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Old 04-23-2015, 08:13 PM   #1
Muscle Car Memories

 
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Should I trade or not?

Ok so I am buying a new home and my debt to income ratio is causing me a problem and its my 1LE payments that is the issue.

So I called the dealer I buy my Camaro's from and they can trade me out on a new 2015 Camaro 1SS, manual w/Hurst, NPP exhaust and save me $200 a month w/no money down. I have a choice of colors Red Hot, Summit White, Silver or Black.

My 1LE is a 2015 2SS/RS and is loaded so I will be loosing out on the 1LE package, RS Package and 2SS.

I really dont have any other option except to put more money down on the house which I dont wanna do and I dont wanna give up the house either so on the upside of all this I will still be in a 2015 Camaro SS it just wont have all the bells and whistles.

What do you guys think?
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Old 04-23-2015, 08:15 PM   #2
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heck no - go hit up your boss for a raise
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Old 04-23-2015, 08:19 PM   #3
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heck no - go hit up your boss for a raise
I am my own boss
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Old 04-23-2015, 08:19 PM   #4
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I am my own boss
then work harder you slacker!
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Old 04-23-2015, 08:20 PM   #5
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Make the trade. In 10 months you will have an extra $2,000 to put in the 1SS. You purchase the 1LE suspension for less and still be saving $200/MO for the rest of your loan.
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Old 04-23-2015, 08:21 PM   #6
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then work harder you slacker!
Dude I work my ass off and do every trick in the book with my taxes so Im kinda at a standstill now and dont wanna lose the house or my 1LE
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Old 04-23-2015, 08:22 PM   #7
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Life happens man. Idk what to tell u but the 1LE is a hell of a package that totally changes the car.
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Old 04-23-2015, 08:22 PM   #8
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Dude I work my ass off and do every trick in the book with my taxes so Im kinda at a standstill now and dont wanna lose the house or my 1LE
What do you work?
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Old 04-23-2015, 08:23 PM   #9
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Dude I work my ass off and do every trick in the book with my taxes so Im kinda at a standstill now and dont wanna lose the house or my 1LE
Sorry bud, at least you dont have to drive a Civic or something.
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Old 04-23-2015, 08:24 PM   #10
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You will regret it. Traded a 11 2ss/rs for a truck. 3 years ago. I traded in my hog for a new 14 LS. It's a nice car but I miss a the goodies that the SS had let alone the power difference. I had to have the truck. I have arthritis real bad in my hands so that's why I got rid of my bike. Wanted to have a little note but I regret getting a LS.
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Old 04-23-2015, 08:26 PM   #11
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What do you work?
Printing Company.
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Old 04-23-2015, 08:27 PM   #12
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Sorry bud, at least you dont have to drive a Civic or something.
I know what you mean but at least not all is lost, I would be in a 1SS, like you said it could be worse but I still havent made up my mind.
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Old 04-23-2015, 08:28 PM   #13
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You will regret it. Traded a 11 2ss/rs for a truck. 3 years ago. I traded in my hog for a new 14 LS. It's a nice car but I miss a the goodies that the SS had let alone the power difference. I had to have the truck. I have arthritis real bad in my hands so that's why I got rid of my bike. Wanted to have a little note but I regret getting a LS.
But at least the 1SS would still be a V8....I didnt buy the 1LE for a track car, I just like the looks of it.
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Old 04-23-2015, 08:30 PM   #14
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Do what I did brother... Buy the SS 2014 package and fix it up yourself. I understand it has that package on it but you can fix up the car the way you want it and it will look different from other people camaros. I always get ask if mine is a 1LE. Ill show you a few pics of what I did to mine. I'm not even close to being done with it either. I'm not at the track so no point of getting the 1le
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Old 04-23-2015, 08:31 PM   #15
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I would trade it in a heart beat, if it ment you could have a house. That new camaro will look awesome in your new driveway.
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Old 04-23-2015, 08:31 PM   #16
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Old 04-23-2015, 08:33 PM   #17
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Looks damn good!
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Old 04-23-2015, 08:34 PM   #18
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I know it isn't what your looking to hear but what about selling your car altogether and waiting till you're better set financially? Is $200 THAT much - if it is maybe you need to reconsider needing a Camaro currently.

Sell the car, drive a beater for a bit, get your $$ situation straightened out and once you're good get yourself another 2SS/1LE or even a ZL1 if the $$ permits.
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Old 04-23-2015, 08:36 PM   #19
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This decision is very easy......you need to downsize your car payment to buy a house.....you will lose money on your car all day long. Your house will make you money. So based on simple facts ...trade your car so you can buy a house. Those guys telling you not to do it should spend a night curled up in the backseat of your Camaro.
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Old 04-23-2015, 08:36 PM   #20
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Looks damn good!
Thank you. The black wrap, the side oracles, rims... Nothing came with it. I'll be adding the z28 high wing spoiler in matte black here pretty soon. Slowly adding stuff under the hood and interior. Exhaust will add later on when I get my back diffuser switched out to fit quads.
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Old 04-23-2015, 08:37 PM   #21
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This decision is very easy......you need to downsize your car payment to buy a house.....you will lose money on your car all day long. Your house will make you money. So based on simple facts ...trade your car so you can buy a house. Those guys telling you not to do it should spend a night curled up in the backseat of your Camaro.
I already have a house, I am just splitting with my GF and we are selling the house...
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Old 04-23-2015, 08:38 PM   #22
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I know it isn't what your looking to hear but what about selling your car altogether and waiting till you're better set financially? Is $200 THAT much - if it is maybe you need to reconsider needing a Camaro currently.

Sell the car, drive a beater for a bit, get your $$ situation straightened out and once you're good get yourself another 2SS/1LE or even a ZL1 if the $$ permits.
Thats a good point but its difficult to find someone to cough up the money for a 1LE...
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Old 04-23-2015, 08:41 PM   #23
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I am in the same boat trying to buy a place in vegas first thing i thought was dump the car and would save a whole lot of headache but i having paying for a yr. If i could lower my payment by $200 per month i would do it btw i am self employed too think that is most of the headache harder to get a loan
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Old 04-23-2015, 08:42 PM   #24
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I already have a house, I am just splitting with my GF and we are selling the house...
You said your buying a house...so if you downsize your car payment you can get the house on your own. That's even better...you will have your "own house and a nice car......and now the ladies. I would still do what I had to do to get the house...your still in a v8 Camaro.
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Old 04-23-2015, 08:43 PM   #25
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I am in the same boat trying to buy a place in vegas first thing i thought was dump the car and would save a whole lot of headache but i having paying for a yr. If i could lower my payment by $200 per month i would do it btw i am self employed too think that is most of the headache harder to get a loan
Yes being self employed makes things a hundred times harder now days, before the bust in 2008 when I went for a house loan I just did the stated income loan but those are long gone.
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