Payments or Cash? - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

2cnd chance · 08-11-2011, 08:40 PM

Are you makin' payments or payin' cash?

If payments what are you guesstimating?

If cash how long have you been saving?

OldScoolCamaro · 08-11-2011, 08:56 PM

Quote:

Originally Posted by 2cnd chance

Are you makin' payments or payin' cash?

If payments what are you guesstimating?

If cash how long have you been saving?

Good question Chance. I haven't done the math, but, I am trading in or selling my still brand new like '02 35th Anniversary SS Camaro for the ZL1. That would be bring me down to the price of what a new 1 SS or 2SS would cost. If I sell the car outright I will probably get a bit more...who knows. I'm figuring around 600 per month on a GM loan with top tier credit,...I hope. I will wing it it either way....can't pass on this car, no sireee Bob...

fiascoes1 · 08-11-2011, 09:06 PM

IM SELLING MY SS TO MY BROTHER THIS WEEK, I PLAN ON GIVING ABOUT 16K DOWNPAYMENT AND PLAN TO FINANCE THE REST. I FIGURE AT A SIX YEAR LOAN MY PAYMENTS WILL BE AROUND $550-600.

Danko · 08-11-2011, 09:07 PM

No one pays cash. That is unAmerican !!!

GMguy80 · 08-11-2011, 09:31 PM

*radz28* · 08-11-2011, 10:00 PM

I'm winning the Lotto

Scarrzz · 08-11-2011, 10:06 PM

.

I've been saving $450 a month for a year and a half, have 9k+ saved and will have about 12k there by March '12 when I expect to be getting the Beasty. Another 7kish for trade in makes a 19 k down payment.

I'm guestimating a 55k pricetag with options, so that leaves 36 LARGE to finance.

My USAA Preapproved auto loan is at 6.35%, so that should leave payments of $658.00 for 60 months.

__________________________________________________ _____
EDIT ( DOH !) Typo: The rate is 3.35%, not that other silly number.

.

ya boy willz · 08-11-2011, 10:07 PM

I'm walking in to the dealership with a duffel bag full of $100s, dropping it on the counter and telling them to hand me my ZL1

Plexus · 08-11-2011, 10:33 PM

Quote:

Originally Posted by ya boy willz

I'm walking in to the dealership with a duffel bag full of $100s, dropping it on the counter and telling them to hand me my ZL1

OldJedi · 08-11-2011, 10:39 PM

After not calling in sick and not using much of my vacation time for 31 years, my department is paying for my ZL1.

The Stig · 08-11-2011, 10:48 PM

Quote:

Originally Posted by OldJedi

After not calling in sick and not using much of my vacation time for 31 years, my department is paying for my ZL1.

Best answer ever

Scarrzz · 08-12-2011, 01:13 AM

Quote:

Originally Posted by ya boy willz

I'm walking in to the dealership with a duffel bag full of $100s, dropping it on the counter and telling them to hand me my ZL1

That's a good plan too.

.

BiggFoot · 08-12-2011, 07:03 AM

Quote:

Originally Posted by 2cnd chance

Are you makin' payments or payin' cash?

If payments what are you guesstimating?

If cash how long have you been saving?

Good question . . . I have lost enough money on the stock market over the past several weeks that I could have paid cash for the car and the planned mods.

Guess that doesnt answer the question though . . . If GM is offering low % financing such as Honda gave me on the wife's Pilot (1.9%), then I will probably finance about $25K and put the rest down.

How long have I been saving . . . . Hmmmm . . . for 35 years. I retired from BP last year (but still working, and saving, LOL).

IOMZL1 · 08-12-2011, 07:08 AM

The interest rates are so low right now I'm not going to put much cash in. I can always pay it off early later like I've done to my other cars.

08-11-2011, 08:40 PM	#1
2cnd chance Too Many Great Choices Drives: Grand Sport/Z07 Join Date: Jun 2009 Location: A Mountain Road Posts: 7,454	Payments or Cash? Are you makin' payments or payin' cash? If payments what are you guesstimating? If cash how long have you been saving?

08-11-2011, 09:31 PM	#5
GMguy80 Drives: 2006 Trailblazer SS Join Date: Aug 2011 Location: Dallas, TX Posts: 86	__________________ 1970 Corvette 2006 Trailblazer SS 2014 Summit White SS 1LE

08-11-2011, 10:00 PM	#6
radz28 Petro-sexual Drives: Ultra-Grin Join Date: Oct 2006 Location: Crazy Coast Posts: 15,201 View My Garage	I'm winning the Lotto __________________ '20 ZL1 Black "Fury" A10, PDR, Exposed CF Extractor Magnuson Magnum DI TVS2650R // RFBG // Soler 103 // TooHighPSI Port Injection // THPSI Billet Lid // FF // Katech Drop-In // PLM Heat Exchanger // ZLE Cradle bushings // BMR Chassis-Suspension Stuff // aFe Bars // Diode Dynamics LEDs // ACS Composites Guards // CF Dash // Aeroforce // tint // other stuffs

08-11-2011, 10:06 PM	#7
Scarrzz No Fear-No Limits- Camaro Drives: '13 ZL1 or Suzuki Hayabusa Join Date: Jul 2009 Location: Louisiana, CO, GA, TX, etc. Posts: 2,033 View My Garage	. I've been saving $450 a month for a year and a half, have 9k+ saved and will have about 12k there by March '12 when I expect to be getting the Beasty. Another 7kish for trade in makes a 19 k down payment. I'm guestimating a 55k pricetag with options, so that leaves 36 LARGE to finance. My USAA Preapproved auto loan is at 6.35%, so that should leave payments of $658.00 for 60 months. __________________________________________________ _____ EDIT ( DOH !) Typo: The rate is 3.35%, not that other silly number. . __________________ . __________________________________ ................................................The Faithful are Watching. Last edited by Scarrzz; 08-12-2011 at 09:24 AM.

08-11-2011, 10:07 PM	#8
ya boy willz Drives: 2011 IOM LS, 2011 CGM LS Join Date: Oct 2010 Location: Orlando, Fl Posts: 836	I'm walking in to the dealership with a duffel bag full of $100s, dropping it on the counter and telling them to hand me my ZL1 __________________ 2011 IOM LS - Drag DR 19s 18x7.5, Projector/Halo Fogs, Blacked out Gills, Red Calipers, Factory Spoiler, 15% Tint 2011 CGM LS- Injen CAI, Vmax Ported TB, Vmax Black Ice O'Lator, Carbon Fiber Bowties, Carbon Fiber Gills, Factory Spoiler, Stock SS Exhaust w/ Magnaflow x-pipe welded in & stock muffler delete, Miro 112 18x8.5 +35

08-11-2011, 09:06 PM	#3
fiascoes1 SoCalRaceTeam new-b! Drives: 2012 ZL1/WHITE/BLACK STRIPE Join Date: Apr 2011 Location: norwalk ca Posts: 2,021	IM SELLING MY SS TO MY BROTHER THIS WEEK, I PLAN ON GIVING ABOUT 16K DOWNPAYMENT AND PLAN TO FINANCE THE REST. I FIGURE AT A SIX YEAR LOAN MY PAYMENTS WILL BE AROUND $550-600.

08-11-2011, 09:07 PM	#4
Danko Drives: 2010 Corvette MTX Join Date: Sep 2009 Location: Grosse Pointe Park, MI Posts: 61	No one pays cash. That is unAmerican !!!

08-11-2011, 10:39 PM	#10
OldJedi Use the Force Drives: 2015 Corvette Z51, 2018 Porsche GTS Join Date: Jan 2010 Location: Davie, Fl. Posts: 3,862	After not calling in sick and not using much of my vacation time for 31 years, my department is paying for my ZL1. __________________ Walk softly, carry a light saber and drive a ZL1!

08-12-2011, 07:08 AM	#14
IOMZL1 Drives: 2015 Z/28 \| 2017 Viper ACR Extreme Join Date: Aug 2011 Location: Brownsburg Posts: 1,009	The interest rates are so low right now I'm not going to put much cash in. I can always pay it off early later like I've done to my other cars.

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
paying with cash, not easy.	detroit iron rules	5th Gen Camaro SS LS LT General Discussions	69	02-15-2010 02:10 PM
Going into dealership with Cash	tmac1granger33	Camaro Price \| Ordering \| Tracking \| Dealers Discussions	9	12-28-2009 06:15 PM
2010 Camaro incentive run down as of 9/11	CamaroScotty	Camaro Price \| Ordering \| Tracking \| Dealers Discussions	23	09-14-2009 08:31 AM
Difference between GM and Toyota	Stevo	5th Gen Camaro SS LS LT General Discussions	31	12-21-2008 09:06 PM
Pre-packaged chap11, sounds like a good plan	Design1stCode2nd	General Automotive + Other Cars Discussion	2	11-26-2008 10:03 PM