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12-22-2011, 09:19 PM
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#1 |
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Go Harder Than Baltimore!
Drives: 2010 CGM Join Date: Jun 2010
Location: Baltimore
Posts: 3,835
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MD insurance laws for project cars
In MD, if I were to buy a car I was not going to drive but restore/repair. Would I need to insure it if I do not tag it being on my own property or garage?
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 Last edited by camaroitalia; 12-22-2011 at 09:37 PM. |
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12-22-2011, 09:58 PM
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#2 |
 
Drives: 2010 2SSRS M6 Rally Yellow Join Date: Feb 2010
Location: Baltimore, Maryland
Posts: 354
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You would not need ins. if not tagged, unless you have a lien on it. Then your bank would require it. You can't leave it on the street or public property. Some areas it must be covered or in a garage, but most of the time they won't bother you unless someone complains.
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 TEAM LS3 |
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12-22-2011, 10:01 PM
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#3 | |
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El Hefe
Drives: Black Camaro 2SS/RS Join Date: Jul 2010
Location: Maryland
Posts: 1,067
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Quote:
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12-22-2011, 10:24 PM
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#4 |
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Go Harder Than Baltimore!
Drives: 2010 CGM Join Date: Jun 2010
Location: Baltimore
Posts: 3,835
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ok thanks! i plan on paying cash, so i wont have to worry about a bank. so hopefully i can cover it so my fifth gen still gets its spot inside lol
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12-23-2011, 05:41 AM
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#5 |
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Hating prius's since 1997
Drives: 2010 Camaro 2SS/RS (JENNA) Join Date: Apr 2011
Location: Maryland
Posts: 1,039
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However make sure your Home owners Insurance co. knows about the project if your doing it in the garage or a building on your property. If you have a fire, flood etc. You will be totally at a loss on the project if they dont know about it.
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 PIPE |
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12-23-2011, 06:28 AM
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#6 |
 Drives: 69 Camaro Join Date: Jul 2011
Location: Peoria, IL
Posts: 14
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I have a 69 Camaro I am restoring and was told it would not be covered under my home owners policy. I bought a policy from Hagerty with and agreed value of $30,000 for $220 a year. Just find out what your insurance company says and go from there....
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12-23-2011, 08:25 AM
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#7 | |
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Hating prius's since 1997
Drives: 2010 Camaro 2SS/RS (JENNA) Join Date: Apr 2011
Location: Maryland
Posts: 1,039
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Quote:
I'd be curious to find out what Ins co. you have and also see the law in your state. I know in Md depending how you set your policy up it's all covered up to a certain amount.
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12-25-2011, 11:01 AM
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#8 |
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Bring It
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Yeah definitely just give your homeowners and auto insurance companies a quick call just to ask. Regardless of state law, they may have their own internal policies that supersede local laws just to keep you covered in all counts. Should only take a couple minutes to verify but it doesn't look like any info already provided here would be wrong.
Pipe is your car wrapped or something? Can't get a read on that color but looks incredible.
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2017 Camaro ZL1 M6 - Everything but the sunroof - Sold 2010 Camaro SS - 650RWHP Daily Driver - Traded |
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12-27-2011, 05:59 AM
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Hating prius's since 1997
Drives: 2010 Camaro 2SS/RS (JENNA) Join Date: Apr 2011
Location: Maryland
Posts: 1,039
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Quote:
Thanks InfernO. Its Cyber Gray Metallic and the car is debadged.
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