Not a daily driver, what are you going for your insurance? - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

OHIOSS · 06-13-2009, 08:33 PM

How many of you are using your Camaro as a daily driver? I'm buying mine as my fun car, it will never see rain or snow.

Because I'm using it as a collector car and not a daily driver I am insuring it through Hagerty Collector Car insurance company. I plan on putting less than 2K miles per year, my insurance is very reasonable, <$750/year.

Any body find a better insurance deal than that? If so please let me know what company is offering a better deal than that.

Russ

surferbarney · 06-13-2009, 08:37 PM

Quote:

Originally Posted by Russ Hunsaker

How many of you are using your Camaro as a daily driver? I'm buying mine as my fun car, it will never see rain or snow.

Because I'm using it as a collector car and not a daily driver I am insuring it through Hagerty Collector Car insurance company. I plan on putting less than 2K miles per year, my insurance is very reasonable, <$750/year.

Any body find a better insurance deal than that? If so please let me know what company is offering a better deal than that.

Russ

I've got Eerie Insurance, I'm 28, never had a ticket or accitent and I told them probably less than 8K a year. I'm also never driving in the rain or snow. But I did buy it to drive it, not sit in my driveway so I will drive it a good amount on sunny days, I just won't park it next to anybody

My insurance is a little over $700/year.

Vash · 06-13-2009, 08:42 PM

If it's financed you can't get the collectors insurance. So most people will have normal insurance.

OHIOSS · 06-13-2009, 08:54 PM

Vash- that isn't true, I had to give my loan information to Haggerty.

The price I got from Haggerty was less than 1/2 of what my normal insurance company wanted. I've got a couple of speeding tickets but that is it. The insurance company I have my other 3 cars, boat, and house wanted $1,696/year. I was super happy to get insurance for under $750 as compared to $1,696!!

superstockcam · 06-13-2009, 09:02 PM

Quote:

Originally Posted by Russ Hunsaker

How many of you are using your Camaro as a daily driver? I'm buying mine as my fun car, it will never see rain or snow.

Because I'm using it as a collector car and not a daily driver I am insuring it through Hagerty Collector Car insurance company. I plan on putting less than 2K miles per year, my insurance is very reasonable, <$750/year.

Any body find a better insurance deal than that? If so please let me know what company is offering a better deal than that.

Russ

I use ameriprise Ins. through Costco, the 2SS/RS LS3 is 4th car on our policy, both clean 40 plus drivers, it is $231.00 every 6 months including the replacement value rider for the first year, 250/500 deductable
________
Male advice advice

Tsudy · 06-13-2009, 09:09 PM

Mine'll be my daily driver come rain, snow, armada of angry garden gnomes, etc, etc, etc!

Halo2 · 06-13-2009, 09:22 PM

I just tried to go on-line and get a quote from Hagerty's and it would not allow any newer cars than 2000.

OHIOSS · 06-13-2009, 09:42 PM

Halo- Call them on Monday, I seen the same thing but when I called them they agreed to insure my Camaro. They sent me a quote via e-mail and I had to fill out an online application. Maybe you can get a better deal based on what Superstock said. Hell the insurance on my 2005 Equinox is higher than the price he got from his insurance company. If you can't get a better deal I would suggest you call Hagerty.

Russ

RottNCrzy · 06-14-2009, 07:03 PM

Quote:

Originally Posted by Russ Hunsaker

How many of you are using your Camaro as a daily driver? I'm buying mine as my fun car, it will never see rain or snow.

Because I'm using it as a collector car and not a daily driver I am insuring it through Hagerty Collector Car insurance company. I plan on putting less than 2K miles per year, my insurance is very reasonable, <$750/year.

Any body find a better insurance deal than that? If so please let me know what company is offering a better deal than that.

Russ

I insured mine for eveything and have 5 cars on my policy paying 800 a year for the Camaro can't beat that. oh yea No points yet.....

2010SSRS · 06-14-2009, 08:44 PM

toy as well, but we will put a few more miles on her than 2000.

State Farm Insurance......................$360/year for full coverage with 250000/500000/250000. that's no mileage limits.

also like the HD, we can put winter storage on it for almost nothing!

vdevine · 06-14-2009, 08:47 PM

I pay $1890 a year for Corvette, Camaro(already added to policy), Tribute, and Sebring Conv.

bob2the2nd · 06-14-2009, 09:08 PM

mine will be a daily driver during the summer since my other car doesnt have working AC :(

but once we hit mid September-beginning of October ill probably only be using it occasionally and by November it will be "in storage" sitting at my parents house.

so overall Im calling it a "pleasure driver" with geico. even with geico's mechanical breakdown insurance and another car mine is going to run 700 every 6 months.

Smokes35 · 06-15-2009, 10:44 AM

No one really offers a "lay up" policy any more, but you can, by endorsement drop the collision and even liability coverage on the vehicle for the times it has been placed in storage. Your agent may balk at this a little, but it can be done.

06-13-2009, 08:33 PM	#1
OHIOSS Russ Drives: Yukon Denali, Charger, CamaroSS Join Date: Jun 2009 Location: Ohio Posts: 2,811	Not a daily driver, what are you going for your insurance? How many of you are using your Camaro as a daily driver? I'm buying mine as my fun car, it will never see rain or snow. Because I'm using it as a collector car and not a daily driver I am insuring it through Hagerty Collector Car insurance company. I plan on putting less than 2K miles per year, my insurance is very reasonable, <$750/year. Any body find a better insurance deal than that? If so please let me know what company is offering a better deal than that. Russ

06-13-2009, 09:09 PM	#6
Tsudy Drives: 2010 2LT/RS ABM Join Date: Jun 2009 Location: Fairfax, VA Posts: 208	Mine'll be my daily driver come rain, snow, armada of angry garden gnomes, etc, etc, etc! __________________ ABM, 2LT, RS+Polished, Automatic, Sunroof, Black Interior, White Rally Stripes 0000: 06/06/09 (order placed with dealer) Country Chevrolet 1100: 06/08/09 (preliminary order accepted) #NKMWTD 2000: 09/09/09 (order accepted by GM) 2500: 09/09/09 (order preferenced) 3000: 09/14/09 (order accepted by production control) TPW 09/28/09 3300: 09/20/09 (order scheduled for production) 3400: 09/23/09 (order broadcast) 3800: 10/01/09 (order produced) 4000: 10/01/09 (available to ship) 4200: 10/02/09 (shipped) 5000: 10/15/09 (delivered to dealership) 6000: 10/15/09 (delivered to customer)

06-14-2009, 08:44 PM	#10
2010SSRS Drives: 2000 Silverado Join Date: Apr 2009 Location: Southern WI Posts: 1,241	toy as well, but we will put a few more miles on her than 2000. State Farm Insurance......................$360/year for full coverage with 250000/500000/250000. that's no mileage limits. also like the HD, we can put winter storage on it for almost nothing! __________________ IOM 2SSRS LS3 R6P - VIN 7553 Delivered 5/22/2009 Kooks, Corsa and Roto-Fab - SOLD 9/2010 VR 2SSRS LS3 - Borla, SLP CAI

06-14-2009, 08:47 PM	#11
vdevine Drives: 2010 Black SS Join Date: Jun 2009 Location: Virginia Posts: 605 View My Garage	I pay $1890 a year for Corvette, Camaro(already added to policy), Tribute, and Sebring Conv. __________________ Vince SS2 Black with CGM Stripes 3800 Born: 25 May VIN#12136 6000 Mine 26 June 2009 SLP Loudmouth II, NOWEEDS, BMR 1.4/1.0 Lowering Springs, Cold Air Inductions Intake, Tune, Eagle Eyes w HID, SLP "SS" Grille Insert, Pistol Grip Shifter, Hawk PC Pads, RGB Scanner, Tint, Headlight Armor, Clear Bra, 22's.

06-14-2009, 09:08 PM	#12
bob2the2nd Drives: CGM 2LT RS Join Date: Oct 2008 Location: newark, de Posts: 542	mine will be a daily driver during the summer since my other car doesnt have working AC :( but once we hit mid September-beginning of October ill probably only be using it occasionally and by November it will be "in storage" sitting at my parents house. so overall Im calling it a "pleasure driver" with geico. even with geico's mechanical breakdown insurance and another car mine is going to run 700 every 6 months. __________________ 2LT CGM auto/sunroof/RS 1100: 11-29-08 6000: 6-29-09 cracked windshield: 7-1-09 1000 miles 7-4-09 windshield replaced: 7-9-09 2000 miles 7-10-09 (yep 2000 miles in 11 days) 3000 miles 7-16-09 4000 miles 7-30-09

06-13-2009, 08:42 PM	#3
Vash Drives: 00 Blazer Join Date: Aug 2008 Location: Texas Posts: 5,104	If it's financed you can't get the collectors insurance. So most people will have normal insurance.

06-13-2009, 08:54 PM	#4
OHIOSS Russ Drives: Yukon Denali, Charger, CamaroSS Join Date: Jun 2009 Location: Ohio Posts: 2,811	Vash- that isn't true, I had to give my loan information to Haggerty. The price I got from Haggerty was less than 1/2 of what my normal insurance company wanted. I've got a couple of speeding tickets but that is it. The insurance company I have my other 3 cars, boat, and house wanted $1,696/year. I was super happy to get insurance for under $750 as compared to $1,696!!

06-13-2009, 09:22 PM	#7
Halo2 Drives: 04 Mercury Marauder Join Date: Apr 2009 Location: NC Posts: 131	I just tried to go on-line and get a quote from Hagerty's and it would not allow any newer cars than 2000.

06-13-2009, 09:42 PM	#8
OHIOSS Russ Drives: Yukon Denali, Charger, CamaroSS Join Date: Jun 2009 Location: Ohio Posts: 2,811	Halo- Call them on Monday, I seen the same thing but when I called them they agreed to insure my Camaro. They sent me a quote via e-mail and I had to fill out an online application. Maybe you can get a better deal based on what Superstock said. Hell the insurance on my 2005 Equinox is higher than the price he got from his insurance company. If you can't get a better deal I would suggest you call Hagerty. Russ

06-15-2009, 10:44 AM	#13
Smokes35 Drives: 2010 Camaro SS, 2006 Ram SRT10 Join Date: Jun 2009 Location: Pittsburgh. PA Posts: 248	No one really offers a "lay up" policy any more, but you can, by endorsement drop the collision and even liability coverage on the vehicle for the times it has been placed in storage. Your agent may balk at this a little, but it can be done. __________________ NKMB8X 1100 = Preliminary Order: 5/29/2009 3000 = Accepted By Production Control: 6/17/2009 3300 = Scheduled For Production: 6/22/2009 3400 = 7/20 TPW as of 7/18/2009 3800 = Built!!! 7/27/2009 VIN 2G1FT1EW3A9129998 6000 = 8/4/2009 Giggity!

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
SS as a Daily Driver???	Scotsman	5th Gen Camaro SS LS LT General Discussions	360	05-12-2010 11:40 AM
Hennessy CAI okay for daily driver?	H3LLJumper	Camaro V8 LS3 / L99 Engine, Exhaust, and Bolt-Ons	14	06-12-2009 01:45 AM
Important news for those with insurance questions!	Rallysport	Off-topic Discussions	2	03-11-2009 11:08 PM
And Another Car Crash...	GTAHVIT	Off-topic Discussions	73	01-12-2009 11:43 AM
Daily Driver Poll	3whiterag	General Automotive + Other Cars Discussion	24	02-04-2008 07:44 PM