	#26
Blade Drives: 2016 Camaro 2SS BVM Join Date: Dec 2009 Location: Charlotte Posts: 4,689 View My Garage	I wish I had gotten a GM card 2 years ago. __________________ Formerly owner of: 2012 2SS/RS Build Thread - Totaled by red light runner 2010 LT/RS Build Thread - Traded in for 2012 2SS 2007 Acura TSX 1992 Oldsmobile Achieva V6 1992 Mercury Sable

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01-07-2010, 09:55 PM	#19
cmoney2007 Drives: 2010 VR 2LT, 2014 Charger SXT Join Date: Aug 2009 Location: San Antonio, TX Posts: 93 View My Garage	Would you be able to use the USAA discount(not car buying service), GM Military discount and the credit union. As of the moment those are the only options that are available to me.

01-13-2010, 02:51 PM	#22
cwm8718 Drives: 2LT Black/Black Join Date: Dec 2009 Location: Boston Posts: 26	To get the USAA discount, aside from joining is there an authorization I need to obtain? If so, what's the website?

01-13-2010, 03:01 PM	#23
Darth_Emma Psssssssssshhhhhhhhhhhhh! Drives: under contruction Join Date: Nov 2009 Location: Marysville, Ohio Posts: 12,996 View My Garage	You just need your member number so the dealer can enter it. At least that's all I needed when the put mine in the system and it worked.

01-13-2010, 03:23 PM	#25
mackvenom1 Drives: 2010 Mercedes-Benz C300 Sport 4M Join Date: Jan 2010 Location: Yonkers, NY Posts: 136	Sorry I'm a total n00b, but what is the GM Card? How do you obtain it and when/how does it give you a discount? I have the same questions about the College Graduate Program (since I am myself, a college graduate).

02-17-2010, 01:46 PM	#28
usairman8806 Drives: Victory Red 1LT/RS Join Date: Feb 2010 Location: Miami, FL Posts: 110 View My Garage	I suggest if anyone is active military go to the gmmilitarydiscount.com build your vehicle there for military pricing then discount the $750 Usaa rebate. Should work out for you and save you a few hundred more as opposed to just using the USAA car buyers program. The vehicle I want is down to about $550 below factory invoice.