Insurance Advice !! Plz - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

dporter6 · 11-08-2017, 11:27 AM

Hey guys . Just have a quick question and would like your opinion. Had a 2012 camaro rs since 20 with everything in my name from financing to the insurance in New York. Was paying 550 in insurance and 450 a note. now I’m currently in a 2014 2lt rs at age 22 paying 500 in insurance which is the lowest and 400 a note . I’m thinking bout buying a 2016 2ss when I’m 23 but they want 850 in insurance and that’s the lowest. My question is would you ever pay 800 dollars for insurance for a v8? Or just stay with my current car now ? is it really worth it ? New York has no love for young drivers unfortunately .

Spec · 11-08-2017, 11:30 AM

800 monthly for insurance? That's crazy! A year, that's reasonable. I pay 117 monthly through Geico, but then I'm 40 and have a clean record in CA.

Coz3z3 · 11-08-2017, 11:36 AM

That is outrageous! But if you can afford it, and are ok with paying that much, then why not? One of my older friends told me that when he was young and making decent money back in early 2000's, he purchased a new Z06 and was paying $1000 in insurance and $900 in payments a month.

sherob · 11-08-2017, 11:41 AM

Apples vs oranges... FICO score, location, car, driving record, occupation, age... to many variables to compare one to one.

Welker2 · 11-08-2017, 11:45 AM

Quote:

Originally Posted by sherob

Apples vs oranges... FICO score, location, car, driving record, occupation, age... to many variables to compare one to one.

This ^^^^ there are way too many factors that influence individual rates. Your next door neighbor could own the same exact year, make and model as yours, have the same insurance company and coverage but be paying a fraction of what you are based on the above and other factors.

Texas_RS · 11-08-2017, 11:48 AM

Damn man. $550 a month for insurance on 1 car is insane... not worth it getting into a v8 for $800 a month insurance at all. Hell I wouldn't even want to pay $800/month for a car note

ChibiBlackSheep · 11-08-2017, 11:53 AM

Is that per month?! I don't even pay that much for 3 cars every 6 months.

I would never run an insurance policy that costs $10,000 a year.

15LS3 · 11-08-2017, 12:01 PM

That's a shit load, I'm 24 with a 15SS and pay 241 a month.

dporter6 · 11-08-2017, 12:06 PM

Quote:

Originally Posted by 15LS3

That's a shit load, I'm 24 with a 15SS and pay 241 a month.

It sucks because i see everybody who lives down south or mid west only paying 2/300 dollars for a v8 my age. mean while I'm paying double.

dporter6 · 11-08-2017, 12:08 PM

per month, not including car not or gas

dporter6 · 11-08-2017, 12:10 PM

i agree bro. every 2 months that would be 1600. makes my head hurt just thinking about it.

ss_redrum · 11-08-2017, 12:13 PM

Quote:

Originally Posted by 15LS3

That's a shit load, I'm 24 with a 15SS and pay 241 a month.

Who are you with? I'm 24 and in SC and pay $180 a month for insurance. I thought mine was high

cblades · 11-08-2017, 12:16 PM

I pay 130.05 a month for my wifes 2013 malibu, my 2010 SS, and my 2008 ext cab silverado Z71. Check around there are better options out there.

dporter6 · 11-08-2017, 12:24 PM

thats the cheapest i can find i check everywhere. every were else quoted me 1,100 and up . they said since I'm a young driver in a sports car in new york. Im already paying 500 as we speak. and thats considered decent here.

11-08-2017, 11:27 AM	#1
dporter6 Wicked_2SS Drives: 2014 Red Hot 2SS/RS Join Date: Apr 2015 Location: Atlanta, GA Posts: 106	Insurance Advice !! Plz Hey guys . Just have a quick question and would like your opinion. Had a 2012 camaro rs since 20 with everything in my name from financing to the insurance in New York. Was paying 550 in insurance and 450 a note. now I’m currently in a 2014 2lt rs at age 22 paying 500 in insurance which is the lowest and 400 a note . I’m thinking bout buying a 2016 2ss when I’m 23 but they want 850 in insurance and that’s the lowest. My question is would you ever pay 800 dollars for insurance for a v8? Or just stay with my current car now ? is it really worth it ? New York has no love for young drivers unfortunately . Last edited by dporter6; 11-08-2017 at 12:28 PM.

11-08-2017, 11:41 AM	#4
sherob Drives: 2015 SW 1SS/RS 1LE Join Date: Mar 2015 Location: Brighton, CO Posts: 2,736	Apples vs oranges... FICO score, location, car, driving record, occupation, age... to many variables to compare one to one. __________________ “The Eagles and the Captain and Tennille ruled the airwaves, and we were the answer to it.” - Joey Ramone

11-08-2017, 11:48 AM	#6
Texas_RS Drives: 2013 1LE/SS Join Date: Mar 2012 Location: Dfw, Texas Posts: 898	Damn man. $550 a month for insurance on 1 car is insane... not worth it getting into a v8 for $800 a month insurance at all. Hell I wouldn't even want to pay $800/month for a car note __________________ Current mods: Stainless Power Long Tube Headers,Cat Delete,CAI Cold Air Intake,Vitesse throttle controller, Muffler/Resonator Delete w/dual tips. ADM Performance Tuned,BMR 1.25 lowering springs,R1 Concept Slotted/Dimpled Rotors.

11-08-2017, 11:53 AM	#7
ChibiBlackSheep Drives: 2012 2SS/RS, 1968 SS Join Date: Feb 2012 Location: Southeast, PA Posts: 2,093	Is that per month?! I don't even pay that much for 3 cars every 6 months. I would never run an insurance policy that costs $10,000 a year. __________________ LS3 Crate Engine Swap \| CSP Custom Cam 232/240 .615/.615 113 +3 \| Stainless Power LT Headers \| Z28 Intake \| Borla S-Type Exhaust \| FTI Triple-Disc Billet 3200 Stall 2012 Camaro 2SS/RS \| 1968 Camaro SS \| 2020 Cadillac CT5 Premium Luxury \| 2021 Spark LS

11-08-2017, 12:16 PM	#13
cblades Drives: 2010 SS Join Date: Oct 2016 Location: Illinois Posts: 80	Mine I pay 130.05 a month for my wifes 2013 malibu, my 2010 SS, and my 2008 ext cab silverado Z71. Check around there are better options out there.

11-08-2017, 11:30 AM	#2
Spec Account Suspended Drives: 2010 Camaro 1SS LS3 Join Date: Jan 2015 Location: Riverside, CA Posts: 4,018	800 monthly for insurance? That's crazy! A year, that's reasonable. I pay 117 monthly through Geico, but then I'm 40 and have a clean record in CA.

11-08-2017, 11:36 AM	#3
Coz3z3 Drives: 2015 Z/28, 2015 1LE Join Date: Feb 2017 Location: Nevada Posts: 583	That is outrageous! But if you can afford it, and are ok with paying that much, then why not? One of my older friends told me that when he was young and making decent money back in early 2000's, he purchased a new Z06 and was paying $1000 in insurance and $900 in payments a month.

11-08-2017, 12:01 PM	#8
15LS3 Drives: 15 Camaro SS Join Date: Jul 2016 Location: Jacksonville Fl Posts: 39	That's a shit load, I'm 24 with a 15SS and pay 241 a month.

11-08-2017, 12:08 PM	#10
dporter6 Wicked_2SS Drives: 2014 Red Hot 2SS/RS Join Date: Apr 2015 Location: Atlanta, GA Posts: 106	per month, not including car not or gas

11-08-2017, 12:10 PM	#11
dporter6 Wicked_2SS Drives: 2014 Red Hot 2SS/RS Join Date: Apr 2015 Location: Atlanta, GA Posts: 106	i agree bro. every 2 months that would be 1600. makes my head hurt just thinking about it.

11-08-2017, 12:24 PM	#14
dporter6 Wicked_2SS Drives: 2014 Red Hot 2SS/RS Join Date: Apr 2015 Location: Atlanta, GA Posts: 106	thats the cheapest i can find i check everywhere. every were else quoted me 1,100 and up . they said since I'm a young driver in a sports car in new york. Im already paying 500 as we speak. and thats considered decent here.