Delivery Day... insurance question - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

BlackRS · 11-05-2009, 09:58 AM

on the day that I pick up my car should I call my insurance company before i head to the dealer to add the car to the policy or will the dealer take care of all that for me? I don't remember what i did with my last car but I remember not having to call the insurance company myself

Angrybird 12 · 11-05-2009, 10:01 AM

Quote:

Originally Posted by BlackRS

on the day that I pick up my car should I call my insurance company before i head to the dealer to add the car to the policy or will the dealer take care of all that for me? I don't remember what i did with my last car but I remember not having to call the insurance company myself

I usually call the Insurance company before I go and the dealer also calls before they let me take the car, but usually if it is after closing time if you just show them your active insurance card they will let you go, and most insurance companies will give you a few days to notify them in case you buy on a weekend or Holiday.

POWERFREAK · 11-05-2009, 10:01 AM

Dealer usually calls your insurance company and sets everything up. I'd give your agent a call and heads up so there's no problems or delays. They just need the vin # and they can fax over an insurance card.

Quote:

Originally Posted by Skyman 08

usually if it is after closing time if you just show them your active insurance card they will let you go, and most insurance companies will give you a few days to notify them in case you buy on a weekend or Holiday.

Not here in NY...no insurance = no registration. You need the insurance card for the car.

tjd24 · 11-05-2009, 10:05 AM

In NJ the dealer asked for the insurance carrier/policy # and did call them though I called as well the day before to ensure they knew my trim was a v6 not a V8, had On-Star, etc. The Dealer had faxed over a copy of the window sticker and the following week I called the carrier's customer service to ensure they had rated my car properly.

So net-net - doesn't hurt to call.

Andro · 11-05-2009, 10:05 AM

I used USAA and did everything online no need to talk to a customer rep. no more

Angrybird 12 · 11-05-2009, 10:08 AM

Quote:

Originally Posted by POWERFREAK

Not here in NY...no insurance = no registration. You need the insurance card for the car.

Do you have to register your car before you can take delivery?? and you can't register your car until you have an insurance card for that car???? Sounds strange to me...Don't they have Temporary tags in NY?

POWERFREAK · 11-05-2009, 10:09 AM

Quote:

Originally Posted by Skyman 08

Do you have to register your car before you can take delivery?? and you can't register your car until you have an insurance card for that car???? Sounds strange to me...Don't they have Temporary tags in NY?

not sure how temp tags work (I would imagine it also requires temp insurance)...usually when you pickup a new car from a dealer in NY...it's fully registered and insured. NYS requires insurance on all vehicles. You can't even cancel your insurance without proof that the registration has first been canceled.

xpanda305x · 11-05-2009, 11:13 AM

Quote:

Originally Posted by Andro

I used USAA and did everything online no need to talk to a customer rep. no more

USAA FTW!

DC-SS · 11-05-2009, 11:32 AM

Most insurance companies will give you 30 days but the best bet is to call them and ask them directly...

brAnd7onX · 11-05-2009, 11:43 AM

USAA has awesome car insurance. My bro has it, I wish I would have it.

01pewterz28 · 11-05-2009, 11:50 AM

I called my insurance company ahead of time to check pricing. At delivery the dealership made a copy of my current insurance card on that Monday State Farm had the info from the dealership around noon time my State Farm agent contacted me to go over everything to make sure.

Sean

Angrybird 12 · 11-05-2009, 12:24 PM

Quote:

Originally Posted by POWERFREAK

not sure how temp tags work (I would imagine it also requires temp insurance)...usually when you pickup a new car from a dealer in NY...it's fully registered and insured. NYS requires insurance on all vehicles. You can't even cancel your insurance without proof that the registration has first been canceled.

Wow, I am glad they don't do that here... it would be hard knowing I had to wait if I bought a car on a weekend or long holiday.

POWERFREAK · 11-05-2009, 12:28 PM

Quote:

Originally Posted by Skyman 08

Wow, I am glad they don't do that here... it would be hard knowing I had to wait if I bought a car on a weekend or long holiday.

IMO...it's smart. Less chance of getting hit by some moron w/o insurance.

Mr_Draco · 11-05-2009, 12:41 PM

In NC you have to have insurance on the car you just bought before the dealer is allowed to give you the keys. You can either do it yourself or have the dealer call up your insurance company and have them fax the paperwork over to them but either way you can't leave with the car until it's insured.

11-05-2009, 09:58 AM	#1
BlackRS Drives: 2011 Camaro SS/RS Join Date: Aug 2009 Location: NY Posts: 106	Delivery Day... insurance question on the day that I pick up my car should I call my insurance company before i head to the dealer to add the car to the policy or will the dealer take care of all that for me? I don't remember what i did with my last car but I remember not having to call the insurance company myself __________________ 2011 Camaro 2SS in Rally Yellow

11-05-2009, 10:05 AM	#4
tjd24 Thank you Oshawa/St.Cats! Drives: was 2010 2LT RS 2G1FC1EV4A9103434 Join Date: May 2009 Location: NW NJ Posts: 3,481 View My Garage	In NJ the dealer asked for the insurance carrier/policy # and did call them though I called as well the day before to ensure they knew my trim was a v6 not a V8, had On-Star, etc. The Dealer had faxed over a copy of the window sticker and the following week I called the carrier's customer service to ensure they had rated my car properly. So net-net - doesn't hurt to call. __________________ #3434 Born 4-15-2009, Delivered 5-22-2009 BBOMG 2/3/4 - Traded-in 8/31/2019:

11-05-2009, 10:05 AM	#5
Andro NOICE!!! ™ Drives: Force Fed 427 Join Date: Jan 2009 Location: GOT BOOST? Posts: 5,214 View My Garage	I used USAA and did everything online no need to talk to a customer rep. no more __________________

11-05-2009, 11:50 AM	#11
01pewterz28 #TeamBeckyD Drives: 2017 HBM 2SS Convertible A8 Join Date: Aug 2008 Location: Apopka, FL Posts: 10,496 View My Garage	I called my insurance company ahead of time to check pricing. At delivery the dealership made a copy of my current insurance card on that Monday State Farm had the info from the dealership around noon time my State Farm agent contacted me to go over everything to make sure. Sean __________________ #TeamBeckyD FIFTY HBM 2SS VERT

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