Camaro 2ss owners ages 20-22 - what you paying for insurance? - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

mike25 · 03-23-2011, 02:14 AM

What are you guys paying insurance wise on your 2ss camaros? Looking to jump up to one and curious what everyone's paying

Myke783 · 03-23-2011, 02:43 AM

I just recently bought a new 2SS and im 21. Im paying 296 a month through farmers auto insurance.

ackeight · 03-23-2011, 03:09 AM

Quote:

Originally Posted by Myke783

I just recently bought a new 2SS and im 21. Im paying 296 a month through farmers auto insurance.

OUCH! I bet you're counting the days till you're 25.

MikeJrSS · 03-23-2011, 03:09 AM

21. Paying 270 a month through geico. But you are going to get quite a few different answers here. Depending on your provider and discounts you might qualify for. Even your zip code has an effect on what your premiums will be because of claims in that area. Easiest thing to do is just call a provider and get a quote, if you have the vin# of the car they can get all the info about it and give you an accurate amount.

TMoneySS · 03-23-2011, 05:16 AM

I turned 23 on Monday but before that, when i got a quote it was 150 a month through my insurance company, Farm Bureau.

AntzV · 03-23-2011, 05:49 AM

Im 21 an im paying $225/month for my 2SS n my 06 jeep commander with liberty mutual

fielderLS3 · 03-23-2011, 06:01 AM

Damn, that's expensive. At 24, I'm only paying $75/month for my 2011 Mustang GT and my winter car combined. (Geico)

What do all your driving records look like?

Jabs · 03-23-2011, 08:09 AM

Just turned 20 yesterday but I'm paying 2000 for 6 months

I have a wreckless and two speedings on my record though.

Fidgit · 03-23-2011, 09:58 AM

wow guys, i just turned 26 and i only pay $220/month for 3 cars (Land Rover, Dodge neon and 2SS) and 2 motorcycles. I have full coverage on the LR, the camaro and one of my bikes. Also I live in NY, about 40miles outside of the city.

You guys should shop around a little I guess. Right now I have Allstate.

Forearms · 03-23-2011, 10:35 AM

I paid $548/mo for insurance on a '95 Ford Explorer back when I was 18/19... lots of speeding tickets and at least 3 at fault accidents. I was a putz back then...

BigCarrot · 03-23-2011, 10:38 AM

Quote:

Originally Posted by Fidgit

wow guys, i just turned 26 and i only pay $220/month for 3 cars (Land Rover, Dodge neon and 2SS) and 2 motorcycles. I have full coverage on the LR, the camaro and one of my bikes. Also I live in NY, about 40miles outside of the city.

You guys should shop around a little I guess. Right now I have Allstate.

If you're under 25 and male... you take a huge hit on insuring a car. Also if you've been with a company for a long time, taken defensive driving, not a bad driving record, etc. That helps

DevilsReject97 · 03-23-2011, 11:02 AM

Okay, let me give you the scoop here....so it makes it a lot easier moving forward...

1.) Your driving record matters a lot less now than it did 10 years ago...
2.) Your driving a sports car (regardless of V6 or V8)
3.) You are under 25
4.) Your credit history is used more to determine your rates than your driving record

If you've got crappy credit, and your under 25, odds are your going to get a pretty lousy quote. This is just a fact. Both my aunt and a friend of mine work in insurance and they use your credit history against you even if you are a perfect driver.

Now, there are always exceptions..... some people have multiple vehicles, some have family who've been with the company forever, and so on

The other thing to do is call the local insurance companies, not the big ones like Progressive/State Farm/Geico/etc...

Back when I was 21, I bought a Z26 Beretta for $199 a month. Those 3 I listed all wanted between $350 and $500 a month on insurance. I hadn't had a ticket in about 3 years and had only 1 accident in that time. But, I did have really crappy credit.

I lucked out as I was telling the salesman I wouldn't be able to afford it, he happened to know this local lady who was able to use some lesser known insurance companies. Low and behold she found me a policy rivaling the ones I got from the bigger groups for $162 a month. SOLD!

Now, I'm paying basically $72 a month on my SS with a $250 deductible.. with that very same company....

BatMobile11 · 03-23-2011, 12:06 PM

I'm 21 and I pay $286 a month for my LS through Allstate on Long Island, no accidents or speeding tickets.

Ironheadspearo · 03-23-2011, 12:06 PM

If i had to pay 200+ a month for insurance i would be driving something else..... WTF

03-23-2011, 02:14 AM	#1
mike25 Drives: 2012 Camaro 2SS/RS Join Date: Jul 2009 Location: Dubba V Posts: 2,869	Camaro 2ss owners ages 20-22 - what you paying for insurance? What are you guys paying insurance wise on your 2ss camaros? Looking to jump up to one and curious what everyone's paying __________________ 2LT/RS M6 CGM VIN#53104 SOLD 2012 Black 2SS/RS w/ Hurst- Mods: Corsa catback, SSE, Vararam

03-23-2011, 06:01 AM	#7
fielderLS3 Drives: 2016 Mazda6, 2011 Mustang 5.0 Join Date: Mar 2010 Location: Portage, Wisconsin Posts: 4,049	Damn, that's expensive. At 24, I'm only paying $75/month for my 2011 Mustang GT and my winter car combined. (Geico) What do all your driving records look like? __________________ 2022 1SS 1LE (Arrived 4/29/22) "The car is the closest thing we will ever create to something that is alive." . 2022 1SS 1LE (Coming Soon)

03-23-2011, 08:09 AM	#8
Jabs Drives: 2010 Black Camaro SS Stage 2 Join Date: Nov 2010 Location: Mclean VA Posts: 604	Just turned 20 yesterday but I'm paying 2000 for 6 months I have a wreckless and two speedings on my record though. __________________

03-23-2011, 10:35 AM	#10
Forearms Drives: 2011 2SS/RS IOM/IOM M6 Join Date: Nov 2010 Location: Lake Stevens, WA Posts: 179	I paid $548/mo for insurance on a '95 Ford Explorer back when I was 18/19... lots of speeding tickets and at least 3 at fault accidents. I was a putz back then... __________________ The wait is over!!! 03/10/2011 - (1100) : 03/10/2011 - (1102) : 03/15/2011 - (2000) 03/15/2011 - (2500) : 03/15/2011 - (3000) : 03/19/2011 - (3100) 03/19/2011 - (3300) - TPW 3/28/11 03/22/2011 - (3300) : 03/22/2011 - (3100) : 03/22/2011 - (3100) - Hiccup... 03/24/2011 - (3400) : 03/30/2011 - (3800) - She's alive!!! 03/30/2011 - (4000) : 03/30/2011 - (4150) : 03/31/2011 - (4B00) 04/02/2011 - (4200) - Dealer says ETA of 4/15!!! 04/12/2011 - (4B00) 04/12/2011 - (4800) - Unloaded from the train!!! 04/12/2011 - TOOK DELIVERY - THAT WAS FAST!!!

03-23-2011, 11:02 AM	#12
DevilsReject97 Nightmare Drives: Your mom crazy in bed Join Date: Mar 2011 Location: Naptown Posts: 2,438	Okay, let me give you the scoop here....so it makes it a lot easier moving forward... 1.) Your driving record matters a lot less now than it did 10 years ago... 2.) Your driving a sports car (regardless of V6 or V8) 3.) You are under 25 4.) Your credit history is used more to determine your rates than your driving record If you've got crappy credit, and your under 25, odds are your going to get a pretty lousy quote. This is just a fact. Both my aunt and a friend of mine work in insurance and they use your credit history against you even if you are a perfect driver. Now, there are always exceptions..... some people have multiple vehicles, some have family who've been with the company forever, and so on The other thing to do is call the local insurance companies, not the big ones like Progressive/State Farm/Geico/etc... Back when I was 21, I bought a Z26 Beretta for $199 a month. Those 3 I listed all wanted between $350 and $500 a month on insurance. I hadn't had a ticket in about 3 years and had only 1 accident in that time. But, I did have really crappy credit. I lucked out as I was telling the salesman I wouldn't be able to afford it, he happened to know this local lady who was able to use some lesser known insurance companies. Low and behold she found me a policy rivaling the ones I got from the bigger groups for $162 a month. SOLD! Now, I'm paying basically $72 a month on my SS with a $250 deductible.. with that very same company.... __________________

03-23-2011, 02:43 AM	#2
Myke783 Drives: 2010 Camaro 2SS/RS Join Date: Mar 2011 Location: the woodlands, tx Posts: 13 View My Garage	I just recently bought a new 2SS and im 21. Im paying 296 a month through farmers auto insurance.

03-23-2011, 03:09 AM	#4
MikeJrSS Drives: Black 2011 2SS/RS LS3 Join Date: Jan 2011 Location: Orlando, FL Posts: 192	21. Paying 270 a month through geico. But you are going to get quite a few different answers here. Depending on your provider and discounts you might qualify for. Even your zip code has an effect on what your premiums will be because of claims in that area. Easiest thing to do is just call a provider and get a quote, if you have the vin# of the car they can get all the info about it and give you an accurate amount.

03-23-2011, 05:16 AM	#5
TMoneySS Drives: 2007 Shelby GT500 Join Date: Sep 2010 Location: Iowa Posts: 319	I turned 23 on Monday but before that, when i got a quote it was 150 a month through my insurance company, Farm Bureau.

03-23-2011, 05:49 AM	#6
AntzV Drives: blacked out 2010 Camaro Join Date: May 2009 Location: Denver Colorado Posts: 626	Im 21 an im paying $225/month for my 2SS n my 06 jeep commander with liberty mutual

03-23-2011, 09:58 AM	#9
Fidgit Drives: 2010 2SS/RS, Black-on-Black Join Date: Sep 2010 Location: Putnam County, NY Posts: 173 View My Garage	wow guys, i just turned 26 and i only pay $220/month for 3 cars (Land Rover, Dodge neon and 2SS) and 2 motorcycles. I have full coverage on the LR, the camaro and one of my bikes. Also I live in NY, about 40miles outside of the city. You guys should shop around a little I guess. Right now I have Allstate.

03-23-2011, 12:06 PM	#13
BatMobile11 Drives: 2011 Camaro LS Join Date: Jan 2011 Location: Long Island Posts: 43 View My Garage	I'm 21 and I pay $286 a month for my LS through Allstate on Long Island, no accidents or speeding tickets. Last edited by BatMobile11; 03-23-2011 at 12:07 PM. Reason: added info

03-23-2011, 12:06 PM	#14
Ironheadspearo ride the pain train Drives: 2011 1LT RS, 1998 fxstc HD Join Date: Jun 2010 Location: Daytona Beach Posts: 2,047	If i had to pay 200+ a month for insurance i would be driving something else..... WTF __________________ PAIN is temporary, PRIDE is forever......RACE HARD

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