Quick Insurance Question - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

anti-ricer · 07-24-2013, 10:18 PM

Just a quick question on insurance. Currently my parents have two cars. If I got a Camaro I would be on their insurance. So three cars and three drivers. Would we all be considered primary drivers on all cars or will each of us be a primary driver for a certain car? Thanks.

Kleeeb · 07-25-2013, 10:01 AM

Primary Driver on certain cars. You would have to be listed as the primary driver of one of your parent's vehicles or the camaro.

menendez1293 · 07-25-2013, 10:03 AM

Quote:

Originally Posted by Kleeeb

Primary Driver on certain cars. You would have to be listed as the primary driver of one of your parent's vehicles or the camaro.

This. In my family we have 5 cars and 4 drivers. I'm listed as the primary driver on a cruze Eco since that is the car I Drive every day. My Camaro is listed as a weekend car with my dad as primary and me as secondary

PalmerGA · 07-25-2013, 10:08 AM

Just call your agent. I'm pretty sure insurance companies all work the same way when it comes to this but, you need to talk to an agent to be sure.

xman · 07-25-2013, 10:36 AM

Recently went through this with my son. The minute you add a camaro, or any other car, to the policy, even if you are the primary, it will affect the rates of the other drivers. The reason is there is no way for the insurance company to verify who actually drives it and when so they charge everyone. I made my son get his own policy when he was able and the savings was substantial.

90503 · 07-25-2013, 10:40 AM

...Three cars here, two drivers....got my son "rated" for driving primarily the car worth the least...but he can drive any one of them as far as insurance goes, no problem...

07-24-2013, 10:18 PM	#1
anti-ricer Drives: '13 Camaro SS, in the near future Join Date: Jun 2012 Location: California Posts: 26	Quick Insurance Question Just a quick question on insurance. Currently my parents have two cars. If I got a Camaro I would be on their insurance. So three cars and three drivers. Would we all be considered primary drivers on all cars or will each of us be a primary driver for a certain car? Thanks.

07-25-2013, 10:01 AM	#2
Kleeeb Drives: 2014 Red Hot 1LT/RS Join Date: May 2013 Location: College Station, TX Posts: 1,801	Primary Driver on certain cars. You would have to be listed as the primary driver of one of your parent's vehicles or the camaro. __________________

07-25-2013, 10:08 AM	#4
PalmerGA Drives: 2013 SIM 1SS/RS L99 Join Date: May 2012 Location: Southwest GA Posts: 8,755 View My Garage	Just call your agent. I'm pretty sure insurance companies all work the same way when it comes to this but, you need to talk to an agent to be sure. __________________ 2013 1SS/RS Coupe L99, Stainless Power Works LT Headers, SCT X4 Custom Tune from RDP, CAI Inc. Air Intake w/ Apex Scoop, VMAX CNC Ported Throttle Body, Solo Axle-Back Exhaust w/ J-pipes, Apex Catch Can, Husky Splash Guards, Heritage Grille, 3D Carbon Rear Spoiler, Oracle Chrome Turn Signal Bulbs, GM Reverse Light Trim Billets, Gorilla Black Locking Lugs, Emblem Pros Retro SS Badges/Custom Retro SS Kickplates/Under-hood Bowtie, 35% window Tint, Nitto Motivo Tires (6-8-18)

07-25-2013, 10:36 AM	#5
xman Drives: '11 Camaro SS/RS Join Date: Jan 2011 Location: Virginia Posts: 6	Recently went through this with my son. The minute you add a camaro, or any other car, to the policy, even if you are the primary, it will affect the rates of the other drivers. The reason is there is no way for the insurance company to verify who actually drives it and when so they charge everyone. I made my son get his own policy when he was able and the savings was substantial.

07-25-2013, 10:40 AM	#6
90503 Drives: 2011 2SS/RS LS3 Join Date: Nov 2011 Location: Torrance Posts: 14,432	...Three cars here, two drivers....got my son "rated" for driving primarily the car worth the least...but he can drive any one of them as far as insurance goes, no problem...